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Under contract-show
  • $715,000

    3020 N Ridge Ct, Lincolnton, NC 28092

    4beds
    3,600sqft
    : 
    $4,250/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    2.18 Acres Lot
    $684,000 Zestimate®
    $199/sqft
    $27/mo HOA

    What's special

    Soaring ceilingExpansive covered front porchBeams with natural lightDen areaSeparate showerGenerous workspaceWell-appointed kitchen
    Welcome to 3020 N Ridge Court, a custom one-owner home perfectly positioned on a 2.18-acre corner lot in the desirable Arbor Hills community within the North Lincoln School District. Offering approximately 3,600 square feet, this thoughtfully designed residence features 4 bedrooms and 3.5 bathrooms with a spacious floor plan that blends everyday comfort with exceptional functionality. The impressive two-story main living area showcases a soaring ceiling, custom built-ins, beams with natural light and an inviting ship lap fireplace, creating a warm focal point for the home. The well-appointed kitchen offers custom cabinetry, generous workspace including a custom built breakfast island, a walk-in pantry, and flows seamlessly into the main living areas for easy entertaining. Designed with flexibility in mind, the home includes a large bonus room w/ 2 closets, a dedicated flex/craft room, a den area and a charming reading or study nook complete with a custom built-in—providing a great space for hobbies, office, or relaxation. The oversized primary suite serves as a private retreat, featuring dual vanities, a jetted garden tub, separate shower, spacious walk-in closet and convenient direct access to the laundry room. Outdoor living is equally inviting with an expansive covered front porch, screened-in back porch, and rear deck overlooking the property. The septic system was thoughtfully designed to accommodate a future pool and outdoor entertaining area, offering excellent potential to create your ideal backyard retreat for entertaining. With quality craftsmanship, abundant storage, custom details throughout, and a highly desirable location, 3020 N Ridge Court presents a wonderful opportunity to own a beautifully maintained home in one of North Lincoln’s established neighborhoods!
    20 days
    |
    996
    |
    51
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jane McGill realtorjanemcgill@gmail.com,

    Jane McGill Real Estate

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4398581MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Ceiling Fan(s), Split BR Plan, Walk-In Closet(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Main
      Bedroom s
      • Features: Ceiling Fan(s)
      • Level: Upper
      Bathroom full
      • Features: Garden Tub
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bonus room
      • Features: Ceiling Fan(s)
      • Level: Upper
      Breakfast
      • Features: Built-in Features
      • Level: Main
      Den
      • Level: Upper
      Dining room
      • Features: Open Floorplan
      • Level: Main
      Family room
      • Features: Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Open Floorplan
      • Level: Main
      Flex space
      • Level: Upper
      Kitchen
      • Features: Built-in Features
      • Level: Main
      Laundry
      • Level: Main
      Study
      • Features: Built-in Features, Computer Niche, Storage
      • Level: Upper
      Heating
      • Electric, Heat Pump, Zoned
      Cooling
      • Electric, Multi Units, Zoned
      Appliances
      • Included: Microwave, Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Self Cleaning Oven, Trash Compactor, Wall Oven
      • Laundry: Laundry Room, Main Level, Sink
      Features
      • Breakfast Bar, Built-in Features, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Whirlpool
      • Flooring: Carpet, Tile, Wood
      • Doors: Insulated Door(s), Pocket Doors, Screen Door(s), Storm Door(s)
      • Windows: Insulated Windows
      • Has basement: No
      • Fireplace features: Family Room, Gas Log, Propane
      Interior area
      • Total structure area: 3,600
      • Total interior livable area: 3,600 sqft
      • Finished area above ground: 3,600
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, Garage Faces Side, Garage on Main Level
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Covered, Deck, Front Porch, Rear Porch, Screened
      • Exterior features: Fire Pit
      Lot
      • Size: 2.18 Acres
      • Features: Cleared, Corner Lot, Level, Open Lot
      Details
      • Parcel number: 82758
      • Zoning: R-T
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Cable Available, Propane, Underground Power Lines, Underground Utilities

