Welcome to a true one-of-a-kind waterfront retreat in the sought-after Twin Lakes community of Valrico! Perfectly positioned on the shimmering shores of Lake Stearns, this completely remodeled home comes with something truly extraordinary — your very own private ISLAND! Yes, an island you can build on, relax on, or simply enjoy as your personal slice of paradise. From the moment you arrive, you’ll feel the uniqueness of this property. Every inch of this home has been thoughtfully updated to blend modern comfort with natural beauty. Step inside to discover an open-concept layout with soaring ceilings, abundant natural light, and panoramic lake views that create a serene and inviting atmosphere. The gourmet kitchen is a showstopper — completely remodeled in 2019 with sleek cabinetry, premium appliances, and stylish finishes, ready to inspire your inner chef. The triple-split floor plan provides privacy for family and guests, while the expansive primary suite offers a spa-like bathroom fully renovated in 2020, complete with elegant finishes and a relaxing atmosphere. Both secondary bathrooms were remodeled in 2019, ensuring every space feels fresh and modern. Throughout the home, you’ll find beautiful new flooring and interior paint completed in 2018, along with a tankless water heater, water softener, and a new HVAC system all installed that same year. A full roof replacement and exterior painting were completed in 2019, along with new paver walkways and walls in both the front and back of the home. Even the bridge leading to your private island was rebuilt in 2018, adding to the home’s turnkey appeal. The outdoor living experience is truly exceptional. The formal living room, family room, and primary suite all feature pocket sliding doors that open completely to the oversized screened lanai, creating a seamless transition between indoor and outdoor living. This incredible space is perfect for entertaining, dining al fresco, or creating your ultimate outdoor lounge or game area—all while overlooking the sparkling lake. With so much room to relax or host, the possibilities are endless. The large backyard offers plenty of space to design your dream pool, and the private dock makes it easy to launch your kayak, paddleboard, or small watercraft right from home. Love the water? You’ll be able to access Lake Stearns directly for fishing, exploring, or simply cruising across to your own island getaway. This home truly has it all — modern upgrades, rare lakefront living, and a private island unlike anything else in Valrico. Don’t miss your chance to own this piece of paradise!
Sold for $670,000
$670,000
2848 Mossy Timber Trl, Valrico, FL 33596
4beds
2,807sqft
Single Family Residence
Built in 2002
0.36 Acres Lot
$658,900 Zestimate®
$239/sqft
$3,291 Estimated rent
Home value
$658,900
Estimated sales range
Not available
$3,291/mo
Zestimate® history
Owner options
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$3,291/mo
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$3,291/mo
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$4,666/mo
Est. payment
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$4,666/mo
Est. payment
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List your homeWhat's special
Private dockPrivate islandPanoramic lake viewsAbundant natural lightLarge backyardNew hvac systemUltimate outdoor lounge
Zillow last checked:
Listing updated:
Listing Provided by:
Brenda Wade 813-655-5333,
SIGNATURE REALTY ASSOCIATES 813-689-3115
Bought with:
Steven Lavoie, 636095
RE/MAX REALTY UNLIMITED
Source: Stellar MLS,MLS#: TB8443412
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 221 Square Feet
- Dimensions: 17x13
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 140 Square Feet
- Dimensions: 14x10
Balcony porch lanai
- Level: First
- Area: 616 Square Feet
- Dimensions: 28x22
Den
- Level: First
- Area: 156 Square Feet
- Dimensions: 13x12
Dinette
- Level: First
- Area: 80 Square Feet
- Dimensions: 10x8
Dining room
- Level: First
- Area: 120 Square Feet
- Dimensions: 12x10
Family room
- Level: First
- Area: 288 Square Feet
- Dimensions: 18x16
Kitchen
- Level: First
- Area: 210 Square Feet
- Dimensions: 15x14
Living room
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Humidity Control
Appliances
