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For salePrice cut: $10.9K (9/16)
$624,000
5beds
3,851sqft

285 ANCONA AVENUE, DEBARY, FL 32713

5beds
3,851sqft
Single Family Residence
Built in 2018
8,500 Square Feet Lot
$614,900 Zestimate®
$162/sqft
$150/mo HOA

What's special

Stunning upgraded accent wallBeautifully paved covered porchOpen-concept floor planElegant tray ceilingGourmet kitchenDecorative ceiling beamsGas cooktop

Welcome to luxury living in Riviera Bella community! This beautifully maintained 5-bedroom, 3-bath Mediterranean-style residence offers the perfect blend of elegance, privacy, security, and breathtaking natural surroundings. Ideally located just moments from the scenic St. Johns River, this impressive 3,851-square-foot home is situated on a generous 8,500-square-foot lot and welcomes you with a beautifully paved driveway and timeless Mediterranean architecture including a concrete barrel tile roof. As you enter this exceptional home, you are greeted in a foyer and modern Florida room gathering area showcasing a stunning upgraded accent wall and decorative ceiling beams that add warmth, character, and architectural contrast. The open-concept floor plan is designed for both everyday living and effortless entertaining, featuring a beautifully designed fireplace as the focal point of the spacious family room. The gourmet kitchen is sure to impress with neutral solid-surface stone countertops, abundant cabinetry, upgraded stainless steel appliances, a new Bosch dishwasher, gas cooktop, dual built-in ovens, microwave, and a generous center island overlooking the main living spaces. Walk in pantry and breakfast/bar with wine chiller completes this kitchen layout perfectly. The first floor also features a private guest bedroom and a beautifully remodeled full bath complete with modern glass shower doors, creating an ideal retreat for guests or multigenerational living. Upstairs, the luxurious primary suite offers an expansive bedroom with an elegant tray ceiling, a generously sized walk-in closet, and a spa-inspired bathroom featuring a relaxing tub, a spacious walk-in shower, and dual vanities. The second level also includes two additional bedrooms, a full bathroom, and a versatile loft/media room perfect for movie nights, a game room, or a secondary family gathering space. Additional upgrades include BRAND NEW 2026 DUAL HVAC for energy efficiency throughout the home. Step outside to enjoy the generously sized, iron-fenced backyard and a beautifully paved covered porch, creating the perfect setting for outdoor dining, entertaining, or simply relaxing while enjoying the peaceful surroundings. Tucked away on a private cul-de-sac within the sought-after gated community of Riviera Bella, this exceptional home offers the ideal combination of luxury, privacy, and convenience, with easy access to the St. Johns River, shopping, dining, major highways, and Central Florida attractions. Community Amenities include an upscale Clubhouse, pool and walking trails! "Privacy" and "Luxury", two words to describe this amazing community. Schedule a showing today!

77 days
316
27
Source: Stellar MLS,MLS#: O6427331MLS LogoOriginating MLS: Osceola
Travel times

Family Room

Living Room

Kitchen

Primary Bedroom

Loft

Outdoor 1

Zillow last checked:

Listing updated:

Listed by:

