An absolute stunner on Ham Lake. This attractive home is well-appointed, meticulously maintained and sits on one of the best sand swimming beaches you will ever see. Spacious at 3600+ finished square feet with an ideal floor plan that feels intimate, yet it can comfortably accommodate a large gathering in total comfort. It features 4 bedrooms, 4 baths, 2 fireplaces, hardwood floors, main level laundry, tons of storage, fiber optic internet, screened and covered porches, lakeside deck, patio and so much more! The window arrangement is ideal, perfectly merging the indoor and outdoor spaces. A generous 26x40 garage has your storage needs covered. It is also EV and generator ready. Sits on 2.45 acres with south facing, panoramic lake views. The lot is level and the shoreline cannot be overstated. It is simply amazing! Bonus; also includes deeded access to Hay Lake. This is a walking easement with docking privileges. One home, two lakes. Incredible opportunity! Be sure to check out the video.
Active
$649,995
28540 190th St, Akeley, MN 56433
4beds
3,696sqft
Single Family
Built in 1998
2.45 Acres Lot
$632,400 Zestimate®
$176/sqft
$-- HOA
What's special
Hardwood floorsTons of storageScreened and covered porchesLakeside deckMain level laundryFiber optic internetBest sand swimming beaches
- 29 days |
- 1,623 |
- 102 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jack Brann 218-252-8882,
Affinity Real Estate Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7082170
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom
- Level: Main
- Area: 241.28 Square Feet
- Dimensions: 14'4 x 16'10
Bedroom 2
- Level: Upper
- Area: 272.33 Square Feet
- Dimensions: 21'1 x 12'11
Bedroom 3
- Level: Upper
- Area: 172.06 Square Feet
- Dimensions: 12'8 x 13'7
Bedroom 4
- Level: Lower
- Area: 123.33 Square Feet
- Dimensions: 10 x 12'4
Deck
- Level: Main
- Area: 368 Square Feet
- Dimensions: 8 x 46
Dining room
- Level: Main
- Area: 177.72 Square Feet
- Dimensions: 13'1 x 13'7
Family room
- Level: Lower
- Area: 516.38 Square Feet
- Dimensions: 20'3 x 25'6
Kitchen
- Level: Main
- Area: 165.26 Square Feet
- Dimensions: 12'2 x 13'7
Living room
- Level: Main
- Area: 276.04 Square Feet
- Dimensions: 20'10 x 13'3
Loft
- Level: Upper
- Area: 170.48 Square Feet
- Dimensions: 12'3 x 13'11
Porch
- Level: Main
- Area: 384 Square Feet
- Dimensions: 8 x 48
Screened porch
- Level: Main
- Area: 105.42 Square Feet
- Dimensions: 11 x 9'7
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- Laundry: Laundry Room, Main Level
Features
- Basement: Block,Egress Window(s),Finished,Full,Storage Space,Sump Pump,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Brick, Family Room, Free Standing, Gas, Living Room, Wood Burning
Interior area
- Total structure area: 3,696
- Total interior livable area: 3,696 sqft
- Finished area above ground: 2,352
- Finished area below ground: 1,344
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (26 x 40)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Deck, Enclosed, Patio, Screened, Side Porch
- Has view: Yes
- View description: Lake, Panoramic, South
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Waterfront Elevation(0-4), Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 100
Lot
- Size: 2.45 Acres
- Dimensions: 100 x 1070
- Features: Tree Coverage - Medium
Details
- Foundation area: 1344
- Parcel number: 281801100
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Foundation: Wood
- Roof: Age 8 Years or Less,Architectural Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Gas: Propane, Wood
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: Drilled, Private, Sand Point, Well
- Utilities for property: Underground Utilities
Community & HOA
Community
- Subdivision: Hay Lake Over
HOA
- Has HOA: No
Location
- Region: Akeley
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $576,400
- Annual tax amount: $4,561
- Date on market: 5/28/2026
Estimated market value
$632,400
$601,000 - $664,000
$2,141/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Listed for sale | $649,995+52.6%$176/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7082170 Report a problem | ||
| 6/21/2019 | Sold | $426,000$115/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5229594 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,272 -0.1% | $575,000 -3.9% |
| 2023 | $4,276 +15.1% | $598,300 +8.1% |
| 2022 | $3,714 +0.8% | $553,400 +51.8% |
| 2021 | $3,686 +7.3% | $364,600 +8.5% |
| 2020 | $3,434 | $336,100 |
| 2019 | $3,434 -1.4% | $336,100 -3.6% |
| 2018 | $3,482 +8.4% | $348,600 +10.7% |
| 2016 | $3,212 +1.1% | $314,800 -4.9% |
| 2015 | $3,178 +13.1% | $331,000 +6% |
| 2014 | $2,810 +8.8% | $312,400 -0.4% |
| 2011 | $2,582 +13.6% | $313,500 +1.6% |
| 2010 | $2,272 | $308,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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Climate risks
Neighborhood: 56433
Nearby schools
GreatSchools rating
- 4/10W.H.A. Elementary SchoolGrades: PK-6Distance: 14.5 mi
- 4/10Walker-Hackensack-Akeley Sec.Grades: 7-12Distance: 14.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Minnesota
- Hubbard County
- Akeley
- 56433
- 28540 190th St
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