Pending

Price cut: $20K (7/29)

$119,900

2903 Niles St, Waterloo, IA 50703

4beds

1,145sqft

$909/mo

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Single Family Residence

Built in 1955

7,840 Square Feet Lot

$-- Zestimate^®

$105/sqft

$-- HOA

What's special

Partially finished basementAdditional living spaceSpacious yard

Whether you’re searching for your first home or your next investment property, this 3-bedroom, 1-bath home is full of potential! The partially finished basement with a non-conforming 4th bedroom provides additional living space while still leaving plenty of room to add your own finishing touches in the home and build instant equity. Outside, you’ll appreciate the spacious yard and the impressive 3-stall garage, offering ample space for vehicles, storage, hobbies, or a workshop. With solid features, room for customization, and endless possibilities, this property is ready for its next owner.

31 days

403

10

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 1
Full bathrooms: 1

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air, Natural Gas

Cooling

Central Air

Features

Basement: Block
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,145 sqft
Finished area below ground: 225

Property

Parking

Total spaces: 3
Parking features: 3 or More Stalls
Carport spaces: 3

Lot

Size: 7,840 Square Feet
Dimensions: 70 x 109

Details

Parcel number: 891312380012
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Aluminum Siding
Roof: Asphalt

Condition

Year built: 1955

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Waterloo

Financial & listing details

Price per square foot: $105/sqft
Tax assessed value: $110,030
Annual tax amount: $1,859
Date on market: 7/18/2026
Cumulative days on market: 31 days
Road surface type: Concrete

Estimated market value

Not available

Estimated sales range

Not available

$1,249/mo

Price history

Date	Event	Price
8/4/2026	Pending sale	$119,900$105/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263369 Report a problem
7/29/2026	Price change	$119,900-14.3%$105/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263369 Report a problem
7/18/2026	Listed for sale	$139,900$122/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263369 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,859 +8.5%	$110,030 +28.4%
2024	$1,713 +14.5%	$85,710
2023	$1,497 +2.7%	$85,710 +25.8%
2022	$1,457 -5.6%	$68,140
2021	$1,543 +1.6%	$68,140
2020	$1,518 +6.5%	$68,140
2019	$1,425 +2.8%	$68,140 +7.5%
2018	$1,387 +0.1%	$63,410 +1.9%
2017	$1,386 -1.8%	$62,210
2016	$1,412	$62,210
2015	$1,412 +17.7%	$62,210
2014	$1,200 -25.3%	$62,210 -18.3%
2012	$1,606 -0.4%	$76,100
2011	$1,612 +3.3%	$76,100 -2.2%
2010	$1,561 +2.8%	$77,810
2009	$1,518 +2.2%	$77,810
2008	$1,486 +1.7%	$77,810 +7%
2007	$1,461 -0.5%	$72,720
2006	$1,469 +20.2%	$72,720
2005	$1,222 +5.8%	$72,720 +41.2%
2003	$1,155 +1.7%	$51,490
2002	$1,136 +10.7%	$51,490 +18%
2001	$1,026	$43,640

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: Good Shepherd

Getting around

23 / 100

Car-Dependent

21 / 100

Minimal Transit

42 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

2/10
Cunningham School
Grades: PK-5Distance: 1.4 mi
2/10
George Washington Carver Academy
Grades: 6-8Distance: 0.7 mi
2/10
East High School
Grades: 9-12Distance: 1.8 mi

Schools provided by the listing agent

Elementary: Cunningham
Middle: George Washington Carver Academy
High: East High

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.