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  • $1,050,000

    2915 SW 38th Ter, Cape Coral, FL 33914

    4beds
    2,793sqft
    Single Family Residence
    Built in 2022
    10,628 Square Feet Lot
    $1,040,000 Zestimate®
    $376/sqft
    $6,227 Estimated rent

    Home value

    $1,040,000

    $926,000 - $1.16M

    $6,227/mo

    Zestimate® history
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    What's special

    Heated pool and spaQuartz countertopsDurable metal roofSerene gulf-access canalWaterfront homeOpen-concept floor planDirect pool access
    Luxury Gulf Access Pool Home off Surfside! Welcome to this stunning 4 bedroom + den, 3 full bathroom, custom built, waterfront home with a spacious 3-car garage, perfectly situated in the highly sought-after Surfside area of Cape Coral. From the moment you step inside, you’ll be greeted by an open-concept floor plan with elegant 24”x24” tile throughout, designed to combine style, comfort, and functionality. The gourmet kitchen is a true centerpiece, boasting stainless steel appliances, quartz countertops, and custom wood-stained, soft-close cabinetry. Perfectly crafted for both everyday living and entertaining. Step outside to your expansive covered patio, complete with a heated pool and spa overlooking a serene Gulf-access canal. The outdoor living space has been pre-wired and plumbed for your dream outdoor kitchen, creating the ultimate retreat for gatherings and relaxation. The luxurious primary suite offers direct pool access through french doors, two walk-in closets, and a spa-inspired en suite with dual vanities, a soaking tub, and a walk-in shower. Additional highlights include: Hurricane-impact windows and doors with tinted glass for peace of mind, Plantation shutters throughout, Whole-house surge protector, Pre-wired for generator and 50-amp EV outlet. Seawall with water and electric hookups, Durable metal roof for long-lasting protection. Perfectly blending modern luxury with thoughtful details, this home delivers the ultimate Florida waterfront lifestyle, just minutes from shopping, dining, and all that Cape Coral has to offer. Don’t miss your chance to call this Surfside gem your own.

    Zillow last checked:

    Listing updated:

    Listed by:

    Edita Cary 386-209-2995,

    Sellstate Priority Realty

    Bought with:

    Allan Lewis, 82420275

    SWFL Choice Realty

    Source: Florida Gulf Coast MLS,MLS#: 2025013953MLS LogoOriginating MLS: Florida Gulf Coast

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Bathroom, Den, Guest Quarters, Screened Porch
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator
    • Laundry: Inside
    Features
    • Built-in Features, Breakfast Area, Bathtub, Tray Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Eat-in Kitchen, French Door(s)/Atrium Door(s), Kitchen Island, Multiple Shower Heads, Pantry, Separate Shower, Bar, Window Treatments, Split Bedrooms, Bathroom, Den, Guest Quarters, Screened Porch
    • Flooring: Tile
    • Doors: French Doors
    • Windows: Impact Glass, Window Coverings
    Interior area
    • Total structure area: 3,432
    • Total interior livable area: 2,793 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Driveway, Garage, Paved, Two Spaces
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Stories: 1
    • Patio & porch: Lanai, Patio, Porch, Screened
    • Exterior features: Fence, Security/High Impact Doors, Sprinkler/Irrigation, Patio
    • Has private pool: Yes
    • Pool features: Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Solar Heat
    • Has spa: Yes
    • Spa features: Electric Heat, Gunite, In Ground, Screened, Solar Heat
    • Has view: Yes
    • View description: Canal
    • Has water view: Yes
    • Water view: Canal
    • Waterfront features: Canal Access
    Lot
    • Size: 10,628 Square Feet
    • Dimensions: 80 x 125 x 80 x 125
    • Features: Rectangular Lot, Sprinklers Automatic
    Details
    • Parcel number: 054523C404910.0060
    • Lease amount: $0
    • Zoning description: R1-W

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch,One Story
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Stucco
    • Roof: Metal
    Condition
    • Resale
    • Year built: 2022

    Utilities & green energy

    • Sewer: Assessment Paid
    • Water: Assessment Paid
    • Utilities for property: Cable Available, High Speed Internet Available

