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For sale
  • Price cut: $245K (6/4)
    $1,950,000

    3038 Udall St, San Diego, CA 92106

    3beds
    2,763sqft
    : 
    $12,229/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    0.37 Acres Lot
    $1,876,000 Zestimate®
    $706/sqft
    $-- HOA

    What's special

    Spanish-style retreatThird bedroomPanoramic city viewsPrimary bedroom and bathPrivate bonus roomFlexible bonus room
    Tucked away in the heart of Point Loma, 3038 Udall Street is a charming Spanish-style retreat offering privacy, versatility, and panoramic city views. This two-story home features 3 bedrooms plus a flexible bonus room, ideal for an office, studio, or guest space. The entry level welcomes you with a bright living area and kitchen that open to expansive decks overlooking the city—perfect for entertaining or quiet evenings outdoors. Also on this level are the primary bedroom and bath, a secondary bedroom, and a guest bath, all framed by picture windows capturing the surrounding trees and views. Downstairs, enjoy wrap-around decks with stunning city vistas, a private bonus room, third bedroom, bathroom, and kitchenette with a separate entrance—ideal for a lock-off studio or ADU for guests or rental income. Perched on a peaceful hillside yet just a short stroll to Liberty Station, this home offers quick access to downtown San Diego, the airport, harbor, beaches, yacht clubs, and award-winning schools. Whether as a primary residence, first home, or lucrative short-term rental, this property embodies San Diego living—sunny, scenic, and centrally located. Listing includes three lots with ample potential to expand or build.
    249 days
    |
    1,356
    |
    76
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Mike McCurdy DRE #01435434 858-225-9243,

    Compass

    Source: SDMLS,MLS#: 250044213MLS LogoOriginating MLS: SDMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Fireplace
      Cooling
      • N/K
      Appliances
      • Included: Refrigerator, Gas Cooking
      • Laundry: Electric, Gas
      Features
      • Number of fireplaces: 1
      • Fireplace features: FP in Living Room
      Interior area
      • Total structure area: 2,763
      • Total interior livable area: 2,763 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: 2 Story
      • Pool features: N/K
      • Fencing: N/K
      • Has view: Yes
      • View description: City
      Lot
      • Size: 0.37 Acres
      Details
      • Parcel number: 4502632400

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean/Spanish
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Tile/Clay
      Condition
      • Year built: 1985

      Utilities & green energy

      • Sewer: Sewer Connected
      • Water: Meter on Property

      Community & HOA

      Community
      • Subdivision: POINT LOMA
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $706/sqft
      • Tax assessed value: $711,746
      • Annual tax amount: $9,377
      • Date on market: 11/14/2025
      • Listing terms: Cash,Conventional,VA

        Estimated market value

        $1,876,000

        $1.78M - $1.97M

        $7,851/mo

        Price history

        DateEventPrice
        6/4/2026Price change$1,950,000-11.2%$706/sqft
        Source: SDMLS #250044213 Report a problem
        3/3/2026Price change$2,195,000-4.4%$794/sqft
        Source: SDMLS #250044213 Report a problem
        11/17/2025Listed for sale$2,295,000$831/sqft
        Source: SDMLS #250044213 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,377 +10.1%$711,746 +2%
        2024$8,518 +2.3%$697,791 +2%
        2023$8,329 +2.8%$684,110 +2%
        2022$8,106 +0.7%$670,697 +2%
        2021$8,049 +1.2%$657,547 +1%
        2020$7,951 +2.3%$650,805 +2%
        2019$7,774 +6.5%$638,045 +2%
        2018$7,298 +2.5%$625,535 +2%
        2017$7,123 +1.6%$613,270 +2%
        2016$7,008 +1.5%$601,246 +1.5%
        2015$6,903 +1.6%$592,216 +2%
        2014$6,793 $580,616 +0.5%
        2013-- $577,993 +2%
        2012-- $566,661 +2%
        2011-- $555,551 +0.8%
        2010-- $551,400 -0.2%
        2009-- $552,711 +2%
        2008-- $541,874
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Roseville - Fleet Ridge

        Getting around

        78 / 100
        Very Walkable
        30 / 100
        Some Transit
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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