For sale

$399,000

287 Pine St, Gardner, MA 01440

3beds

1,738sqft

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2 Family - 2 Units Up/Down

Built in 1910

-- sqft lot

$397,700 Zestimate^®

$230/sqft

$-- HOA

What's special

Detached garageSeparate living spacesLaundry hookups in unitOff street parkingBeautiful hardwood floors

This well-maintained two-family property presents an excellent opportunity for investors or owner-occupants seeking rental income. The first-floor unit features a comfortable 1-bedroom layout with the option of adding a second bedroom. As well as the convenience of laundry located in the basement. The second-floor unit offers 2 bedrooms and a functional floor plan designed for comfortable living, with laundry hookups in unit. Both units showcase beautiful hardwood floors, adding warmth and character throughout. With separate living spaces and strong rental appeal, this property is ideal for expanding your investment portfolio or generating supplemental income. Off street parking. Detached garage for potential additional income. One unit potentially delivered empty. Conveniently located and full of potential, this multi-family home is a fantastic opportunity you won't want to miss. Schedule your showing today!

12 days

490

27

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Baseboard, Natural Gas

Cooling

None

Appliances

Included: Range, Dishwasher, Refrigerator, Washer, Dryer
Laundry: Electric Dryer Hookup, Washer Hookup

Features

Bathroom With Tub & Shower, Internet Available - Unknown, Ceiling Fan(s), Living Room, Kitchen, Laundry Room
Flooring: Hardwood
Basement: Full,Walk-Out Access,Concrete,Unfinished
Has fireplace: No

Interior area

Total structure area: 1,738
Total interior livable area: 1,738 sqft
Finished area above ground: 1,738

Property

Parking

Total spaces: 5
Parking features: Off Street
Garage spaces: 1
Uncovered spaces: 4

Lot

Size: 8,037 Square Feet
Features: Gentle Sloping

Details

Parcel number: M:0R22 B:0016 L:0042,3536733
Zoning: R1

Construction

Type & style

Home type: MultiFamily
Property subtype: 2 Family - 2 Units Up/Down

Materials

Frame
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1910

Utilities & green energy

Electric: 200+ Amp Service
Sewer: Public Sewer
Water: Public
Utilities for property: for Electric Range, for Electric Dryer, Washer Hookup

Community & HOA

Community

Features: Public Transportation, Shopping, Highway Access, Public School

Location

Region: Gardner

Financial & listing details

Price per square foot: $230/sqft
Tax assessed value: $326,400
Annual tax amount: $4,495
Date on market: 6/24/2026
Listing terms: Contract
Exclusions: 2nd Floor Washer And Dryer. Tenants Personal Property.
Total actual rent: 3350
Road surface type: Paved

Estimated market value

$397,700

$378,000 - $418,000

$2,155/mo

Price history

Date	Event	Price
6/24/2026	Listed for sale	$399,000+108.9%$230/sqft
Source: MLS PIN #73540960 Report a problem
10/23/2020	Sold	$191,000+3.3%$110/sqft
Source: Public Record Report a problem
8/15/2020	Listed for sale	$184,900+52.8%$106/sqft
Source: Coldwell Banker Residential Brokerage - Leominster #72710420 Report a problem
1/2/2002	Sold	$121,000+303.3%$70/sqft
Source: Public Record Report a problem
12/29/1995	Sold	$30,000$17/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,734 -4.2%	$260,000 0%
2024	$3,899 +7.2%	$260,100 +15.3%
2023	$3,637 +7.9%	$225,500 +24.3%
2022	$3,372 +14.7%	$181,400 +23.7%
2021	$2,940 +4.3%	$146,700 +2.7%
2020	$2,819 +2.7%	$142,800 +4.8%
2019	$2,745 +15.7%	$136,300 +16.5%
2018	$2,372 +2.4%	$117,000 +3.4%
2017	$2,316 +2.3%	$113,100 +2.3%
2016	$2,264 +2.4%	$110,600
2015	$2,210 +1.7%	$110,600 -3.9%
2014	$2,172 +2.4%	$115,100 -5.3%
2013	$2,121 -4%	$121,500 -8.3%
2012	$2,209 +2%	$132,500 -4.1%
2011	$2,166 +2.2%	$138,200 -3.1%
2010	$2,119 -5.9%	$142,600 -17.3%
2009	$2,253 +6.3%	$172,400 -1.5%
2008	$2,120 -1.4%	$175,100 -5.2%
2007	$2,151 +7.3%	$184,800 +13.5%
2006	$2,004 +4.8%	$162,800 +7%
2005	$1,912 +37.7%	$152,100 +99.3%
2004	$1,389 +2.7%	$76,300
2003	$1,352 +3.6%	$76,300
2002	$1,305 +14.7%	$76,300 +28.7%
2000	$1,138	$59,300

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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