    Community & HOA

    Community
    • Features: Boat Facilities, Non-Gated, None
    • Security: None, Smoke Detector(s)
    • Condo and coop fee: $0
    • Membership fee: $0
    • Subdivision: CAPE CORAL
    HOA
    • Has HOA: No
    • Amenities included: None
    • Services included: Cable TV, Insurance, Internet, Trash, Water
    Location
    • Region: Cape Coral

    Financial & listing details

    • Price per square foot: $376/sqft
    • Tax assessed value: $1,126,237
    • Annual tax amount: $14,920
    • Date on market: 10/7/2025
    • Cumulative days on market: 150 days
    • Listing terms: All Financing Considered,Cash
    • Ownership: Single Family
    • Contingency: Financing

    Price history

    DateEventPrice
    3/6/2026Sold$1,050,000-3.6%$376/sqft
    Source: Florida Gulf Coast MLS #2025013953 Report a problem
    1/18/2026Pending sale$1,089,000$390/sqft
    Source: Florida Gulf Coast MLS #2025013953 Report a problem
    12/19/2025Price change$1,089,000-8.4%$390/sqft
    Source: Florida Gulf Coast MLS #2025013953 Report a problem
    10/23/2025Price change$1,189,000-2.9%$426/sqft
    Source: Florida Gulf Coast MLS #2025013953 Report a problem
    10/7/2025Listed for sale$1,225,000+965.2%$439/sqft
    Source: Florida Gulf Coast MLS #2025013953 Report a problem
    10/29/2020Sold$115,000-17.9%$41/sqft
    Source: Florida Gulf Coast MLS #220059163 Report a problem
    9/27/2020Pending sale$140,000$50/sqft
    Source: Florida Complete Realty #220059163 Report a problem
    9/18/2020Listed for sale$140,000-9.7%$50/sqft
    Source: Florida Complete Realty #220059163 Report a problem
    6/5/2019Listing removed$155,000$55/sqft
    Source: Keller Williams Elite Realty #218042937 Report a problem
    11/20/2018Price change$155,000-13.8%$55/sqft
    Source: Keller Williams Elite Realty #218042937 Report a problem
    3/15/2018Price change$179,900-5.3%$64/sqft
    Source: Keller Williams Realty Ft. Myers and the Islands #217070413 Report a problem
    11/16/2017Listed for sale$189,900$68/sqft
    Source: Keller Williams Realty Fort My #217070413 Report a problem
    10/13/2017Listing removed$189,900$68/sqft
    Source: Bonita Springs #217004606 Report a problem
    1/18/2017Listed for sale$189,900-4.6%$68/sqft
    Source: Keller Williams Elite Realty #217004606 Report a problem
    11/4/2016Listing removed$199,000$71/sqft
    Source: Century 21 Birchwood Rlty, Inc #215061855 Report a problem
    11/3/2015Listed for sale$199,000-27.6%$71/sqft
    Source: Century 21 Birchwood Rlty, Inc #215061855 Report a problem
    1/19/2005Sold$275,000+161.9%$98/sqft
    Source: Public Record Report a problem
    9/11/2002Sold$105,000$38/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$15,444 +3.5%$956,531 +2.9%
    2024$14,920 -2.3%$929,573 -1.9%
    2023$15,278 +472%$947,644 +642.7%
    2022$2,671 +2.3%$127,600 +10%
    2021$2,612 -13.1%$116,000 -1.6%
    2020$3,005 -0.9%$117,899 -9.3%
    2019$3,033 $130,000 -9.1%
    2018$3,033 -1.6%$143,000 +4.4%
    2017$3,084 +3.5%$137,000
    2016$2,979 +1.4%$137,000 +14.2%
    2015$2,939 +2.8%$120,000 +14.3%
    2014$2,857 +9.8%$105,000 +45.8%
    2013$2,603 +27.1%$72,000 +30.9%
    2012$2,049 +5.1%$55,000 +10%
    2011$1,950 -25%$50,000 -35.9%
    2010$2,599 -3.8%$78,000 -8.2%
    2009$2,701 -6.4%$85,000 -26.1%
    2008$2,885 -50%$115,000 -59%
    2007$5,766 -17%$280,200 -13.7%
    2006$6,944 +102.1%$324,560 +218.2%
    2004$3,436 +5.8%$102,000 +14.3%
    2003$3,248 +180%$89,250 +80.3%
    2002$1,160 $49,510 +81.7%
    2000-- $27,250
    Find assessor info on the county website

    Neighborhood: 33914

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