Cathy Norman 407-247-7180,

JASON MITCHELL REAL ESTATE FLO 754-307-0607,

Jennifer Trump 407-412-2609,

JASON MITCHELL REAL ESTATE FLO

Source: Stellar MLS,MLS#: O6427331MLS LogoOriginating MLS: Osceola

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
Primary bedroom
  • Features: Walk-In Closet(s)
  • Level: Second
Bedroom 1
  • Features: Built-in Closet
  • Level: First
Bedroom 3
  • Features: Dual Sinks, Built-in Closet
  • Level: Second
Bedroom 3
  • Features: Built-in Closet
  • Level: Second
Bedroom 4
  • Features: Built-in Closet
  • Level: Second
Bedroom 5
  • Features: Built-in Closet
  • Level: Second
Primary bathroom
  • Features: Tub with Separate Shower Stall, Walk-In Closet(s)
  • Level: Second
Bathroom 1
  • Features: Shower No Tub, No Closet
  • Level: First
Balcony porch lanai
  • Features: No Closet
  • Level: First
Family room
  • Features: Other, Pantry, Built-in Closet
  • Level: First
Florida room
  • Features: No Closet
  • Level: First
Foyer
  • Features: No Closet
  • Level: First
Kitchen
  • Features: Bar, Dual Sinks, Kitchen Island, Pantry, Stone Counters, Storage Closet
  • Level: First
Laundry
  • Features: Built-In Shelving, No Closet
  • Level: First
Media room
  • Features: No Closet
  • Level: Second
Heating
  • Central, Electric, Natural Gas, Zoned
Cooling
  • Central Air
Appliances
  • Included: Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Purifier, Wine Refrigerator
  • Laundry: Inside, Laundry Room
Features
  • Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Other, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s), Wet Bar
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Doors: Sliding Doors
  • Has fireplace: Yes
  • Fireplace features: Decorative, Electric, Living Room, Masonry
Interior area
  • Total structure area: 8,500
  • Total interior livable area: 3,851 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Driveway, Garage Door Opener, Oversized
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered, Front Porch, Patio, Rear Porch, Screened
  • Exterior features: Private Yard, Sidewalk, Sprinkler Metered, Storage
  • Fencing: Fenced
  • Has view: Yes
  • View description: City
Lot
  • Size: 8,500 Square Feet
  • Dimensions: 68 x 125
  • Features: Cul-De-Sac, Landscaped, Sidewalk
  • Residential vegetation: Mature Landscaping
Details
  • Parcel number: 31183012002710
  • Zoning: RES
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Contemporary,Elevated,Florida
  • Property subtype: Single Family Residence
Materials
  • Concrete, Stucco
  • Foundation: Block, Slab
  • Roof: Concrete,Tile
Condition
  • Completed
  • New construction: No
  • Year built: 2018
Details
  • Builder name: MI Homes of Orlando

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Public, Sewer Available, Sprinkler Meter, Water Available, Water Connected

Community & HOA

Community
  • Features: Dog Park, Gated Community - No Guard, Park, Playground, Pool
  • Security: Security Gate
  • Pet fee: $0 monthly
  • Subdivision: RIVIERA BELLA UN 4
HOA
  • Has HOA: Yes
  • Amenities included: Gated, Maintenance, Park, Playground, Pool
  • Services included: Community Pool
  • HOA fee: $150 monthly
  • HOA name: Riviera Bella
Location
  • Region: Debary

Financial & listing details

  • Price per square foot: $162/sqft
  • Tax assessed value: $551,506
  • Annual tax amount: $7,934
  • Date on market: 7/24/2026
  • Cumulative days on market: 77 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved

Price history

DateEventPrice
9/16/2026Price change$624,000-1.7%$162/sqft
Source: Stellar MLS #O6427331 Report a problem
8/7/2026Price change$634,900-2.3%$165/sqft
Source: Stellar MLS #O6427331 Report a problem
7/24/2026Listed for sale$650,000+13.1%$169/sqft
Source: Stellar MLS #O6427331 Report a problem
2/27/2024Listing removed$574,9000%$149/sqft
Source: Stellar MLS #O5978304 Report a problem
12/9/2021Sold$575,000+0%$149/sqft
Source: Public Record Report a problem
10/21/2021Pending sale$574,900$149/sqft
Source: Stellar MLS #O5978304 Report a problem
10/11/2021Listed for sale$574,900+43.7%$149/sqft
Source: Stellar MLS #O5978304 Report a problem
4/27/2018Sold$400,065$104/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$7,935 +4.4%$512,145 +2.9%
2024$7,602 +5.2%$497,712 +3%
2023$7,229 +1.8%$483,216 +3%
2022$7,102 $469,142 +30.5%
2021-- $359,580 +1.4%
2020$5,747 $354,615 +2.3%
2019$5,747 -5.4%$346,642 +678.3%
2018$6,074 +462%$44,540 +9.2%
2017$1,081 +63.9%$40,800 +392.1%
2016$659 $8,291
Find assessor info on the county website

Monthly payment

Est. payment
$4,488/mo
Principal & interest
$3423
Property taxes
$915
HOA Fees
$150
More affordability toolsChevron Right

Estimated market value

$614,900

$584,000 - $646,000

$3,341/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32713

Nearby schools

Debary Elementary School
Grades PK-5 • 2.5 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
7/10
River Springs Middle School
Grades 6-8 • 5.2 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
4/10
University High School
Grades 9-12 • 4.6 miles
6/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
8/10
Student Progress Rating
4/10