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  • $399,000

    282 W Mountain St, Rutherfordton, NC 28139

    3beds
    2,169sqft
    : 
    $2,365/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    0.35 Acres Lot
    $386,000 Zestimate®
    $184/sqft
    $-- HOA

    What's special

    Laundry roomRoom size atticOriginal hardwood floors refinished
    Charming, one of a kind cottage look alike house with a character. Build in 1942 with original hardwood floors, refinished a few years ago. Zoned residential and commercial with a street front and plenty of parking. Every room is different, has it's own charisma. There are 3 rooms downstairs, bathroom, kitchen, laundry room and an extra 23x14 size room what can be used for business or residential. There are 2 rooms upstairs, bathroom and a room size attic. All the 5 rooms are fully furnished and turn key if you are planning to use it as a rental property. There is a backyard where you can relax and plenty of space to have gatherings. Brand new roof installed in March 2026, heatpump installed in 2024, new kitchen and bathroom fixtures. The house is very close from Main Street, Courthouse and Police Department.
    19 days
    |
    397
    |
    7
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Andrea Ochoa 704-705-8008,

    Collective Realty LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4407394MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Upper
      Heating
      • Electric, Forced Air, Heat Pump
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: None
      • Laundry: Washer Hookup
      Features
      • Flooring: Carpet, Vinyl, Wood
      • Basement: Exterior Entry
      Interior area
      • Total structure area: 2,169
      • Total interior livable area: 2,169 sqft
      • Finished area above ground: 2,169
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      Lot
      • Size: 0.35 Acres
      Details
      • Parcel number: 1204648
      • Zoning: SF-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Rutherfordton

      Financial & listing details

      • Price per square foot: $184/sqft
      • Tax assessed value: $123,000
      • Date on market: 7/23/2026
      • Cumulative days on market: 19 days
      • Listing terms: Cash
      • Exclusions: Refrigerator and electric range
      • Road surface type: Asphalt, Concrete, Paved

        Estimated market value

        $386,000

        $367,000 - $405,000

        $1,468/mo

        Price history

        DateEventPrice
        7/24/2026Listed for sale$399,000+432%$184/sqft
        Source: Canopy MLS as distributed by MLS GRID #4407394 Report a problem
        3/4/2021Listing removed--
        Source: Owner Report a problem
        7/12/2019Listing removed$350
        Source: Owner Report a problem
        7/10/2019Listed for rent$350
        Source: Owner Report a problem
        6/5/2017Sold$75,000-6.3%$35/sqft
        Source: Public Record Report a problem
        10/16/2015Sold$80,000-15.8%$37/sqft
        Source: Public Record Report a problem
        12/23/2014Price change$95,000-4%$44/sqft
        Source: CAROLINA PROPERTIES #538206 Report a problem
        12/15/2014Price change$99,000-9.9%$46/sqft
        Source: CAROLINA PROPERTIES #538206 Report a problem
        10/25/2014Price change$109,900-8.4%$51/sqft
        Source: CAROLINA PROPERTIES #538206 Report a problem
        5/11/2014Price change$120,000-4%$55/sqft
        Source: CAROLINA PROPERTIES #538206 Report a problem
        3/20/2014Price change$125,000-13.8%$58/sqft
        Source: CAROLINA PROPERTIES Lake Lure #538206 Report a problem
        10/9/2013Price change$145,000-3.3%$67/sqft
        Source: CAROLINA PROPERTIES Lake Lure #538206 Report a problem
        5/3/2013Listed for sale$150,000$69/sqft
        Source: CAROLINA PROPERTIES #538206 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $123,000
        2024$1,150 +0.4%$123,000
        2023$1,145 +149.7%$123,000 +26.5%
        2022$458 -58.8%$97,200
        2021$1,113 $97,200
        2020$1,113 $97,200
        2019-- $97,200 +20.3%
        2018$949 $80,800
        2016$949 $80,800
        2013$949 $80,800
        2012-- $80,800
        2011-- $80,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28139

        Getting around

        14 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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