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  • $498,000

    28615 99 1/2 St NW, Zimmerman, MN 55398

    2beds
    2,133sqft
    Single Family
    Built in 1970
    0.49 Acres Lot
    $498,200 Zestimate®
    $233/sqft
    $2,281 Estimated rent

    Home value

    $498,200

    $473,000 - $523,000

    $2,281/mo

    Zestimate® history
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    What's special

    Lake platformSpring-fed clear water claritySleek granite countertopsDetached garagePristine spring-fed watersExpansive living spaceFirepit area
    Year-Round Crystal-Clear Living on Sandy Lake! Rare Opportunity on Sherburne County’s Premier Spring-Fed Gem Experience the unmatched clarity of Sandy Lake in this versatile walkout rambler. Known for its pristine, spring-fed waters, this lake is a true four-season playground. Whether you are cruising around the lake on your pontoon in July, launching a kayak from your private dock in September or cross-country skiing across the lake in January, this property offers the ultimate Minnesota lakefront lifestyle. Main Level: Views & Modern Comfort The heart of the home is a large, updated kitchen featuring sleek granite countertops and stainless steel appliances, perfect for prepping lake-day snacks or hosting holiday dinners. The main floor also hosts two comfortable bedrooms and a full bath, all flowing into a spectacular living room, sunroom and 4 season porch—your front-row seat to loon calls and golden sunsets. The Lower Level: Flexibility & Growth The walkout lower level currently hosts a large rec room with pool table, a quiet office (non-conforming 3rd bedroom), a cozy family room(a wall could easily be added to convert to a 4th bedroom),making this a perfect fit for growing needs or hosting weekend guests. A 3 season porch with electric fireplace, lounging and dining options, complete with a wine fridge,this is lake living at its best! The "X-Factor" Bonus Space Above the detached garage, discover a finished 800 sq. ft.(not included as finished square feet on the listing totals) loft. Currently used as expansive living space, this is primed to become a premier guest suite, studio, or office with the simple addition of heat and plumbing. Outdoor Paradise: Entertaining Deck: Oversized and ready for summer BBQs. Gentle elevation to the Lakefront: Features a patio, firepit area, and a lake platform. Private Dock: Ready for your boat! Updates & Features: 2 BR / 2 BA (with easy 3rd & 4th BR potential) Large Kitchen with Granite & Stainless Steel Walkout Rambler Design Multiple sun rooms& porches with lake views Detached Garage with 800 Sq Ft Finished Loft Spring-Fed, Clear Water Clarity South facing the lake for sunrise and sunset views Don’t miss your chance to own on one of the cleanest lakes in the county—schedule your private tour today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Jill Nungesser 612-644-6890,

    LPT Realty, LLC

    Bought with:

    Angie Thomas

    TransEra Realty, LLC.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7039924MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 1
    • 3/4 bathrooms: 1
    Bedroom
    • Level: Main
    • Area: 161 Square Feet
    • Dimensions: 14x11.5
    Bedroom 2
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Deck
    • Level: Main
    • Area: 209.25 Square Feet
    • Dimensions: 15.5x13.5
    Dining room
    • Level: Main
    • Area: 186 Square Feet
    • Dimensions: 12x15.5
    Family room
    • Level: Lower
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Other
    • Level: Upper
    • Area: 806 Square Feet
    • Dimensions: 26x31
    Kitchen
    • Area: 175 Square Feet
    • Dimensions: 17.5x10
    Living room
    • Level: Main
    • Area: 209.25 Square Feet
    • Dimensions: 15.5x13.5
    Mud room
    • Level: Main
    • Area: 65 Square Feet
    • Dimensions: 10x6.5
    Office
    • Level: Lower
    • Area: 104.5 Square Feet
    • Dimensions: 9.5x11
    Recreation room
    • Level: Lower
    • Area: 270 Square Feet
    • Dimensions: 20x13.5
    Sun room
    • Level: Main
    • Area: 70 Square Feet
    • Dimensions: 10x7
    Other
    • Level: Lower
    • Area: 165 Square Feet
    • Dimensions: 15x11
    Heating
    • Forced Air, Space Heater, Wood Stove
    Cooling
    • Window Unit(s)
    Appliances
    • Included: Dishwasher, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned, Wine Cooler
    • Laundry: Electric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
    Features
    • Basement: Block,Daylight,Finished,Partially Finished,Storage Space,Walk-Out Access
    • Has fireplace: No
    • Fireplace features: Electric
    Interior area
    • Total structure area: 2,318
    • Total interior livable area: 2,133 sqft
    • Finished area above ground: 1,238
    • Finished area below ground: 895