      Community & HOA

      Community
      • Features: Street Lights
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Arbor Hills
      HOA
      • Has HOA: Yes
      • HOA fee: $325 annually
      • HOA name: Arbor Hills Property Owners
      • HOA phone: 704-860-6452
      Location
      • Region: Lincolnton

      Financial & listing details

      • Price per square foot: $199/sqft
      • Tax assessed value: $582,057
      • Annual tax amount: $3,714
      • Date on market: 7/8/2026
      • Cumulative days on market: 129 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: swing on front porch
      • Road surface type: Concrete, Paved

        Estimated market value

        $684,000

        $650,000 - $718,000

        $3,246/mo

        Price history

        DateEventPrice
        7/8/2026Listed for sale$715,000-8.3%$199/sqft
        Source: Canopy MLS as distributed by MLS GRID #4398581 Report a problem
        6/15/2026Listing removed$779,900$217/sqft
        Source: Canopy MLS as distributed by MLS GRID #4342706 Report a problem
        4/6/2026Price change$779,900-2.5%$217/sqft
        Source: Canopy MLS as distributed by MLS GRID #4342706 Report a problem
        3/12/2026Price change$800,000-3.6%$222/sqft
        Source: Canopy MLS as distributed by MLS GRID #4342706 Report a problem
        2/27/2026Listed for sale$829,500+133%$230/sqft
        Source: Canopy MLS as distributed by MLS GRID #4342706 Report a problem
        9/26/2017Listing removed$356,000$99/sqft
        Source: Berkshire Hathaway HomeServices Carolinas Realty #3313755 Report a problem
        2/21/2017Listed for sale$356,000+2.6%$99/sqft
        Source: Berkshire Hathaway HomeServices Carolinas Realty #3250592 Report a problem
        8/27/2016Listing removed$347,000$96/sqft
        Source: Keller Williams - Lake Norman - Mooresville #3124722 Report a problem
        6/26/2016Price change$347,000-0.9%$96/sqft
        Source: Keller Williams - Lake Norman - Mooresville #3124722 Report a problem
        10/31/2015Listed for sale$350,000+4.5%$97/sqft
        Source: Keller Williams - Lake Norman - Mooresville #3124722 Report a problem
        8/11/2014Listing removed$335,000$93/sqft
        Source: Keller Williams Denver BC LLC #3010955 Report a problem
        5/10/2014Price change$335,000-2.8%$93/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        5/3/2014Price change$344,500-0.1%$96/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        4/25/2014Price change$345,000-0.1%$96/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        4/19/2014Price change$345,500-0.1%$96/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        4/12/2014Price change$346,000-0.1%$96/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        4/5/2014Price change$346,500-0.1%$96/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        3/30/2014Price change$347,000-0.1%$96/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        3/21/2014Price change$347,500-0.1%$97/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        3/14/2014Price change$348,000-0.1%$97/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        3/7/2014Price change$348,500-0.1%$97/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        3/2/2014Price change$349,000+9.1%$97/sqft
        Source: Keller Williams Denver BC LLC #2210675 Report a problem
        10/26/2013Price change$320,000-1.5%$89/sqft
        Source: Keller Williams Denver BC LLC #2154197 Report a problem
        6/21/2013Price change$325,000-3%$90/sqft
        Source: Keller Williams Denver BC LLC #2154197 Report a problem
        5/23/2013Listed for sale$335,000+930.8%$93/sqft
        Source: Keller Williams Denver #2154197 Report a problem
        9/14/2004Sold$32,500$9/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,714 +1.8%$582,057
        2024$3,647 +0.3%$582,057
        2023$3,636 +28.2%$582,057 +58.1%
        2022$2,836 $368,224
        2021$2,836 +3.3%$368,224
        2020$2,747 +5.2%$368,224
        2019$2,611 +18.2%$368,224 +21.1%
        2018$2,209 $304,160
        2017$2,209 $304,160
        2016$2,209 +0.6%$304,160
        2015$2,196 +16.6%--
        2014$1,884 $259,907
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- --
        2008-- $262,437 +19.6%
        2007-- $219,480
        2006-- $219,480
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28092

        Getting around

        0 / 100
        Car-Dependent
        15 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pumpkin Center
        • Middle: North Lincoln
        • High: North Lincoln

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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