Year-Round Crystal-Clear Living on Sandy Lake!
Rare Opportunity on Sherburne County’s Premier Spring-Fed Gem
Experience the unmatched clarity of Sandy Lake in this versatile walkout rambler. Known for its pristine, spring-fed waters, this lake is a true four-season playground. Whether you are cruising around the lake on your pontoon in July, launching a kayak from your private dock in September or cross-country skiing across the lake in January, this property offers the ultimate Minnesota lakefront lifestyle.
Main Level: Views & Modern Comfort
The heart of the home is a large, updated kitchen featuring sleek granite countertops and stainless steel appliances, perfect for prepping lake-day snacks or hosting holiday dinners. The main floor also hosts two comfortable bedrooms and a full bath, all flowing into a spectacular living room, sunroom and 4 season porch—your front-row seat to loon calls and golden sunsets.
The Lower Level: Flexibility & Growth
The walkout lower level currently hosts a large rec room with pool table, a quiet office (non-conforming 3rd bedroom), a cozy family room(a wall could easily be added to convert to a 4th bedroom),making this a perfect fit for growing needs or hosting weekend guests. A 3 season porch with electric fireplace, lounging and dining options, complete with a wine fridge,this is lake living at its best!
The "X-Factor" Bonus Space
Above the detached garage, discover a finished 800 sq. ft.(not included as finished square feet on the listing totals) loft. Currently used as expansive living space, this is primed to become a premier guest suite, studio, or office with the simple addition of heat and plumbing.
Outdoor Paradise:
Entertaining Deck: Oversized and ready for summer BBQs.
Gentle elevation to the Lakefront: Features a patio, firepit area, and a lake platform.
Private Dock: Ready for your boat!
Updates & Features:
2 BR / 2 BA (with easy 3rd & 4th BR potential)
Large Kitchen with Granite & Stainless Steel
Walkout Rambler Design
Multiple sun rooms& porches with lake views
Detached Garage with 800 Sq Ft Finished Loft
Spring-Fed, Clear Water Clarity
South facing the lake for sunrise and sunset views
Don’t miss your chance to own on one of the cleanest lakes in the county—schedule your private tour today!
Active with contingency
$519,000
28615 99 1/2 St NW, Zimmerman, MN 55398
2beds
2,133sqft
Single Family
Built in 1970
0.49 Acres Lot
$512,800 Zestimate®
$243/sqft
$3/mo HOA
What's special
Lake platformSpring-fed clear water claritySleek granite countertopsDetached garagePristine spring-fed watersExpansive living spaceFirepit area
- 37 days |
- 706 |
- 29 |
Zillow last checked:
Listing updated:
Listed by:
Jill Nungesser 612-644-6890,
LPT Realty, LLC
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7039924
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 161 Square Feet
- Dimensions: 14x11.5
Bedroom 2
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Deck
- Level: Main
- Area: 209.25 Square Feet
- Dimensions: 15.5x13.5
Dining room
- Level: Main
- Area: 186 Square Feet
- Dimensions: 12x15.5
Family room
- Level: Lower
- Area: 120 Square Feet
- Dimensions: 12x10
Other
- Level: Upper
- Area: 806 Square Feet
- Dimensions: 26x31
Kitchen
- Area: 175 Square Feet
- Dimensions: 17.5x10
Living room
- Level: Main
- Area: 209.25 Square Feet
- Dimensions: 15.5x13.5
Mud room
- Level: Main
- Area: 65 Square Feet
- Dimensions: 10x6.5
Office
- Level: Lower
- Area: 104.5 Square Feet
- Dimensions: 9.5x11
Recreation room
- Level: Lower
- Area: 270 Square Feet
- Dimensions: 20x13.5
Sun room
- Level: Main
- Area: 70 Square Feet
- Dimensions: 10x7
Other
- Level: Lower
- Area: 165 Square Feet
- Dimensions: 15x11
Heating
- Forced Air, Space Heater, Wood Stove
Cooling
