Live the Santa Cruz lifestyle while enjoying the flexibility and income potential of a beautifully updated duplex in one of the area’s most desirable coastal communities. 303–305 Windham Street offers two spacious 2-bedroom residences, each with its own private yard and one-car garage, with new garage doors, creating an ideal combination of privacy, versatility and indoor-outdoor living. The 305 residence features 2 bedrooms and 1.5 baths, while 303 offers 2 bedrooms and 1 bath. Both homes have been thoughtfully refreshed with remodeled kitchens featuring new cabinetry and quartz countertops, new luxury vinyl plank flooring throughout the first floors, upgraded heating and electrical, new satin-nickel plumbing fixtures, LED lighting, and fresh interior and exterior paint. Unit 303 also features all-new dual-pane windows, while the windows in 305 were replaced approximately 10 years ago. For investors and owner-occupants alike, the numbers add to the appeal. Estimated current market rents are approximately $3,850–$4,300 per unit, offering potential combined rental income of roughly $7,700–$8,600 per month. Live in one and offset your housing costs with income from the other, accommodate extended family in their own private residence, or rent both for a potentially strong income-producing investment.* And then there’s the location. Set in Santa Cruz’s sought-after Seabright/Midtown area, you’re close to the sand and surf of Seabright State Beach, the Santa Cruz Harbor, neighborhood cafés, restaurants and shops, with the iconic Santa Cruz Beach Boardwalk and Downtown Santa Cruz also nearby. Spend mornings grabbing coffee or heading to the beach, afternoons biking along the coast or watching sailboats leave the harbor, and evenings enjoying a sunset by the water. Two homes. Two private yards. Two garages. Beautifully updated interiors. Potential gross rental income of approximately $92,000–$103,000 and the Santa Cruz coastal lifestyle just beyond your doorstep. Whether you're searching for a primary residence with substantial income potential, a multi-generational property, or an investment in one of Santa Cruz's most appealing coastal neighborhoods, 303–305 Windham Street offers a rare combination of lifestyle, flexibility and value. * Rental figures are estimates based on current market conditions and comparable rental offerings and are not guaranteed. Buyer to independently verify rental income and expenses.
For sale
Listed by: Century 21 Affiliated • Robert Cromer • Contact: cromerhomes@gmail.com
$1,649,999
303 Windham St, Santa Cruz, CA 95062
8beds
6baths
2,044sqft
Duplex
Built in 1977
-- sqft lot
$1,656,000 Zestimate®
$807/sqft
$-- HOA
What's special
- 1 day
- 165
- 10
Zillow last checked:
Listing updated:
Listed by:
Robert Cromer DRE #01331464 cromerhomes@gmail.com,
Century 21 Affiliated,
Jeffery Lorenzen DRE #02240933 760-277-7315,
Century 21 Affiliated
Source: CRMLS,MLS#: PTP2606565
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 6
Appliances
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup
Features
- Has fireplace: No
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total structure area: 2,044
- Total interior livable area: 2,044 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage
- Garage spaces: 2
- Uncovered spaces: 2
Features
- Entry location: 1
- Pool features: None
Lot
- Size: 4,792 Square Feet
- Features: 2-5 Units/Acre
Details
- Parcel number: 01011707
- Zoning: Duplex
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Curbs, Gutter(s), Storm Drain(s), Street Lights, Sidewalks
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $807/sqft
- Tax assessed value: $1,305,158
- Date on market: 8/28/2026
- Cumulative days on market: 2 days
- Listing terms: Conventional,FHA,VA Loan
Estimated market value
$1,656,000
$1.57M - $1.74M
$4,195/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Listed for sale | $1,649,999$807/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $1,305,158 +2% |
| 2025 | $15,222 +7.2% | $1,279,566 +2% |
| 2024 | $14,197 +1.2% | $1,254,477 +2% |
| 2023 | $14,025 +1.1% | $1,229,878 +2% |
| 2022 | $13,868 +2.1% | $1,205,764 +2% |
| 2021 | $13,578 +689.1% | $1,182,121 +1011.4% |
| 2020 | $1,721 +2.5% | $106,360 +2% |
| 2019 | $1,678 +0.8% | $104,275 +2% |
| 2018 | $1,664 +0.9% | $102,231 +2% |
| 2017 | $1,648 +4.1% | $100,227 +2% |
| 2016 | $1,583 +12.9% | $98,262 +1.5% |
| 2015 | $1,402 +1.3% | $96,786 +2% |
| 2014 | $1,384 | $94,890 +2.5% |
| 2012 | -- | $92,608 +2% |
| 2011 | -- | $90,792 +0.8% |
| 2010 | -- | $90,114 -0.2% |
| 2009 | -- | $90,329 +2% |
| 2008 | -- | $88,557 +2% |
| 2007 | -- | $86,820 +2% |
| 2006 | -- | $85,117 +2% |
| 2005 | -- | $83,448 +2% |
| 2004 | -- | $81,811 +1.9% |
| 2003 | -- | $80,312 +2% |
| 2002 | -- | $78,737 +2% |
| 2001 | -- | $77,193 +2% |
| 2000 | -- | $75,679 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 95062
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