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For sale
  • Listed by: Century 21 Affiliated • Robert Cromer • Contact: cromerhomes@gmail.com
    $1,649,999

    303 Windham St, Santa Cruz, CA 95062

    8beds
    6baths
    2,044sqft
    : 
    $10,606/mo
    Get pre-qualified
    Duplex
    Built in 1977
    -- sqft lot
    $1,656,000 Zestimate®
    $807/sqft
    $-- HOA

    What's special

    Live the Santa Cruz lifestyle while enjoying the flexibility and income potential of a beautifully updated duplex in one of the area’s most desirable coastal communities. 303–305 Windham Street offers two spacious 2-bedroom residences, each with its own private yard and one-car garage, with new garage doors, creating an ideal combination of privacy, versatility and indoor-outdoor living. The 305 residence features 2 bedrooms and 1.5 baths, while 303 offers 2 bedrooms and 1 bath. Both homes have been thoughtfully refreshed with remodeled kitchens featuring new cabinetry and quartz countertops, new luxury vinyl plank flooring throughout the first floors, upgraded heating and electrical, new satin-nickel plumbing fixtures, LED lighting, and fresh interior and exterior paint. Unit 303 also features all-new dual-pane windows, while the windows in 305 were replaced approximately 10 years ago. For investors and owner-occupants alike, the numbers add to the appeal. Estimated current market rents are approximately $3,850–$4,300 per unit, offering potential combined rental income of roughly $7,700–$8,600 per month. Live in one and offset your housing costs with income from the other, accommodate extended family in their own private residence, or rent both for a potentially strong income-producing investment.* And then there’s the location. Set in Santa Cruz’s sought-after Seabright/Midtown area, you’re close to the sand and surf of Seabright State Beach, the Santa Cruz Harbor, neighborhood cafés, restaurants and shops, with the iconic Santa Cruz Beach Boardwalk and Downtown Santa Cruz also nearby. Spend mornings grabbing coffee or heading to the beach, afternoons biking along the coast or watching sailboats leave the harbor, and evenings enjoying a sunset by the water. Two homes. Two private yards. Two garages. Beautifully updated interiors. Potential gross rental income of approximately $92,000–$103,000 and the Santa Cruz coastal lifestyle just beyond your doorstep. Whether you're searching for a primary residence with substantial income potential, a multi-generational property, or an investment in one of Santa Cruz's most appealing coastal neighborhoods, 303–305 Windham Street offers a rare combination of lifestyle, flexibility and value. * Rental figures are estimates based on current market conditions and comparable rental offerings and are not guaranteed. Buyer to independently verify rental income and expenses.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Robert Cromer DRE #01331464 cromerhomes@gmail.com,

    Century 21 Affiliated,

    Jeffery Lorenzen DRE #02240933 760-277-7315,

    Century 21 Affiliated

    Source: CRMLS,MLS#: PTP2606565MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 8
      • Bathrooms: 6
      Appliances
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup
      Features
      • Has fireplace: No
      • Common walls with other units/homes: 1 Common Wall
      Interior area
      • Total structure area: 2,044
      • Total interior livable area: 2,044 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage
      • Garage spaces: 2
      • Uncovered spaces: 2
      Features
      • Entry location: 1
      • Pool features: None
      Lot
      • Size: 4,792 Square Feet
      • Features: 2-5 Units/Acre
      Details
      • Parcel number: 01011707
      • Zoning: Duplex
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Duplex
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 1977

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Curbs, Gutter(s), Storm Drain(s), Street Lights, Sidewalks
      Location
      • Region: Santa Cruz

      Financial & listing details

      • Price per square foot: $807/sqft
      • Tax assessed value: $1,305,158
      • Date on market: 8/28/2026
      • Cumulative days on market: 2 days
      • Listing terms: Conventional,FHA,VA Loan

        Estimated market value

        $1,656,000

        $1.57M - $1.74M

        $4,195/mo

        Price history

        DateEventPrice
        8/28/2026Listed for sale$1,649,999$807/sqft
        Source: CRMLS #PTP2606565 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $1,305,158 +2%
        2025$15,222 +7.2%$1,279,566 +2%
        2024$14,197 +1.2%$1,254,477 +2%
        2023$14,025 +1.1%$1,229,878 +2%
        2022$13,868 +2.1%$1,205,764 +2%
        2021$13,578 +689.1%$1,182,121 +1011.4%
        2020$1,721 +2.5%$106,360 +2%
        2019$1,678 +0.8%$104,275 +2%
        2018$1,664 +0.9%$102,231 +2%
        2017$1,648 +4.1%$100,227 +2%
        2016$1,583 +12.9%$98,262 +1.5%
        2015$1,402 +1.3%$96,786 +2%
        2014$1,384 $94,890 +2.5%
        2012-- $92,608 +2%
        2011-- $90,792 +0.8%
        2010-- $90,114 -0.2%
        2009-- $90,329 +2%
        2008-- $88,557 +2%
        2007-- $86,820 +2%
        2006-- $85,117 +2%
        2005-- $83,448 +2%
        2004-- $81,811 +1.9%
        2003-- $80,312 +2%
        2002-- $78,737 +2%
        2001-- $77,193 +2%
        2000-- $75,679
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 95062

        Getting around

        81 / 100
        Very Walkable
        47 / 100
        Some Transit
        91 / 100
        Biker's Paradise

        Nearby schools

        GreatSchools rating

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