- Window Unit(s)
Appliances
- Included: Dishwasher, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned, Wine Cooler
- Laundry: Electric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
Features
- Basement: Block,Daylight,Finished,Partially Finished,Storage Space,Walk-Out Access
- Has fireplace: No
- Fireplace features: Electric
Interior area
- Total structure area: 2,318
- Total interior livable area: 2,133 sqft
- Finished area above ground: 1,238
- Finished area below ground: 895
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage, Gravel, Electric, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (26.31)
Accessibility
- Accessibility features: Grab Bars In Bathroom
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch
- Pool features: None
- Has view: Yes
- View description: Lake, Panoramic, South
- Has water view: Yes
- Water view: Lake
- Waterfront features: Dock, Lake Front, Waterfront Elevation(4-10)
- Frontage length: Water Frontage: 152
Lot
- Size: 0.49 Acres
- Dimensions: 193 x 154 x 145 x 22 x 36 x 17 x 54 x 23
- Features: Accessible Shoreline
Details
- Additional structures: Guest House, Storage Shed
- Foundation area: 895
- Parcel number: 01004110110
- Zoning description: Shoreline,Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block, Frame
- Roof: Age Over 8 Years,Asphalt
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: Tank with Drainage Field
- Water: Drilled, Well
Community & HOA
Community
- Subdivision: Whispering Oaks
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $30 annually
- HOA name: My Sandy Lake Association
- HOA phone: 612-203-8447
Location
- Region: Zimmerman
Financial & listing details
- Price per square foot: $243/sqft
- Tax assessed value: $335,000
- Annual tax amount: $2,486
- Date on market: 6/15/2026
- Cumulative days on market: 73 days
Estimated market value
$512,800
$487,000 - $538,000
$2,146/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Listed for sale | $519,000$243/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7039924 Report a problem | ||
| 6/8/2026 | Listing removed | $519,000$243/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem | ||
| 5/21/2026 | Price change | $519,000-5.5%$243/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem | ||
| 4/23/2026 | Listed for sale | $549,000$257/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7039924 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,486 +12.8% | $318,600 -0.1% |
| 2024 | $2,204 +5.7% | $318,927 +7.5% |
| 2023 | $2,086 -1.9% | $296,627 +7.1% |
| 2022 | $2,126 -20.6% | $277,007 +8.6% |
| 2021 | $2,676 +3.2% | $254,989 +9.3% |
| 2020 | $2,592 -3.1% | $233,189 -6% |
| 2019 | $2,676 +3.2% | $248,100 +2.3% |
| 2018 | $2,592 -0.2% | $242,600 +8.2% |
| 2017 | $2,596 +3.7% | $224,300 +8.1% |
| 2016 | $2,504 +12.1% | $207,400 +13.5% |
| 2015 | $2,234 | $182,800 +19.5% |
| 2014 | $2,234 +18.5% | $153,000 -1.3% |
| 2013 | $1,886 -13% | $155,000 -13.2% |
| 2012 | $2,169 -4.3% | $178,500 -10.4% |
| 2011 | $2,267 +0.2% | $199,200 -21.7% |
| 2010 | $2,262 -4.8% | $254,300 -8.3% |
| 2009 | $2,376 -10.4% | $277,400 -10.6% |
| 2008 | $2,651 +41.8% | $310,400 +40.9% |
| 2007 | $1,870 +9% | $220,300 +15% |
| 2006 | $1,716 +9.1% | $191,600 +15.5% |
| 2005 | $1,573 +5.6% | $165,900 +16.3% |
| 2004 | $1,490 +10.1% | $142,600 +12% |
| 2003 | $1,354 +4.4% | $127,300 +10% |
| 2002 | $1,296 -18.4% | $115,700 +5.2% |
| 2001 | $1,588 | $110,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 55398
Nearby schools
GreatSchools rating
- 7/10Princeton Intermediate SchoolGrades: 3-5Distance: 6.9 mi
- 6/10Princeton Middle SchoolGrades: 6-8Distance: 7.1 mi
- 6/10Princeton Senior High SchoolGrades: 9-12Distance: 5.8 mi
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