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For sale
  • Price cut: $15K (8/1)
    $985,000

    292 Charter Ridge, Jefferson, NC 28640

    3beds
    4,074sqft
    : 
    $5,879/mo
    Get pre-qualified
    Single Family Residence
    Built in 2007
    0.65 Acres Lot
    $934,200 Zestimate®
    $242/sqft
    $183/mo HOA

    What's special

    Nestled on a secluded cul-de-sac within the sought-after, gated community of Jefferson Landing, this beautifully crafted mountain home offers the perfect blend of luxury, comfort, and breathtaking natural beauty. Surrounded by mature trees and showcasing views of iconic Mount Jefferson, the home is thoughtfully designed with spacious living areas, soaring vaulted ceilings, and an abundance of natural light throughout. The welcoming two-story foyer opens to an elegant sitting room or piano lounge, creating a warm first impression. The main level features a spacious primary suite with large picture windows, a walk-in closet, and a well-appointed bath, along with an additional full bath for guests. The open-concept kitchen flows seamlessly into the vaulted great room, where a striking stone fireplace creates the perfect gathering space. A two-car garage enters through the laundry and mudroom for everyday convenience, while a cedar closet provides additional storage. Outdoor living is equally inviting with both open and covered decks designed to take in the mountain scenery, including beautiful views of Mount Jefferson. Upstairs, you'll find two generous guest suites, each with its own full bath, plus a large bonus room over the garage that works for a home office, media room, or additional sleeping space. The finished lower level expands the living area with warm tongue-and-groove ceilings, a full bath, flexible recreation space, and a workshop with ample storage, all opening to a covered patio that embraces the peaceful mountain setting. Located within the sought-after Jefferson Landing community, residents enjoy access to an award-winning 18-hole golf course, elegant clubhouse and dining, fitness center, swimming pool, tennis and pickleball courts, Riverside Park along the New River, scenic walking trails, and a vibrant calendar of social activities (club membership available separately). Experience refined mountain living in one of the High Country's premier gated communities.
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    222
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    5
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    Zillow last checked:

    Listing updated:

    Listed by:

    Joshua Johnson 828-406-4495,

    Regency On the Lake

    Source: High Country AOR,MLS#: 263539MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 5
      • Full bathrooms: 5
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air, 2 Units
      Appliances
      • Included: Dishwasher, Gas Range, Gas Water Heater, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Vaulted Ceiling(s)
      • Basement: Exterior Entry,Finished,Interior Entry
      • Number of fireplaces: 1
      • Fireplace features: One, Gas, Stone, Vented
      Interior area
      • Total structure area: 4,074
      • Total interior livable area: 4,074 sqft
      • Finished area above ground: 2,797
      • Finished area below ground: 1,277
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Two Car Garage, Paved, Private
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Multiple
      • Exterior features: Fire Pit, Paved Driveway
      • Pool features: Community
      • Has view: Yes
      • View description: Golf Course, Long Range, Mountain(s)
      Lot
      • Size: 0.65 Acres
      Details
      • Parcel number: 092987944351
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Shake Siding, Stone Veneer, Wood Siding, Wood Frame
      • Foundation: Basement
      • Roof: Architectural,Shingle
      Condition
      • Year built: 2007

      Utilities & green energy

      • Sewer: Community/Coop Sewer
      • Water: Private, Well
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Golf, Gated, Pool, River, Trails/Paths
      • Subdivision: Jefferson Landing
      HOA
      • Has HOA: Yes
      • HOA fee: $2,200 annually
      Location
      • Region: Jefferson

      Financial & listing details

      • Price per square foot: $242/sqft
      • Tax assessed value: $625,900
      • Annual tax amount: $3,085
      • Date on market: 8/1/2026
      • Listing terms: Cash,Conventional,New Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $934,200

        $887,000 - $981,000

        $3,589/mo

        Price history

        DateEventPrice
        8/1/2026Price change$985,000-1.5%$242/sqft
        Source: High Country AOR #263539 Report a problem
        7/7/2026Price change$999,999+0.1%$245/sqft
        Source: High Country AOR #263113 Report a problem
        6/22/2026Price change$999,000-9.2%$245/sqft
        Source: Owner Report a problem
        6/14/2026Listed for sale$1,100,000+100%$270/sqft
        Source: Owner Report a problem
        6/29/2021Sold$550,000+54.9%$135/sqft
        Source: Public Record Report a problem
        11/22/2019Sold$355,000+1.7%$87/sqft
        Source: High Country AOR #218415 Report a problem
        10/23/2019Pending sale$349,000$86/sqft
        Source: Keller Williams High Country Realty #218415 Report a problem
        10/18/2019Listed for sale$349,000$86/sqft
        Source: Keller Williams High Country Realty #218415 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,148 +6.3%$625,900
        2024$2,961 $625,900
        2023$2,961 +33.2%$625,900 +51.7%
        2022$2,223 $412,500
        2021$2,223 +14.2%$412,500
        2020$1,947 $412,500
        2019$1,947 +2%$412,500 -1.7%
        2018$1,908 $419,800
        2016-- $419,800
        2015$1,936 $419,800 -7%
        2014$1,936 $451,200
        2013-- $451,200
        2012-- $451,200
        2011-- $451,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28640

        Getting around

        9 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mountain View
        • High: Ashe County

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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