3017 Glenwood Ave, # 2, Youngstown, OH 44511

YNDC is seeking a qualified tenant for 3017 Glenwood Avenue, Unit 2, a 1,091 square foot 2-bedroom, 2-bathroom apartment. The 2nd floor unit features a spacious open concept kitchen and living area with balcony. The newly constructed unit includes in-unit laundry and central air conditioning. The kitchen comes equipped with a refrigerator, range, and microwave range hood. The unit also includes carport parking for one vehicle. The property is located just blocks away from Mill Creek Park. It is available for rent to qualified tenants for $765 per month plus gas and electric. Available for immediate occupancy. Tenant is responsible for gas and electric. No pets, except one cat allowed per unit for an additional monthly fee. Tenant must meet YNDC FHLB program renter qualifications. Housing Choice Vouchers accepted. Applicants must meet the following criteria to be considered for tenancy in a YNDC FHLB rental unit: Total gross annual household income must be under 50% of the area median income - $28,000 for a single person household, $32,000 for a two-person household, $36,000 for a three-person household, $40,000 for a four-person household Housing Choice Voucher OR sufficient income to cover rent and utilities YNDC will calculate affordability utilizing a front end ratio of 30% and back end ratio of 40%. The 30 percent includes rent and renter's insurance. The 40 percent includes the total debt, including housing expenses, revolving debt, installment debt, and legally required child-support payments. Tax-exempt income that is established as continuing into the foreseeable future may be grossed up by using either 25%, or the current federal and state income tax withholding tables to determine an amount which can be prudently employed to adjust or "gross up" the applicant's actual income. Tenant must pay at least 15% of their gross monthly household income for rent, but no more than 30% of their gross monthly household income Mid- credit score of at least 580 for applicants WITHOUT a traditional credit score, a satisfactory record of repayment on past credit is needed. If the applicant has no traditional credit score he/she must also provide two acceptable alternate sources of credit before being approved. These may include rental-payment history, utility-bill payments, credit with rental stores, etc. Credit report demonstrating a history of paying debts in a timely manner If a prior bankruptcy or foreclosure appears on the applicant's credit history, they must have reestablished credit for a period of at least four years No outstanding debt to any other property management company No more than two months balance due on any utility bill, no shut off notices, or utility collections on credit report No evictions in the past three years Favorable responses from references and prior landlords YNDC will require references and prior landlord contact information and will contact all references and prior landlords. No violent crime convictions, property damage convictions, fentanyl or opiate drug convictions, or sexual crime convictions YNDC reserves the right to evaluate all other recent crimes No pets, except one cat allowed per unit for an additional monthly fee No smoking in leased unit or common areas Tenant is responsible for gas and electric All rental payments must be made by ACH transfer