Charming Cayucos Beach Retreat | Licensed Short-Term Vacation Rental | Steps to the Sand -
Rare opportunity to own a fully furnished, single-level beach home on one of Cayucos’ popular numbered streets — just steps to the beach and walkable to downtown, the pier, shops, and restaurants. This 3-bedroom, 2-bath home features a warm and inviting living room, a dining area adjoining a fully equipped kitchen with refrigerator, dishwasher, oven, and stove. All appliances are included. The functional floor plan places the primary suite centrally between two guest bedrooms, with generous walk-in closet spaces. The back patio is ideal for outdoor entertaining and relaxing, while the landscaped front yard and welcoming front porch add great curb appeal. Added bonus: an attached two-car garage — a rare find in this coastal community. Property is being sold fully furnished and move-in ready. Most notably, this home holds a licensed short-term-vacation-rental permit, offering immediate income potential in one of the Central Coast’s most desirable beach destinations. All furnishings (except for 2 sets of chests/credenza in primary suite), and appliances to convey. Buyer to verify all short-term-rental permit terms and conditions with the County.
Pending
Listed by: SIM Real Estate • Sherry Sim • Contact: 805-234-4315
$1,390,000
29 20th St, Cayucos, CA 93430
3beds
1,153sqft
Single Family Residence
Built in 1972
3,750 Square Feet Lot
$1,399,800 Zestimate®
$1,206/sqft
$-- HOA
What's special
Attached two-car garageWelcoming front porchGenerous walk-in closet spacesFunctional floor planLandscaped front yard
- 27 days |
- 134 |
- 1 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sherry Sim DRE #01385503 805-234-4315,
SIM Real Estate
Source: CRMLS,MLS#: SC26095374
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Features: Primary Suite
Heating
- Forced Air
Cooling
- None
Appliances
- Included: Dishwasher, Gas Oven, Microwave, Refrigerator, Water Heater
- Laundry: In Garage
Features
- Primary Suite
- Flooring: Carpet, Tile
- Windows: Double Pane Windows
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,153 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Patio & porch: Patio
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: None
Lot
- Size: 3,750 Square Feet
- Features: Back Yard, Front Yard, Landscaped, Level, Yard
Details
- Parcel number: 064233018
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Shingle
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Community & HOA
Community
- Features: Rural
- Subdivision: Town Of Cayucos(540)
Location
- Region: Cayucos
Financial & listing details
- Price per square foot: $1,206/sqft
- Tax assessed value: $1,100,000
- Annual tax amount: $11,507
- Date on market: 5/11/2026
- Cumulative days on market: 28 days
- Listing terms: Cash,Cash to New Loan
Estimated market value
$1,399,800
$1.33M - $1.47M
$3,938/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Pending sale | $1,390,000$1,206/sqft |
Source:  CRMLS #SC26095374 Report a problem | ||
| 5/15/2026 | Contingent | $1,390,000$1,206/sqft |
Source: CRMLS #SC26095374 Report a problem | ||
| 5/11/2026 | Listed for sale | $1,390,000$1,206/sqft |
Source: CRMLS #SC26095374 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,507 +241.5% | $1,100,000 +255.9% |
| 2024 | $3,369 +1.2% | $309,036 +2% |
| 2023 | $3,330 +1.8% | $302,978 +2% |
| 2022 | $3,272 +1.6% | $297,039 +2% |
| 2021 | $3,222 +1.1% | $291,216 +1% |
| 2020 | $3,188 +2% | $288,231 +2% |
| 2019 | $3,125 +2% | $282,580 +2% |
| 2018 | $3,063 +2.1% | $277,040 +2% |
| 2017 | $3,001 +2% | $271,609 +2% |
| 2016 | $2,942 | $266,284 +1.5% |
| 2015 | $2,942 +4.5% | $262,285 +2% |
| 2014 | $2,815 | $257,148 +2.5% |
| 2012 | -- | $250,969 +2% |
| 2011 | -- | $246,049 +0.8% |
| 2010 | -- | $244,211 -0.2% |
| 2009 | -- | $244,792 +2% |
| 2008 | -- | $239,993 +2% |
| 2007 | -- | $235,288 +2% |
| 2006 | -- | $230,676 +2% |
| 2005 | -- | $226,154 +2% |
| 2004 | -- | $221,721 +1.9% |
| 2003 | -- | $217,659 +2% |
| 2002 | -- | $213,392 +2% |
| 2001 | -- | $209,209 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 93430
Nearby schools
GreatSchools rating
- 8/10Cayucos Elementary SchoolGrades: K-8Distance: 1.3 mi
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