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  • $599,000

    3022 SW 28th Ave, Cape Coral, FL 33914

    3beds
    1,971sqft
    Single Family Residence
    Built in 1989
    10,454 Square Feet Lot
    $598,600 Zestimate®
    $304/sqft
    $4,824 Estimated rent

    Home value

    $598,600

    $533,000 - $670,000

    $4,824/mo

    Zestimate® history
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    What's special

    Open unobstructed waterfront settingDual docksGulf access pool homeExceptional canal widthExceptional water viewsLong basin viewsOne dock has lift
    I challenge you to find a better view and waterfront setting for less. Situated on one of the widest canals in Southwest Cape Coral with perfect western exposure for year-round sunsets, this Gulf access pool home offers exceptional water views and a truly rare waterfront setting. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin - creating an open, unobstructed backdrop that is difficult to replicate. Positioned on a pie-shaped lot with approximately 125 feet of water frontage, more than 50% greater than a typical Gulf access property, the location significantly enhances both the width and depth of the water views compared to surrounding homes. Not one but two docks (one with lift) provide outstanding flexibility for boating, fishing, or waterfront entertaining. This property also checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 square feet with 3 bedrooms and 2 bathrooms, including a pool bath, blending comfort and functionality. The kitchen has been recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace for those cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor waterfront lifestyle. Priced to sell following $79,000 in price reductions, the home also features a rare 2.25% assumable loan with approximately $350,000 remaining (subject to buyer qualification). Compared to financing at current market rates, the potential long-term interest savings could exceed $300,000, creating an exceptional financing opportunity for qualified buyers. With exceptional canal width, long basin views, expanded water frontage, dual docks, major system upgrades already completed, and attractive assumable financing, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral’s most desirable waterfront settings.

    Zillow last checked:

    Listing updated:

    Listed by:

    Jon Wunsch 239-896-5013,

    Wunsch Realty Inc

    Bought with:

    Craig Cunha, 258018537

    EXP Realty LLC

    Source: Florida Gulf Coast MLS,MLS#: 2026005575MLS LogoOriginating MLS: Florida Gulf Coast

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bathroom, Guest Quarters, Great Room, Screened Porch
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dryer, Dishwasher, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven, Washer
    • Laundry: Inside
    Features
    • Breakfast Bar, Breakfast Area, Separate/Formal Dining Room, Entrance Foyer, Fireplace, High Ceilings, Shower Only, Separate Shower, Walk-In Closet(s), Split Bedrooms, Bathroom, Guest Quarters, Great Room, Screened Porch
    • Flooring: Tile
    • Windows: Single Hung, Sliding
    • Has fireplace: Yes
    Interior area
    • Total structure area: 2,411
    • Total interior livable area: 1,971 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Garage, Garage Door Opener
    • Attached garage spaces: 2
    Features
    • Stories: 1
    • Patio & porch: Lanai, Porch, Screened
    • Exterior features: Sprinkler/Irrigation, Storage, Shutters Manual
    • Has private pool: Yes
    • Pool features: Concrete, Electric Heat, Heated, In Ground, Pool Equipment, Screen Enclosure
    • Has view: Yes
    • View description: Canal, Water
    • Has water view: Yes
    • Water view: Canal,Water
    • Waterfront features: Basin, Canal Access, Navigable Water, Seawall
    Lot
    • Size: 10,454 Square Feet
    • Dimensions: 62 x 120 x 125 x 123
    • Features: Irregular Lot, Oversized Lot, Sprinklers Automatic
    Details
    • Parcel number: 324423C405940.0380
    • Lease amount: $0
    • Zoning description: R1
    • Other equipment: Generator

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch,One Story
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Stucco
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 1989

    Utilities & green energy

    • Sewer: Assessment Paid, Public Sewer
    • Water: Assessment Paid, Public
    • Utilities for property: Cable Available

    Community & HOA

    Community
    • Features: Boat Facilities, Non-Gated
    • Security: Smoke Detector(s)
    • Condo and coop fee: $0
    • Membership fee: $0
    • Subdivision: CAPE CORAL
    HOA
    • Has HOA: No
    • Amenities included: None
    • Services included: None
    Location
    • Region: Cape Coral

    Financial & listing details

    • Price per square foot: $304/sqft
    • Tax assessed value: $438,889
    • Annual tax amount: $5,091
    • Date on market: 2/1/2026
    • Cumulative days on market: 159 days
    • Listing terms: All Financing Considered,Cash,FHA,VA Loan
    • Ownership: Single Family

    Price history

    DateEventPrice
    7/6/2026Sold$599,000$304/sqft
    Source: Florida Gulf Coast MLS #2026005575 Report a problem
    5/1/2026Pending sale$599,000$304/sqft
    Source: Florida Gulf Coast MLS #2026005575 Report a problem
    4/23/2026Price change$599,000-4.8%$304/sqft
    Source: Florida Gulf Coast MLS #2026005575 Report a problem
    4/4/2026Price change$629,000-3.1%$319/sqft
    Source: Florida Gulf Coast MLS #2026005575 Report a problem
    2/16/2026Price change$649,000-4.4%$329/sqft
    Source: Florida Gulf Coast MLS #2026005575 Report a problem
    2/1/2026Listed for sale$679,000+74.1%$344/sqft
    Source: Florida Gulf Coast MLS #2026005575 Report a problem
    6/26/2019Sold$390,000+38.3%$198/sqft
    Source: Public Record Report a problem
    8/28/2017Sold$281,925+4%$143/sqft
    Source: Florida Gulf Coast MLS #217032522 Report a problem
    5/25/2017Pending sale$271,000$137/sqft
    Source: Ft. Myers/Islands #217032522 Report a problem
    5/8/2017Listed for sale$271,000+24.9%$137/sqft
    Source: Keller Williams Realty Fort My #217032522 Report a problem
    2/27/2017Sold$217,000+36.5%$110/sqft
    Source: Public Record Report a problem
    4/5/2000Sold$159,000+6.1%$81/sqft
    Source: Public Record Report a problem
    3/2/1999Sold$149,900$76/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$5,091 +5.1%$301,786 +2.9%
    2024$4,844 +3.4%$293,281 +3%
    2023$4,686 +6.2%$284,739 +3%
    2022$4,411 -3%$276,446
    2021$4,546 -1.7%--
    2020$4,623 -8.4%$264,688 +6.1%
    2019$5,045 $249,518 -0.3%
    2018$5,045 -2.3%$250,334 -4.3%
    2017$5,163 -4.5%$261,635 +12.2%
    2016$5,406 +9.1%$233,238 +3.8%
    2015$4,958 +1.4%$224,791 -0.3%
    2014$4,889 -4.4%$225,493 -0.5%
    2013$5,115 +20%$226,595 +15.2%
    2012$4,261 +8.8%$196,698 +13.6%
    2011$3,915 +36.8%$173,092 -15.5%
    2010$2,862 +5.4%$204,915 -18%
    2009$2,716 +19.2%$249,750 +1.9%
    2008$2,279 -8%$245,130 -37.3%
    2007$2,477 -0.6%$391,020 -10%
    2006$2,491 -5.6%$434,450 +69.4%
    2004$2,640 -2.2%$256,500 +28.7%
    2003$2,700 +0.2%$199,270 +17.7%
    2002$2,694 $169,340 +30.1%
    2000-- $130,130
    Find assessor info on the county website

    Neighborhood: 33914

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