Well-Loved Home with Seneca-Cayuga Canal Views!
Lovingly cared for by the same owner for nearly 30 years, this spacious home sits on nearly a half-acre lot with views of the Seneca-Cayuga Canal. Offering approximately 1,753 sq. ft., the home is larger than noted in the tax records and provides plenty of comfortable living space inside and out.
The huge living room offers room for multiple seating areas and plenty of flexibility. The kitchen features breakfast-bar seating and stainless steel appliances, followed by a formal dining area perfect for traditional meals and entertaining. A good-sized three-season room leads to a large deck overlooking the backyard.
The first floor offers a bedroom, full bath and convenient first-floor laundry. An additional bonus room has served as a den and hobby room and could also work as a possible fourth bedroom. Sliding glass doors provide additional access to the deck.
Upstairs you’ll find two more generously sized bedrooms and a second full bath.
Enjoy the convenience of being within walking distance to downtown, shopping, banking and the nearby walking trail. The Seneca-Cayuga Canal is just a hop, skip and a jump away—drop in your kayak and enjoy a day on the water!
Well maintained, spacious and ready for its next owner. There’s nothing to do but pack your bags and move in!
Pending
$229,900
3 Walnut St S, Waterloo, NY 13165
3beds
1,533sqft
Single Family Residence
Built in 1920
0.43 Acres Lot
$-- Zestimate®
$150/sqft
$-- HOA
What's special
Nearly a half-acre lotSpacious homeStainless steel appliancesConvenient first-floor laundryKitchen features breakfast-bar seatingGood-sized three-season room
- 54 days
- 128
- 0
Zillow last checked:
Listing updated:
Listed by:
Howard Hanna 315-781-7653,
Belinda A. Fratto 315-521-7413
Source: NYSAMLSs,MLS#: R1702401
Originating MLS: Rochester
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Heating
- Gas, Forced Air
Appliances
- Included: Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator
- Laundry: Main Level
Features
- Ceiling Fan(s), Den, Separate/Formal Dining Room, Eat-in Kitchen, Other, See Remarks, Bedroom on Main Level
- Flooring: Carpet, Tile, Varies, Vinyl
- Windows: Thermal Windows
- Basement: Full,Sump Pump
- Has fireplace: No
Interior area
- Total structure area: 1,533
- Total interior livable area: 1,533 sqft
Property
Parking
- Parking features: No Garage
Features
- Patio & porch: Deck
- Exterior features: Deck, Enclosed Porch, Gravel Driveway, Porch
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Canal Access
Lot
- Size: 0.43 Acres
- Dimensions: 95 x 198
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Parcel number: 45380100900000010620000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Copper Plumbing
- Foundation: Poured, Stone
Condition
- Resale
- Year built: 1920
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $150/sqft
- Tax assessed value: $92,200
- Annual tax amount: $4,597
- Date on market: 8/11/2026
- Cumulative days on market: 50 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/5/2026 | Pending sale | $229,900$150/sqft |
Source: | ||
| 8/11/2026 | Listed for sale | $229,900$150/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $92,200 |
| 2024 | -- | $92,200 |
| 2023 | -- | $92,200 |
| 2022 | -- | $92,200 |
| 2021 | -- | $92,200 |
| 2020 | -- | $92,200 |
| 2019 | -- | $92,200 |
| 2018 | -- | $92,200 |
| 2017 | $3,290 | $92,200 +15.5% |
| 2016 | -- | $79,800 |
| 2015 | -- | $79,800 |
| 2014 | -- | $79,800 |
| 2013 | -- | $79,800 |
| 2012 | -- | $79,800 |
| 2011 | -- | $79,800 +8.4% |
| 2010 | -- | $73,600 |
| 2009 | -- | $73,600 |
| 2008 | -- | $73,600 |
| 2007 | -- | $73,600 +5.1% |
| 2006 | -- | $70,000 |
| 2005 | -- | $70,000 |
| 2004 | -- | $70,000 |
| 2003 | -- | $70,000 +29.6% |
| 2002 | -- | $54,000 |
| 2001 | -- | $54,000 |
| 2000 | -- | $54,000 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 13165
Nearby schools
Schools provided by the listing agent
- District: Waterloo
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






