Water’s Edge at Indian Lake HOA on Lake Barnabee – A rare waterfront retreat in the heart of the beautiful Catskill Mountains offering the perfect blend of privacy, recreation, and future potential. Set on three separate lots with an impressive 195 feet of lake frontage, this exceptional property gives you the opportunity to enjoy an expansive private shoreline and keep it to yourself or explore the possibility of additional building lots on either side of the home. Built in 2003, this well-designed residence features 3 bedrooms and 3 full bathrooms with a flexible layout ideal for full-time living, vacation escapes, or hosting guests. The upper level offers 2 bedrooms and 2 full baths which includes a primary bedroom and bathroom while the lower level includes an additional living room, bedroom and full bath—perfect for creating private guest quarters, an in-law suite, or separate living space. Inside, the home boasts an open floor plan with a spacious kitchen and living area that flows seamlessly to the outdoors. Step onto the huge deck overlooking the lake, where you can enjoy summer BBQs, morning coffee, or peaceful evenings taking in the water views. The walkout lower level includes a workshop and abundant storage, adding practicality to this scenic retreat. Outside, your personal dock invites endless enjoyment with kayaking, paddle boarding, fishing, swimming, and lakeside relaxation. Located in a welcoming lake community surrounded by the natural beauty of the Catskill Mountains, Water’s Edge is a unique chance to own a premier waterfront property with space, versatility, and endless lifestyle possibilities. 2 hours from NYC the Sullivan County Catskills has so much to offer, book your tour today and enjoy your stay!
Pending
$525,000
3 Indian Lake Road, Ferndale, NY 12734
3beds
2,352sqft
Single Family Residence, Residential
Built in 2003
0.61 Acres Lot
$510,100 Zestimate®
$223/sqft
$63/mo HOA
What's special
Waterfront retreatPrimary bedroom and bathroomOpen floor planPersonal dockExpansive private shorelineWorkshop and abundant storageWell-designed residence
- 27 days |
- 54 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Resort Realty 845-791-5945,
Daria Sienitsky 845-798-2077
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 992504
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Baseboard, Oil
Cooling
- None
Appliances
- Included: Dishwasher, Oven, Refrigerator
- Laundry: Washer/Dryer Hookup, In Basement, Inside, Laundry Room
Features
- First Floor Bedroom, First Floor Full Bath, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, High Speed Internet, Kitchen Island, Marble Counters, Open Floorplan, Open Kitchen, Primary Bathroom, Master Downstairs, Quartz/Quartzite Counters, Storage, Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Tile
- Basement: Finished,Full,Storage Space,Walk-Out Access
- Attic: Full,Pull Stairs
- Number of fireplaces: 1
- Fireplace features: Living Room, Pellet Stove
Interior area
- Total structure area: 2,352
- Total interior livable area: 2,352 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Patio & porch: Deck, Wrap Around
- Exterior features: Dock
- Has view: Yes
- View description: Lake, Neighborhood, Trees/Woods, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Lake Front, Lake Privileges, Water Access, Waterfront
Lot
- Size: 0.61 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 3689041A0002013000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subtype: Single Family Residence, Residential
Materials
- Frame
Condition
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
HOA
- Has HOA: Yes
- Services included: Common Area Maintenance
- HOA fee: $750 annually
- HOA name: Indian Lake HOA
Location
- Region: Ferndale
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $95,300
- Annual tax amount: $6,676
- Date on market: 4/29/2026
- Cumulative days on market: 43 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Dasha Sienitsky
(845) 798-2077
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Estimated market value
$510,100
$485,000 - $536,000
$2,945/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Pending sale | $525,000$223/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #992504 Report a problem | ||
| 5/15/2026 | Listing removed | $525,000$223/sqft |
Source: OneKey® MLS as distributed by MLS GRID #992504 Report a problem | ||
| 4/29/2026 | Listed for sale | $525,000+313.4%$223/sqft |
Source: OneKey® MLS as distributed by MLS GRID #992504 Report a problem | ||
| 9/27/2012 | Sold | $127,000-15.3%$54/sqft |
Source: Public Record Report a problem | ||
| 5/12/2012 | Price change | $150,000-14.2%$64/sqft |
Source: PREFERRED HOMES & PROPERTIES #32289 Report a problem | ||
| 4/12/2012 | Price change | $174,900-5.4%$74/sqft |
Source: PREFERRED HOMES & PROPERTIES #32289 Report a problem | ||
| 11/14/2011 | Price change | $184,900-6.4%$79/sqft |
Source: PREFERRED HOMES & PROPERTIES #32289 Report a problem | ||
| 9/24/2011 | Listed for sale | $197,500-4.5%$84/sqft |
Source: PREFERRED HOMES & PROPERTIES #32289 Report a problem | ||
| 9/15/2011 | Sold | $206,868-3.7%$88/sqft |
Source: Public Record Report a problem | ||
| 7/30/2011 | Listed for sale | $214,900$91/sqft |
Source: PREFERRED HOMES & PROPERTIES #32289 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $95,300 |
| 2024 | -- | $95,300 |
| 2023 | -- | $95,300 |
| 2022 | -- | $95,300 |
| 2021 | -- | $95,300 |
| 2020 | -- | $95,300 |
| 2019 | -- | $95,300 |
| 2018 | -- | $95,300 |
| 2017 | $6,851 | $95,300 |
| 2016 | -- | $95,300 |
| 2015 | -- | $95,300 |
| 2014 | -- | $95,300 |
| 2013 | -- | $95,300 |
| 2012 | -- | $95,300 |
| 2011 | -- | $95,300 |
| 2010 | -- | $95,300 |
| 2009 | -- | $95,300 |
| 2008 | -- | $95,300 |
| 2007 | -- | $95,300 |
| 2006 | -- | $95,300 |
| 2005 | -- | $95,300 |
| 2004 | -- | $95,300 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12734
Nearby schools
GreatSchools rating
- 3/10Liberty Elementary SchoolGrades: PK-4Distance: 2.6 mi
- 3/10Liberty Middle SchoolGrades: 5-8Distance: 2.8 mi
- 3/10Liberty Middle High SchoolGrades: 9-12Distance: 2.8 mi
Schools provided by the listing agent
- Elementary: Liberty Elementary School
- Middle: Liberty Middle School
- High: Liberty High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- New York
- Sullivan County
- Ferndale
- 12734
- 3 Indian Lake Road
Nearby cities
Nearby zip codes
Other Ferndale Topics
