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For sale
  • $1,400,000

    284 Champion Ct, Destin, FL 32541

    4beds
    3,395sqft
    : 
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    Single Family Residence
    Built in 2005
    10,454 Square Feet Lot
    $-- Zestimate®
    $412/sqft
    $-- HOA

    What's special

    Refined finishesDedicated officeGranite countertopsCustom millworkSurround soundExpansive screened porchWelcoming front porch
    Nestled within the prestigious gated community of Kelly Plantation, this charming 4 bedroom, 3.5 bath residence with a dedicated office offers an exceptional blend of timeless architecture, refined finishes, and an unmatched lifestyle. Ideally positioned in the coveted Plantation Place neighborhood, the home is just steps from the community pool, tennis courts, fitness center, playground, golf clubhouse, and Owner's Club. Built by respected local builder Randy Wise, this thoughtfully maintained home features a new roof installed in 2024, two new HVAC systems replaced in December 2025, and a water heater that is approximately four years old, providing added peace of mind for years to come. The property is also located in Flood Zone X, where flood insurance is typically not required by lenders. Designed with both comfort and entertaining in mind, the thoughtfully designed floor plan showcases maple engineered hardwood flooring, extensive crown molding, custom millwork, granite countertops, quality cabinetry, recessed lighting, and surround sound. welcoming front porch sets the tone for the warm and inviting interiors beyond. The spacious formal dining room is complemented by a beautifully appointed butler's pantry, while the kitchen serves as the heart of the home, featuring premium stainless-steel appliances, abundant cabinetry, granite countertops, a walk-in pantry, and a casual dining area that flows seamlessly into the living spaces. Just beyond, a dedicated office with custom built-ins creates the perfect work-from-home setting. The main-level primary suite offers a private sanctuary complete with dual walk-in closets and a spa-inspired bath featuring dual vanities, a soaking tub, separate shower, and private water closet. Upstairs, additional guest bedrooms and flexible living spaces provide ample room for family and visitors. One of the home's most captivating features is the expansive screened porch overlooking a beautifully landscaped brick-paver courtyard with a charming fountain, creating a peaceful outdoor living space ideal for morning coffee, evening gatherings, or quiet relaxation. Residents of Kelly Plantation enjoy one of Destin's most sought-after lifestyles, with championship golf, tennis and pickleball courts, a community pool, fitness center, walking trails, parks, playgrounds, and beautifully maintained grounds, all nestled along the shores of Choctawhatchee Bay and just minutes from world-class beaches, dining, shopping, and entertainment. Offering a rare combination of luxury, convenience, recent capital improvements, and resort-style amenities, this exceptional residence presents an outstanding opportunity to experience the very best of Kelly Plantation living.
    36 days
    |
    712
    |
    18
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cliff Cohen cliff@scenicsir.com,

    Scenic Sotheby's International Realty,

    Cynthia L Cobine,

    Scenic Sotheby's International Realty

    Source: ECAOR,MLS#: 1005305MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 16 x 14
      Bedroom
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Bedroom
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Dining room
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 18 x 12
      Foyer
      • Level: First
      • Area: 88 Square Feet
      • Dimensions: 11 x 8
      Garage
      • Level: First
      • Area: 552 Square Feet
      • Dimensions: 24 x 23
      Kitchen
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Living room
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 18 x 16
      Loft
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 12 x 9
      Media room
      • Level: Second
      • Area: 195 Square Feet
      • Dimensions: 15 x 13
      Pantry
      • Level: First
      • Area: 32 Square Feet
      • Dimensions: 8 x 4
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Double Oven, Range Hood
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Bookcases, Crown Molding, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Shelving, Upgraded Media Wing, Wallpaper, Wet Bar, Woodwork Painted
      • Flooring: Hardwood, Tile, Carpet
      • Windows: Double Pane Windows, Plantation Shutters
      • Attic: Pull Down Stairs
      • Has fireplace: Yes
      • Fireplace features: Gas
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,395
      • Total interior livable area: 3,395 sqft

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Patio, Porch, Screened
      • Exterior features: Columns, Private Yard
      • Fencing: Privacy
      • On waterfront: Yes
      Lot
      • Size: 10,454 Square Feet
      • Dimensions: 65 x 158
      • Features: Covenants, Interior Lot, Level, Restrictions
      Details
      • Additional structures: Stable(s)
      • Parcel number: 002S22206300000080
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Brick, Siding Brick Some, Masonite, Trim Vinyl
      • Foundation: Slab
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Water: Public
      Green energy
      • Energy efficient items: Doors

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Community Room, Fitness Center, Gated, Golf, Short Term Rental - Not Allowed, Pavillion/Gazebo, Picnic Area, Playground, Pool, Tennis Court(s), Waterfront, Pickleball
      • Security: Security System, Smoke Detector(s)
      • Subdivision: KELLY PLANTATION S/D
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Recreational Faclty, Security
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $412/sqft
      • Tax assessed value: $963,939
      • Annual tax amount: $10,036
      • Date on market: 6/12/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/12/2026Listed for sale$1,400,000+82.5%$412/sqft
        Source: ECAOR #1005305 Report a problem
        1/24/2014Sold$767,300-24%$226/sqft
        Source: Public Record Report a problem
        8/8/2005Sold$1,009,000$297/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,759 +10.7%$963,939 +3.7%
        2023$8,818 +12.6%$929,112 +16.8%
        2022$7,832 +17.9%$795,791 +33.1%
        2021$6,640 +4.8%$598,086 +5.7%
        2020$6,335 -1.5%$565,853 +0%
        2019$6,432 +4.2%$565,808 +5.6%
        2018$6,175 $535,811 +3.1%
        2017$6,175 +2.8%$519,541 +6.1%
        2016$6,005 +8.2%$489,681 +18.5%
        2015$5,548 +11.5%$413,121 +0.1%
        2014$4,977 $412,533 +1.3%
        2013-- $407,301 -1.2%
        2012-- $412,436 -0.6%
        2011-- $415,066 -7.6%
        2010-- $449,144 -18.8%
        2009-- $553,437 -26.7%
        2008-- $754,829 -7.9%
        2007-- $819,608 -2.4%
        2006-- $839,992 +1066.7%
        2005-- $72,000 +242.6%
        2004-- $21,014
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        12 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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