28525 Jolly Roger Dr, Little Torch Key, FL 33042

Rare actively permitted waterfront homesite with existing concrete seawall/dock on Little Torch Key with exceptional boating access, approved engineered house plans, and protected salt-pond and nature-preserve views across the street. The property is offered with an active Monroe County building permit and approved plans for an elevated concrete 3-bedroom, 2-bath residence with approximately 1,818 square feet of air-conditioned living area and nearly 500 square feet of covered porches. The home was thoughtfully designed and engineered by respected longtime local engineer Carl H. Schror, P.E., with an open great-room layout and generous outdoor living suited to the Florida Keys lifestyle. In the current ROGO and permitting environment, the active permit, completed engineering, surveys, environmental review, and county-approved plans represent substantial value. A buyer may proceed with the approved home or explore revisions to create a more personalized design, subject to Monroe County approval. As a longtime Lower Keys builder and developer, the listing broker can attest that design, engineering, ROGO, and county plan review are often among the most expensive, uncertain, and time-consuming parts of building in the Keys. Much of that initial work has already been completed here. Approximately 4 feet of controlling depth provides excellent boating, with immediate access to Pine Channel and quick access to both the Atlantic Ocean and backcountry. Premier fishing, diving, snorkeling, and sandbar destinations are within easy reach. The homesite offers canal frontage and a seawall at the rear, while the front overlooks salt ponds and protected natural land rather than another residence. Quiet Little Torch Key location convenient to restaurants, grocery stores, marinas, boat ramps, and everyday services. Please verify permit status, approved plans, controlling depth, and any proposed plan modifications directly with Monroe County and the appropriate profe