    Property

    Parking
    • Total spaces: 2
    • Parking features: Detached Garage, Gravel, Electric, Garage Door Opener
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (26.31)
    Accessibility
    • Accessibility features: Grab Bars In Bathroom
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Patio, Porch
    • Pool features: None
    • Has view: Yes
    • View description: Lake, Panoramic, South
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Dock, Lake Front, Waterfront Elevation(4-10)
    • Frontage length: Water Frontage: 152
    Lot
    • Size: 0.49 Acres
    • Dimensions: 193 x 154 x 145 x 22 x 36 x 17 x 54 x 23
    • Features: Accessible Shoreline
    Details
    • Additional structures: Guest House, Storage Shed
    • Foundation area: 895
    • Parcel number: 01004110110
    • Zoning description: Shoreline,Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family
    Materials
    • Block, Frame
    • Roof: Age Over 8 Years,Asphalt
    Condition
    • New construction: No
    • Year built: 1970

    Utilities & green energy

    • Electric: Circuit Breakers
    • Gas: Natural Gas
    • Sewer: Tank with Drainage Field
    • Water: Drilled, Well

    Community & HOA

    Community
    • Subdivision: Whispering Oaks
    HOA
    • Has HOA: Yes
    • Services included: Other
    • HOA fee: $30 annually
    • HOA name: My Sandy Lake Association
    • HOA phone: 612-203-8447
    Location
    • Region: Zimmerman

    Financial & listing details

    • Price per square foot: $233/sqft
    • Tax assessed value: $335,000
    • Annual tax amount: $2,486
    • Date on market: 6/15/2026
    • Cumulative days on market: 89 days

    Price history

    DateEventPrice
    8/14/2026Sold$498,000-4%$233/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem
    7/28/2026Pending sale$519,000$243/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem
    6/15/2026Listed for sale$519,000$243/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem
    6/8/2026Listing removed$519,000$243/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem
    5/21/2026Price change$519,000-5.5%$243/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem
    4/23/2026Listed for sale$549,000$257/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,486 +12.8%$318,600 -0.1%
    2024$2,204 +5.7%$318,927 +7.5%
    2023$2,086 -1.9%$296,627 +7.1%
    2022$2,126 -20.6%$277,007 +8.6%
    2021$2,676 +3.2%$254,989 +9.3%
    2020$2,592 -3.1%$233,189 -6%
    2019$2,676 +3.2%$248,100 +2.3%
    2018$2,592 -0.2%$242,600 +8.2%
    2017$2,596 +3.7%$224,300 +8.1%
    2016$2,504 +12.1%$207,400 +13.5%
    2015$2,234 $182,800 +19.5%
    2014$2,234 +18.5%$153,000 -1.3%
    2013$1,886 -13%$155,000 -13.2%
    2012$2,169 -4.3%$178,500 -10.4%
    2011$2,267 +0.2%$199,200 -21.7%
    2010$2,262 -4.8%$254,300 -8.3%
    2009$2,376 -10.4%$277,400 -10.6%
    2008$2,651 +41.8%$310,400 +40.9%
    2007$1,870 +9%$220,300 +15%
    2006$1,716 +9.1%$191,600 +15.5%
    2005$1,573 +5.6%$165,900 +16.3%
    2004$1,490 +10.1%$142,600 +12%
    2003$1,354 +4.4%$127,300 +10%
    2002$1,296 -18.4%$115,700 +5.2%
    2001$1,588 $110,000
    Find assessor info on the county website

    Neighborhood: 55398

    Nearby schools

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    Estimated market value
    $498,200
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    Estimated market value
    $498,200