HUD Home! Nestled in the desirable Lake Mont Pines community, this spacious 1,973 sq. ft. mountain retreat offers the perfect blend of comfort and versatility. The main-level primary suite features a relaxing sunken soaking tub, while two additional bedrooms and a full bath are located upstairs. Vaulted ceilings, an open floor plan, an inviting kitchen, and two cozy fireplaces create the perfect mountain atmosphere. Above the detached one-car garage is a finished bonus room with electricity and a sink—ideal for a home office, hobby room, gym, art studio, or guest space. Additional outbuildings provide even more storage and workspace for all your mountain toys and projects. Located at approximately 4,000 feet in elevation, Lake Mont Pines offers a private lake, parks, and year-round recreation. Just minutes from Calaveras Big Trees State Park, Stanislaus National Forest, and the Arnold Rim Trail, you'll enjoy hiking, biking, horseback riding, and all the beauty the Sierra Nevada has to offer. Whether you're looking for a full-time residence or mountain getaway, this home offers endless possibilities.
For sale
$448,000
2985 Valley View Dr, Arnold, CA 95223
3beds
1,973sqft
Single Family Residence
Built in 1987
0.38 Acres Lot
$439,200 Zestimate®
$227/sqft
$46/mo HOA
What's special
Private lakeMain-level primary suiteDetached one-car garageOpen floor planRelaxing sunken soaking tubInviting kitchenVaulted ceilings
- 43 days
- 333
- 12
Zillow last checked:
Listing updated:
Listed by:
Judith Austin DRE #01322444 209-559-6070,
KW Sierra Foothills
Source: bridgeMLS/CCAR/Bay East AOR,MLS#: 41141964
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Kitchen
- Features: 220 Volt Outlet, Tile Counters, Dishwasher, Eat-in Kitchen
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher
- Laundry: Hookups Only
Features
- Flooring: Vinyl, Carpet
- Number of fireplaces: 2
- Fireplace features: Dining Room, Family Room, Free Standing, Wood Burning
Interior area
- Total structure area: 1,973
- Total interior livable area: 1,973 sqft
Property
Parking
- Total spaces: 3
- Parking features: Detached, Garage, Other, See Remarks
- Garage spaces: 3
Features
- Levels: Two Story
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 0.38 Acres
- Features: Premium Lot, See Remarks
Details
- Additional structures: Shed(s)
- Parcel number: 032017007000
- Special conditions: HUD Owned
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Raised
- Roof: Shingle
Condition
- Existing
- New construction: No
- Year built: 1987
Utilities & green energy
- Electric: No Solar, 220 Volts in Kitchen
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: See Remarks
- Services included: Other
- HOA fee: $546 annually
- HOA name: Lake Mont Pines Homeowners Association
- HOA phone: 209-795-1592
Location
- Region: Arnold
Financial & listing details
- Price per square foot: $227/sqft
- Tax assessed value: $459,292
- Date on market: 7/16/2026
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
Estimated market value
$439,200
$417,000 - $461,000
$2,275/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/17/2026 | Listed for sale | $448,000-6.7%$227/sqft |
Source:  bridgeMLS/CCAR/Bay East AOR #41141964 Report a problem | ||
| 12/13/2025 | Listing removed | $480,000$243/sqft |
Source: CCARMLS #202501731 Report a problem | ||
| 10/3/2025 | Listed for sale | $480,000$243/sqft |
Source: CCARMLS #202501731 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $459,292 +103.9% |
| 2025 | $2,920 +1% | $225,291 +2% |
| 2024 | $2,890 +1.9% | $220,874 +2% |
| 2023 | $2,836 +6.8% | $216,544 +2% |
| 2022 | $2,656 +0.6% | $212,299 +2% |
| 2021 | $2,640 +1.2% | $208,137 +1% |
| 2020 | $2,609 +1.3% | $206,004 +2% |
| 2019 | $2,575 +8.1% | $201,966 +2% |
| 2018 | $2,383 | $198,006 +2% |
| 2017 | -- | $194,124 +2% |
| 2016 | -- | $190,318 +1.5% |
| 2015 | -- | $187,460 +2% |
| 2014 | -- | $183,789 +0.5% |
| 2013 | -- | $182,960 +2% |
| 2012 | -- | $179,373 +2% |
| 2011 | -- | $175,857 +0.8% |
| 2010 | -- | $174,544 -0.2% |
| 2009 | -- | $174,960 +2% |
| 2008 | -- | $171,530 +2% |
| 2007 | -- | $168,167 +2% |
| 2006 | -- | $164,870 +6% |
| 2003 | -- | $155,567 +2% |
| 2002 | -- | $152,518 +2% |
| 2001 | -- | $149,528 |
Find assessor info on the county website
Monthly payment
Est. payment
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Neighborhood: 95223
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