Under contract

$675,000

3031 3rd Street, Surf City, NC 28445

2beds

884sqft

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Single Family Residence

Built in 1973

7,841 Square Feet Lot

$668,500 Zestimate^®

$764/sqft

$-- HOA

What's special

Front deckSpacious bedroomsGenerous lot

Live where others vacation! Located in vibrant Surf City on Topsail Island, this 2-bedroom home delivers the coastal lifestyle you've been dreaming of. Spend your days exploring beautiful beaches, fishing, kayaking the waterway, or simply relaxing on the island. The open concept living and kitchen area is great for entertaining. Spacious bedrooms and a full bath with washer and dryer finish the interior. A front deck lets you chat with your neighbors as they stroll by, while the back deck views of the canal allow you to wave to your neighbors boat by. With a generous lot, there's plenty of space for outdoor fun, including a dock and extra gravel parking for your boat and/or jet ski. There is under-house storage for all of your beach gear. Whether you're planting roots, seeking a seasonal escape, or investment, with a little love, 3031 3rd Street is ready for its next chapter.

10 days

140

2

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Rooms

Room types: Living Room, Bedroom 1, Bedroom 2

Bedroom 1

Description: See floor plan
Level: Main
Dimensions: 12 x 11

Bedroom 2

Description: See floor plan
Level: Main
Dimensions: 12 x 11

Kitchen

Description: See floor plan
Level: Main
Dimensions: 14 x 13

Living room

Description: See floor plan
Level: Main
Dimensions: 19 x 13

Heating

Electric, Heat Pump

Cooling

Central Air

Appliances

Included: Washer, Refrigerator, Dryer, Electric Range
Laundry: Laundry Closet

Features

Ceiling Fan(s), Blinds/Shades
Flooring: Laminate
Basement: None
Furnished: Yes

Interior area

Total structure area: 884
Total interior livable area: 884 sqft

Property

Parking

Parking features: Covered, Gravel, Concrete

Features

Levels: One
Patio & porch: Deck
Fencing: None
Has view: Yes
View description: Canal
Has water view: Yes
Water view: Canal
Waterfront features: Boat Ramp, Canal Front
Frontage type: Canal Front

Lot

Size: 7,841 Square Feet
Dimensions: 56 x 140
Features: Boat Slip, Boat Dock, Boat Ramp, Navigable Water, Rectangular Lot

Details

Additional structures: Storage
Parcel number: 801241
Zoning: MHS
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Wood Frame
Foundation: Other, Pilings
Roof: Shingle

Condition

New construction: No
Year built: 1973

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Old Settlers Beach

HOA

Has HOA: No

Location

Region: Surf City

Financial & listing details

Price per square foot: $764/sqft
Tax assessed value: $436,827
Annual tax amount: $5,176
Date on market: 6/18/2026
Cumulative days on market: 11 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Road surface type: Paved

Estimated market value

$668,500

$635,000 - $702,000

$1,559/mo

Price history

Date	Event	Price
6/24/2026	Contingent	$675,000$764/sqft
Source: Hive MLS #100582565 Report a problem
6/18/2026	Listed for sale	$675,000$764/sqft
Source: Hive MLS #100582565 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,861	$436,827
2024	$2,861	$436,827
2023	$2,861 0%	$436,827
2022	$2,861 +38.9%	$436,827 +49.4%
2021	$2,061	$292,290
2020	$2,061 +89.5%	$292,290 +13.7%
2019	$1,087 -47.2%	$257,010 -12.1%
2018	$2,061 +4.5%	$292,290 +0.1%
2017	$1,971	$292,050
2016	$1,971	$292,050
2015	$1,971	$292,050
2014	$1,971 +3.7%	$292,050 -10.1%
2013	$1,901	$324,970
2012	$1,901	$324,970
2011	$1,901	$324,970
2010	$1,901 -42.3%	$324,970 -41.8%
2009	$3,296 +17.3%	$558,617
2008	$2,810	$558,617
2007	$2,810	$558,617
2006	$2,810 +191.3%	$558,617 +288%
2005	$965	$143,988

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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