Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.
Contingent
Price cut: $5.1K (5/11)
$259,900
286 Villa St, Elgin, IL 60120
3beds
1,270sqft
Single Family Residence
Built in 1900
7,314 Square Feet Lot
$-- Zestimate®
$205/sqft
$-- HOA
What's special
First-floor bedroomFunctional layoutNew flooring throughoutFresh interior paint
- 117 days |
- 51 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Michael Savegnago 630-333-5547,
Legacy Properties, A Sarah Leonard Company
Source: MRED as distributed by MLS GRID,MLS#: 12579914
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: No additional rooms
Primary bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 2
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13X12
Bedroom 3
- Level: Second
- Area: 110 Square Feet
- Dimensions: 11X10
Dining room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 225 Square Feet
- Dimensions: 15X15
Kitchen
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Laundry
- Level: Basement
- Area: 100 Square Feet
- Dimensions: 10X10
Living room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13X13
Heating
- Natural Gas, Forced Air
Cooling
- Window Unit(s)
Appliances
- Laundry: In Unit
Features
- Basement: Unfinished,Crawl Space,Partial
Interior area
- Total structure area: 150
- Total interior livable area: 1,270 sqft
Property
Parking
- Total spaces: 1.5
- Parking features: Garage Door Opener, Yes, Detached, Garage
- Garage spaces: 1.5
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
Lot
- Size: 7,314 Square Feet
- Dimensions: 53X138
Details
- Parcel number: 0613380009
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1900
- Major remodel year: 2025
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $205/sqft
- Tax assessed value: $173,517
- Annual tax amount: $3,989
- Date on market: 2/28/2026
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Contingent | $259,900$205/sqft |
Source: MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 5/11/2026 | Price change | $259,900-1.9%$205/sqft |
Source:  MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 5/5/2026 | Price change | $265,000-0.7%$209/sqft |
Source: MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 4/20/2026 | Price change | $267,000-1.1%$210/sqft |
Source: MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 3/12/2026 | Price change | $270,000-5.3%$213/sqft |
Source: MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 2/28/2026 | Listed for sale | $285,000+30.7%$224/sqft |
Source: MRED as distributed by MLS GRID #12579914 Report a problem | ||
| 2/24/2026 | Listing removed | $2,600$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/24/2026 | Listed for rent | $2,600$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/12/2024 | Sold | $218,000-0.9%$172/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 4/15/2024 | Contingent | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 4/11/2024 | Listed for sale | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 4/3/2024 | Contingent | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 3/28/2024 | Listed for sale | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 3/16/2024 | Contingent | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
| 3/8/2024 | Listed for sale | $220,000$173/sqft |
Source: MRED as distributed by MLS GRID #11994477 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,989 +5.7% | $57,839 +10.7% |
| 2023 | $3,772 +4.5% | $52,253 +9.7% |
| 2022 | $3,611 +5% | $47,646 +7% |
| 2021 | $3,439 +3.2% | $44,546 +4.8% |
| 2020 | $3,331 +3.4% | $42,526 +5% |
| 2019 | $3,223 +11.5% | $40,508 +15% |
| 2018 | $2,889 +2.9% | $35,226 +5.8% |
| 2017 | $2,808 -14.8% | $33,301 +7.8% |
| 2016 | $3,295 | $30,894 +9.1% |
| 2015 | -- | $28,317 +1.2% |
| 2014 | -- | $27,968 -14.3% |
| 2013 | -- | $32,621 -7.4% |
| 2012 | -- | $35,235 -20.1% |
| 2011 | -- | $44,118 -9.6% |
| 2010 | -- | $48,830 -6.7% |
| 2009 | -- | $52,348 |
| 2008 | -- | $52,348 +3.3% |
| 2007 | -- | $50,666 +7.8% |
| 2006 | -- | $46,984 +6.5% |
| 2005 | -- | $44,121 +6.8% |
| 2004 | -- | $41,327 +7.8% |
| 2003 | -- | $38,340 +17% |
| 2002 | -- | $32,780 +7.5% |
| 2001 | -- | $30,507 +5.1% |
| 2000 | -- | $29,032 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Downtown Elgin
Nearby schools
GreatSchools rating
- 3/10Channing Memorial Elementary SchoolGrades: K-6Distance: 0.3 mi
- 4/10Ellis Middle SchoolGrades: 7-8Distance: 0.4 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Kane County
- Elgin
- 60120
- Downtown Elgin
- 286 Villa St
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