Waterfront living at its best in the sought-after Shadow Lakes community! This spacious 3-4 bedroom, 2.5 bath home offers approximately 1,800 sq ft of living space with a finished basement and incredible views right from your backyard. Inside, you'll find vaulted ceilings, a main-level bedroom and full bath, first-floor laundry, and a well-designed kitchen with plenty of space for dining and gathering. The finished basement adds even more flexibility with additional bedrooms, a family room, office, and ample storage. Two fireplaces create a warm and inviting atmosphere year-round. Step outside to enjoy the deck, balcony, and fire pit overlooking the water-perfect for relaxing or entertaining. The garden and flower beds are already waiting you. Outdoor attached storage shed and a firewood chute for easy transport. Features to mention: Sprayfoam insulation throughout. AC/ Furnace in 2026, Ejector pump in 2026, Roof in 2025, Tankless Hotwater Heater. All Electric - No gas or propane bills. Solar Panel contract info can be shared and is transferable and reasonable for new buyer. Located in a private, gated resort-style community, Shadow Lakes offers unmatched amenities including multiple lakes and channels for boating and fishing, clubhouse, pools, beach, golf cart paths, sports courts, and year-round activities. Whether you're looking for a full-time home or a weekend escape, this property delivers the perfect blend of comfort, space, and outdoor lifestyle-all just a short drive from I-55 and under an hour from Chicago. Please note that lot sizes and square footage are estimated. Please contact the HOA to learn about attached garage possibilities. This home is all electric with solar panels.
Contingent
$325,000
286 Fossil Ridge Rd, Wilmington, IL 60481
4beds
1,800sqft
:
Get pre-qualified$2,503/mo
Single Family Residence
Built in 1999
-- sqft lot
$-- Zestimate®
$181/sqft
$195/mo HOA
What's special
Waterfront livingFinished basementFirst-floor laundryGarden and flower bedsAmple storageVaulted ceilingsOutdoor attached storage shed
- 89 days |
- 1,035 |
- 45 |
Zillow last checked:
Listing updated:
Listed by:
Diane Martin 815-735-0402,
Hexagon Real Estate,
Josie Gill 815-409-3813,
Hexagon Real Estate
Source: MRED as distributed by MLS GRID,MLS#: 12619089
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Den, Office, Storage
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full, Whirlpool & Sep Shwr)
- Level: Main
- Area: 140 Square Feet
- Dimensions: 10X14
Bedroom 2
- Features: Flooring (Carpet)
- Level: Basement
- Area: 108 Square Feet
- Dimensions: 9X12
Bedroom 3
- Features: Flooring (Carpet)
- Level: Basement
- Area: 108 Square Feet
- Dimensions: 9X12
Bedroom 4
- Features: Flooring (Carpet)
- Level: Basement
- Area: 99 Square Feet
- Dimensions: 9X11
Den
- Features: Flooring (Carpet)
- Level: Main
- Area: 88 Square Feet
- Dimensions: 8X11
Family room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 182 Square Feet
- Dimensions: 14X13
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space), Flooring (Hardwood)
- Level: Main
- Area: 220 Square Feet
- Dimensions: 20X11
Laundry
- Features: Flooring (Linoleum)
- Level: Main
- Area: 36 Square Feet
- Dimensions: 6X6
Living room
- Features: Flooring (Carpet)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11X13
Office
- Features: Flooring (Carpet)
- Level: Basement
- Area: 54 Square Feet
- Dimensions: 6X9
Storage
- Level: Basement
- Area: 66 Square Feet
- Dimensions: 6X11
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater
- Laundry: Main Level, In Unit
Features
- Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases
- Flooring: Wood
- Basement: Finished,Full
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Living Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,800 sqft
Property
Parking
- Total spaces: 4
- Parking features: Asphalt, Unassigned, Yes, Owned
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck
- Exterior features: Balcony, Fire Pit
- Has view: Yes
- View description: Back of Property
- Has water view: Yes
- Water view: Back of Property
- Waterfront features: Lake Front
Lot
- Dimensions: 93x93x84x103
Details
- Additional structures: Shed(s)
- Parcel number: 0224041590010000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Green energy
- Energy generation: Solar
Community & HOA
Community
- Features: Clubhouse, Park, Pool, Lake, Water Rights, Gated, Street Paved
- Subdivision: Shadow Lakes
HOA
- Has HOA: Yes
- Services included: Water, Security, Clubhouse, Pool, Scavenger
- HOA fee: $2,340 annually
Location
- Region: Wilmington
Financial & listing details
- Price per square foot: $181/sqft
- Tax assessed value: $226,503
- Annual tax amount: $4,840
- Date on market: 5/1/2026
- Ownership: Fee Simple w/ HO Assn.
- Has irrigation water rights: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Contingent | $325,000$181/sqft |
Source:  MRED as distributed by MLS GRID #12619089 Report a problem | ||
| 6/17/2026 | Listed for sale | $325,000$181/sqft |
Source: MRED as distributed by MLS GRID #12619089 Report a problem | ||
| 5/27/2026 | Contingent | $325,000$181/sqft |
Source: MRED as distributed by MLS GRID #12619089 Report a problem | ||
| 5/1/2026 | Listed for sale | $325,000+647.1%$181/sqft |
Source: MRED as distributed by MLS GRID #12619089 Report a problem | ||
| 12/17/1999 | Sold | $43,500$24/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,513 +9.4% | $75,501 +11.6% |
| 2023 | $4,126 +8.2% | $67,623 +10.2% |
| 2022 | $3,815 +3.5% | $61,364 +4.8% |
| 2021 | $3,687 +5.7% | $58,570 +5.6% |
| 2020 | $3,487 +6.3% | $55,490 +5.9% |
| 2019 | $3,282 +4.2% | $52,398 +4.5% |
| 2018 | $3,149 +2% | $50,142 +2% |
| 2017 | $3,087 +2.8% | $49,158 +3.4% |
| 2016 | $3,003 +3.9% | $47,542 +2.7% |
| 2015 | $2,891 | $46,314 |
| 2014 | $2,891 -0.7% | $46,314 -6.5% |
| 2013 | $2,913 -1.1% | $49,533 -4.7% |
| 2012 | $2,944 -4.3% | $52,003 -9.1% |
| 2011 | $3,077 -2.1% | $57,215 |
| 2010 | $3,144 -2.6% | $57,215 |
| 2009 | $3,226 -0.5% | $57,215 |
| 2008 | $3,244 | $57,215 +3.7% |
| 2007 | -- | $55,169 +4.4% |
| 2006 | $2,998 +1.1% | $52,864 +6.1% |
| 2005 | $2,966 +6.9% | $49,844 +6.9% |
| 2004 | $2,776 +6.2% | $46,644 +5.5% |
| 2003 | $2,613 | $44,204 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 60481
Nearby schools
GreatSchools rating
- 7/10Reed-Custer Intermediate SchoolGrades: PK-5Distance: 1.7 mi
- 7/10Reed-Custer Middle SchoolGrades: 6-8Distance: 1.7 mi
- 7/10Reed-Custer High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Reed-Custer Primary School
- Middle: Reed-Custer Middle School
- High: Reed-Custer High School
- District: 255U
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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