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Pending
    • $499,000

    28636 99th St NW, Zimmerman, MN 55398

    3beds
    1,240sqft
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    Single Family
    Built in 1910
    0.92 Acres Lot
    $484,100 Zestimate®
    $402/sqft
    $-- HOA

    What's special

    Exceptional year-round retreat on Sandy Lake featuring classic cabin charm, rich knotty pine, beautiful woodwork, and sunlit interiors with expansive water views. The main living area is anchored by a striking wood-burning stone fireplace and complemented by a spacious primary bedroom with walk-in closet, two bunk rooms, and a galley kitchen with maple cabinetry. Set on one of the lake’s premier lots, this nearly one-acre property offers 121 feet of pristine shoreline, a gentle slope to the water, stunning sunset views, and a peaceful sense of privacy. Sandy Lake is known for its exceptionally clean water and excellent swimming, making it the perfect setting for relaxing summer days at the lake. It is conveniently located less than an hour from almost anywhere in the Metro area. Mature shade trees and southern exposure provide cool summer breezes and added warmth in spring and fall, extending the lake season. Expanded to twice its original size, the home has been updated with modern electrical and heating systems while preserving its timeless character. Low-set windows fill the living areas with natural light and showcase tranquil lake views. An additional rear lot offers space for a detached garage, pole barn, guest quarters, or expanded recreation, adding rare flexibility and future potential.
    8 days
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    14
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    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    Shelly Kilibarda 952-923-7133,

    Coldwell Banker Realty,

    Doug Kilibarda 952-452-2874

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7062654MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Bathroom
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      Features
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 1,240
      • Total interior livable area: 1,240 sqft
      • Finished area above ground: 1,240
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Gravel
      Accessibility
      • Accessibility features: No Stairs External
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, Lake Bottom(Sand)
      • Frontage length: Water Frontage: 121
      Lot
      • Size: 0.92 Acres
      Details
      • Additional structures: Storage Shed
      • Foundation area: 1240
      • Parcel number: 01004110305
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less
      Condition
      • New construction: No
      • Year built: 1910

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Septic System Compliant - Yes
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Whispering Oaks
      HOA
      • Has HOA: No
      Location
      • Region: Zimmerman

      Financial & listing details

      • Price per square foot: $402/sqft
      • Tax assessed value: $277,700
      • Annual tax amount: $2,344
      • Date on market: 7/7/2026
      • Cumulative days on market: 30 days

        Estimated market value

        $484,100

        $460,000 - $508,000

        $1,887/mo

        Price history

        DateEventPrice
        7/7/2026Pending sale$499,000$402/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7062654 Report a problem
        6/5/2026Listing removed$499,000$402/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7062654 Report a problem
        5/14/2026Listed for sale$499,000$402/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7062654 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,248 +4.4%$277,700 +3.6%
        2024$2,154 +1.8%$268,100 +0%
        2023$2,116 +8.3%$268,000 +5.2%
        2022$1,954 -5.3%$254,800 +29.3%
        2021$2,064 -0.2%$197,100 +5.5%
        2020$2,068 +0.2%$186,800
        2019$2,064 -0.2%$186,800 +2.8%
        2018$2,068 -0.8%$181,800 +8.8%
        2017$2,084 +2.2%$167,100 +8.4%
        2016$2,040 +11.1%$154,100 +3.4%
        2015$1,836 $149,100 +15.6%
        2014$1,836 +9.3%$129,000 -3.4%
        2013$1,680 -12.5%$133,600 -12.3%
        2012$1,919 -0.2%$152,300 -6.9%
        2011$1,923 +0.9%$163,500 -15.1%
        2010$1,906 -6.8%$192,600 -11.5%
        2009$2,044 +12.6%$217,600 -8.6%
        2008$1,816 +26.1%$238,000 +26.7%
        2007$1,440 +7.9%$187,800 +15%
        2006$1,334 +12.6%$163,300 +15%
        2005$1,185 +5.2%$142,000 +15%
        2004$1,127 +11.2%$123,500 +12%
        2003$1,014 +5%$110,300 +10%
        2002$965 -27%$100,300 +3.9%
        2001$1,322 $96,500
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55398

        Getting around

        0 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

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