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Active with contingency
    • Price cut: $50.1K (7/9)
    $599,900

    28540 190th St, Akeley, MN 56433

    4beds
    3,696sqft
    : 
    $3,759/mo
    Get pre-qualified
    Single Family
    Built in 1998
    2.45 Acres Lot
    $583,800 Zestimate®
    $162/sqft
    $-- HOA

    What's special

    Hardwood floorsTons of storageScreened and covered porchesLakeside deckMain level laundryBest sand swimming beaches
    An absolute stunner on Ham Lake. This attractive home is well-appointed, meticulously maintained and sits on one of the best sand swimming beaches you will ever see. Spacious at 3600+ finished square feet with an ideal floor plan that feels intimate, yet it can comfortably accommodate a large gathering in total comfort. It features 4 bedrooms, 4 baths, 2 fireplaces, hardwood floors, main level laundry, tons of storage, fiber optic internet, screened and covered porches, lakeside deck, patio and so much more! The window arrangement is ideal, perfectly merging the indoor and outdoor spaces. A generous 26x40 garage has your storage needs covered. It is also EV and generator ready. Sits on 2.45 acres with south facing, panoramic lake views. The lot is level and the shoreline cannot be overstated. It is simply amazing! Bonus; Ham is a private lake with no public access. It is primarily limited to it's residents providing the ultimate freedom to enjoy without the busy buzz so common to other lakes. Also included is deeded access to Hay Lake. This is a walking easement with docking privileges. One home, two lakes. Incredible opportunity! Be sure to check out the video.
    79 days
    |
    2,031
    |
    135
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jack Brann 218-252-8882,

    Affinity Real Estate Inc.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7082170MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 241.28 Square Feet
      • Dimensions: 14'4 x 16'10
      Bedroom 2
      • Level: Upper
      • Area: 272.33 Square Feet
      • Dimensions: 21'1 x 12'11
      Bedroom 3
      • Level: Upper
      • Area: 172.06 Square Feet
      • Dimensions: 12'8 x 13'7
      Bedroom 4
      • Level: Lower
      • Area: 123.33 Square Feet
      • Dimensions: 10 x 12'4
      Deck
      • Level: Main
      • Area: 368 Square Feet
      • Dimensions: 8 x 46
      Dining room
      • Level: Main
      • Area: 177.72 Square Feet
      • Dimensions: 13'1 x 13'7
      Family room
      • Level: Lower
      • Area: 516.38 Square Feet
      • Dimensions: 20'3 x 25'6
      Kitchen
      • Level: Main
      • Area: 165.26 Square Feet
      • Dimensions: 12'2 x 13'7
      Living room
      • Level: Main
      • Area: 276.04 Square Feet
      • Dimensions: 20'10 x 13'3
      Loft
      • Level: Upper
      • Area: 170.48 Square Feet
      • Dimensions: 12'3 x 13'11
      Porch
      • Level: Main
      • Area: 384 Square Feet
      • Dimensions: 8 x 48
      Screened porch
      • Level: Main
      • Area: 105.42 Square Feet
      • Dimensions: 11 x 9'7
      Heating
      • Forced Air, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      • Laundry: Laundry Room, Main Level
      Features
      • Basement: Block,Egress Window(s),Finished,Full,Storage Space,Sump Pump,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Brick, Family Room, Free Standing, Gas, Living Room, Wood Burning
      Interior area
      • Total structure area: 3,696
      • Total interior livable area: 3,696 sqft
      • Finished area above ground: 2,352
      • Finished area below ground: 1,344
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Garage Door Opener
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (26 x 40)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Covered, Deck, Enclosed, Patio, Screened, Side Porch
      • Has view: Yes
      • View description: Lake, Panoramic, South
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, Waterfront Elevation(0-4), Lake Bottom(Excellent Sand)
      • Frontage length: Water Frontage: 100
      Lot
      • Size: 2.45 Acres
      • Dimensions: 100 x 1070
      • Features: Tree Coverage - Medium
      Details
      • Foundation area: 1344
      • Parcel number: 281801100
      • Zoning description: Residential-Single Family
      • Other equipment: Fuel Tank - Rented

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Foundation: Wood
      • Roof: Age 8 Years or Less,Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Gas: Propane, Wood
      • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
      • Water: Drilled, Private, Sand Point, Well
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Subdivision: Hay Lake Over
      HOA
      • Has HOA: No
      Location
      • Region: Akeley

      Financial & listing details

      • Price per square foot: $162/sqft
      • Tax assessed value: $576,400
      • Annual tax amount: $4,561
      • Date on market: 5/28/2026

        Estimated market value

        $583,800

        $555,000 - $613,000

        $2,806/mo

        Price history

        DateEventPrice
        7/9/2026Price change$599,900-7.7%$162/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7082170 Report a problem
        5/28/2026Listed for sale$649,995+52.6%$176/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7082170 Report a problem
        6/21/2019Sold$426,000$115/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5229594 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,272 -0.1%$575,000 -3.9%
        2023$4,276 +15.1%$598,300 +8.1%
        2022$3,714 +0.8%$553,400 +51.8%
        2021$3,686 +7.3%$364,600 +8.5%
        2020$3,434 $336,100
        2019$3,434 -1.4%$336,100 -3.6%
        2018$3,482 +8.4%$348,600 +10.7%
        2016$3,212 +1.1%$314,800 -4.9%
        2015$3,178 +13.1%$331,000 +6%
        2014$2,810 +8.8%$312,400 -0.4%
        2011$2,582 +13.6%$313,500 +1.6%
        2010$2,272 $308,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 56433

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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