- Included: Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Range Hood, Tankless Water Heater, Water Softener
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Ceramic Tile, Vinyl
- Doors: Sliding Doors
- Windows: Blinds
- Has fireplace: No
Interior area
- Total structure area: 4,251
- Total interior livable area: 2,807 sqft
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Rear Porch, Screened
- Exterior features: Irrigation System, Lighting, Private Mailbox, Sidewalk
- Fencing: Fenced
- Has view: Yes
- View description: Trees/Woods, Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges, Bridges - Fixed
- Body of water: LAKE STEARNS
Lot
- Size: 0.36 Acres
- Dimensions: 86.51 x 182
- Features: In County, Landscaped, Level, Near Golf Course, Oversized Lot, Sidewalk
- Residential vegetation: Mature Landscaping
Details
- Parcel number: U0430215LTE0000000029.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Community & neighborhood
Security
- Security features: Security Lights, Security System, Smoke Detector(s)
Community
- Community features: Deed Restrictions, Park, Playground, Pool, Sidewalks
Location
- Region: Valrico
- Subdivision: TWIN LAKES
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $99 monthly
- Amenities included: Park, Playground, Pool, Tennis Court(s), Trail(s)
- Association name: Green Acres
- Association phone: 813-600-1100
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 12/12/2025 | Sold | $670,000-0.7%$239/sqft |
Source:  Stellar MLS #TB8443412 Report a problem | ||
| 11/7/2025 | Pending sale | $675,000$240/sqft |
Source: Stellar MLS #TB8443412 Report a problem | ||
| 11/3/2025 | Listed for sale | $675,000+82.2%$240/sqft |
Source: Stellar MLS #TB8443412 Report a problem | ||
| 1/10/2018 | Sold | $370,500-1.2%$132/sqft |
Source: Public Record Report a problem | ||
| 11/27/2017 | Price change | $374,900-3.8%$134/sqft |
Source: WEST COAST PREMIER REALTY, LLC #T2895066 Report a problem | ||
| 11/22/2017 | Price change | $389,900+0.2%$139/sqft |
Source: WEST COAST PREMIER REALTY, LLC #T2895066 Report a problem | ||
| 9/14/2017 | Price change | $389,000-2.7%$139/sqft |
Source: Assist2Sell The Eshack Team Report a problem | ||
| 8/23/2017 | Price change | $399,900-3.6%$142/sqft |
Source: Assist2Sell The Eshack Team Report a problem | ||
| 7/22/2017 | Listed for sale | $414,900-3.5%$148/sqft |
Source: Assist2Sell The Eshack Team Report a problem | ||
| 2/26/2008 | Listing removed | $429,900$153/sqft |
Source: Number1Expert #T2269963 Report a problem | ||
| 11/14/2007 | Listed for sale | $429,900+43.3%$153/sqft |
Source: Number1Expert #T2269963 Report a problem | ||
| 5/25/2004 | Sold | $300,000+7.7%$107/sqft |
Source: Public Record Report a problem | ||
| 3/8/2002 | Sold | $278,500$99/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,374 +8.2% | $400,757 +2.9% |
| 2024 | $6,816 +0.8% | $389,463 +2.6% |
| 2023 | $6,759 +3.5% | $379,433 +3% |
| 2022 | $6,532 +2.5% | $368,382 +3% |
| 2021 | $6,373 -4.8% | $357,652 +12.3% |
| 2020 | $6,694 -0.1% | $318,610 -0.1% |
| 2019 | $6,703 | $318,930 +6.9% |
| 2018 | $6,703 +5.8% | $298,239 +9.6% |
| 2017 | $6,338 +687.5% | $272,070 +12.9% |
| 2016 | $805 +6.1% | $240,916 +0.7% |
| 2015 | $758 +2.4% | $239,241 -16.7% |
| 2014 | $740 | $287,244 +1.5% |
| 2013 | $740 -86.2% | $282,999 +3.3% |
| 2012 | $5,369 -2% | $273,838 -1.7% |
| 2011 | $5,477 -8.6% | $278,681 -9% |
| 2010 | $5,992 -2.3% | $306,359 -1.9% |
| 2009 | $6,134 -4% | $312,306 -3.7% |
| 2008 | $6,387 -4.5% | $324,179 -1.2% |
| 2007 | $6,688 -5.4% | $328,059 +2.5% |
| 2006 | $7,072 -4.4% | $320,058 +8.6% |
| 2005 | $7,396 | $294,719 +18.6% |
| 2004 | -- | $248,564 +6.4% |
| 2003 | -- | $233,628 +284.7% |
| 2002 | -- | $60,730 +30% |
| 2001 | -- | $46,715 +494.7% |
| 2000 | -- | $7,855 |
Find assessor info on the county website
Neighborhood: 33596
Nearby schools
GreatSchools rating
- 8/10Lithia Springs Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 9/10Randall Middle SchoolGrades: 6-8Distance: 3.1 mi
- 8/10Bloomingdale High SchoolGrades: 9-12Distance: 3.1 mi
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Estimated market value
$658,900
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$658,900
- Florida
- Hillsborough County
- Valrico
- 33596
- 2848 Mossy Timber Trl
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