Freshly updated, turnkey 3 bedroom home in Morganton offering move-in ready comfort and long-term value. Features new paint, durable hardwood floors, updated kitchen and updated bath designed for low upkeep and daily durability. Offers strong value for buyers seeking an affordable monthly payment compared to rising rental costs. Includes laundry hookups, 1 car garage, and tall walk-in partial basement with concrete-floor storage/workshop space. Exterior has low-maintenance vinyl siding to reduce ownership costs. Brand-new heat pump / HVAC provides efficient year-round comfort. Located in a convenient location with easy commute and close to major employers, shopping, and services. Also positioned for strong rental, offering income potential for future investment or portfolio flexibility. To help make the purchase even more attainable, the seller is willing to assist with buyer closing costs with an acceptable offer. Schedule your showing today!
Under contract-show
Price cut: $400 (5/20)
$179,300
302 Ramsey St, Morganton, NC 28655
3beds
964sqft
Single Family Residence
Built in 1961
0.26 Acres Lot
$177,300 Zestimate®
$186/sqft
$-- HOA
What's special
Freshly updatedDurable hardwood floorsNew paintLaundry hookupsLow-maintenance vinyl sidingUpdated kitchen
- 146 days |
- 212 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Mike Roberts MikeRobertsHomes@gmail.com,
Fathom Realty NC LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4344783
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Range, Electric Water Heater
- Laundry: Electric Dryer Hookup, Inside, Main Level
Features
- Flooring: Vinyl, Wood
- Has basement: No
Interior area
- Total structure area: 964
- Total interior livable area: 964 sqft
- Finished area above ground: 964
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Attached Garage, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 1
- Has uncovered spaces: Yes
- Details: Garage
Features
- Levels: One
- Stories: 1
- Waterfront features: None
Lot
- Size: 0.26 Acres
Details
- Parcel number: 4699
- Zoning: R-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Crawl Space
- Roof: Fiberglass
Condition
- New construction: No
- Year built: 1961
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Subdivision: None
Location
- Region: Morganton
Financial & listing details
- Price per square foot: $186/sqft
- Tax assessed value: $78,396
- Annual tax amount: $532
- Date on market: 2/14/2026
- Cumulative days on market: 146 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$177,300
$168,000 - $186,000
$1,392/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Price change | $179,300-0.2%$186/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4344783 Report a problem | ||
| 5/7/2026 | Price change | $179,700-2.7%$186/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344783 Report a problem | ||
| 4/15/2026 | Price change | $184,700-2.6%$192/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344783 Report a problem | ||
| 3/24/2026 | Price change | $189,700-2.4%$197/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344783 Report a problem | ||
| 3/3/2026 | Price change | $194,300-1.5%$202/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344783 Report a problem | ||
| 2/14/2026 | Listed for sale | $197,300+156.2%$205/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344783 Report a problem | ||
| 1/8/2026 | Sold | $77,000$80/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $532 +0% | $78,396 |
| 2024 | $532 +0.9% | $78,396 |
| 2023 | $527 -1.5% | $78,396 +20.3% |
| 2022 | $535 +1.1% | $65,169 |
| 2021 | $529 +0.8% | $65,169 |
| 2020 | $525 -21.4% | $65,169 |
| 2019 | $668 +36.8% | $65,169 +8.9% |
| 2018 | $488 +3.4% | $59,865 |
| 2017 | $472 | $59,865 |
| 2016 | $472 +0.6% | $59,865 |
| 2015 | $469 | $59,865 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28655
Nearby schools
GreatSchools rating
- 4/10Forest Hill ElementaryGrades: PK-5Distance: 1.2 mi
- 5/10Walter R Johnson MiddleGrades: 6-8Distance: 3 mi
- 4/10Freedom HighGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Forest Hill
- Middle: Walter Johnson
- High: Freedom
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Burke County
- Morganton
- 28655
- 302 Ramsey St
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