Contact Home Owner Directly!! ******************************* ** COMPLETELY REMODELED ** ******************************* ** RENT-TO-OWN ** ******************* $765/mo and $1,850 down payment. Sale Price $114,500 . 1,344 sqft of heated living space 4 bedrooms and 2 full baths Tile flooring in kitchen New Stainless appliances New Paint throughout New lighting, ceiling fans New vinyl flooring in both bathrooms Fireplace in living room Nice, large, level 1.08 acres with a pond. Built in 2002 to modern codes. Covered front porch Large back deck Laminate wood flooring is in great condition Storage shed 12 miles to Dunlap 23 miles to Dayton 22 miles to Fall Creek Falls State Park 35 miles to Crossville 39 miles to Chattanooga Available immediately, this is a MUST SEE!!! You will not be disappointed!!! My Rent-to-Own program is for those who want to purchase a home, but are currently unable to qualify for a mortgage loan. Many times, the issues that prevent you from qualifying for a mortgage can be resolved within 12 months. Benefits of this program include: All of the Down Payment (i.e. Earnest Money) is applied to the purchase price. Each month, 20% of your rent will be applied to the purchase price. So, it is as if you have already started your mortgage payments. Finally, you’re a home owner with improved credit and a 30 year fixed rate mortgage. Minimum requirements: 1) Credit Score: 570 or higher (or 550 if due to lack of credit instead of bad credit) 2) Work History: held the same job (or in same line of work) for at least 1 year 3) Bankruptcy History: completely out of bankruptcy for at least 2 years 4) Foreclosure History: not had a property foreclosed on within the last 3 years 5) Debt-to-Income Ratio: less than 40% including this house payment. ** Debt-to-Income Ratio = (All LOAN Payments / GROSS Monthly Income) ** Debt-to-Income Ratio does NOT include phone bills, electric bills, etc. Only LOAN payments. $765/mo and $1,850 down payment. Sale Price $114,500 Call 4-2-3. -- **. – 7.1.8. -- * and. -- 6428. . .
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