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Pending
  • Price cut: $5.1K (6/10)
    $559,900

    304 Terrace St, Duluth, MN 55811

    3beds
    2,136sqft
    : 
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    Single Family Residence
    Built in 2000
    1.58 Acres Lot
    $539,500 Zestimate®
    $262/sqft
    $-- HOA

    What's special

    Full wraparound porchPrivate retreatMain level laundryUnmatched storage
    Welcome to this exceptional Dynamic Homes-built 3rd generation homestead nestled on 1.58 acres in Duluth proper! This 3+ bedroom, 3-bath beauty has been lovingly maintained and is ready to welcome its next fortunate owner. Wrap around the charm of a full wraparound porch before stepping inside to discover an updated kitchen featuring stunning Cambria countertops and a cozy gas fireplace framed by a beautiful stone chimney — the perfect gathering place for family and friends. Main level laundry adds everyday convenience, while the lower level boasts tall ceilings, a plumbed unfinished bath, and endless finishing potential — imagine the bonus space you could create! The garage features insulated walls, a concrete floor, and radiant heat plumbing already in place — just waiting to be connected. Car enthusiasts will love the dedicated workshop space, while the impressive RV barn offers 12+ ft ceilings, a 12-ft garage door, and a solid 6-inch concrete slab — perfect for a camper, boat, or hobby equipment. A gravel driveway, additional outbuildings for storage, and a brand new roof round out this incredible package. The expansive backyard on this rare in-town acreage lot is a private retreat unlike anything else in the area. Quality construction, timeless design, and unmatched storage — this cherished family legacy is ready for its next chapter. Call today!
    27 days
    |
    2,972
    |
    142
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Norma Jean Jofs 218-780-2860,

    Next Door Realty

    Source: Lake Superior Area Realtors as distributed by MLS GRID,MLS#: 6125672MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Den/Office, Foyer
      Bedroom
      • Level: Upper
      • Area: 165.41 Square Feet
      • Dimensions: 13.9 x 11.9
      Bedroom
      • Level: Upper
      • Area: 135.3 Square Feet
      • Dimensions: 11 x 12.3
      Bedroom
      • Level: Upper
      • Area: 175.54 Square Feet
      • Dimensions: 13.1 x 13.4
      Dining room
      • Level: Main
      • Area: 158.51 Square Feet
      • Dimensions: 12.1 x 13.1
      Foyer
      • Level: Main
      • Area: 73.98 Square Feet
      • Dimensions: 5.4 x 13.7
      Kitchen
      • Level: Main
      • Area: 273.92 Square Feet
      • Dimensions: 21.4 x 12.8
      Living room
      • Level: Main
      • Area: 175.54 Square Feet
      • Dimensions: 13.1 x 13.4
      Office
      • Level: Main
      • Area: 175.54 Square Feet
      • Dimensions: 13.4 x 13.1
      Heating
      • Fireplace(s), Forced Air, Natural Gas
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      Features
      • Basement: Full,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,136 sqft
      • Finished area above ground: 2,136
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Gravel, Detached
      • Garage spaces: 3
      Lot
      • Size: 1.58 Acres
      • Dimensions: 200 x 277
      • Features: Irregular Lot
      Details
      • Foundation area: 1008
      • Parcel number: 010219000220,00215

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl, Modular
      • Foundation: Concrete Perimeter
      • Roof: Asphalt Shingle
      Condition
      • Previously Owned
      • Year built: 2000

      Utilities & green energy

      • Electric: Minnesota Power
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Duluth

      Financial & listing details

      • Price per square foot: $262/sqft
      • Tax assessed value: $86,600
      • Annual tax amount: $6,900
      • Date on market: 5/29/2026
      • Cumulative days on market: 27 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $539,500

        $513,000 - $566,000

        $2,811/mo

        Price history

        DateEventPrice
        6/19/2026Pending sale$559,900$262/sqft
        Source: Lake Superior Area Realtors as distributed by MLS GRID #6125672 Report a problem
        6/10/2026Price change$559,900-0.9%$262/sqft
        Source: Range AOR #150034 Report a problem
        5/29/2026Listed for sale$565,000$265/sqft
        Source: Range AOR #150034 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,324 +8.7%$86,600 -5.9%
        2023$1,218 -3%$92,000 +15.1%
        2022$1,256 +6180%$79,900 +6.5%
        2021$20 $75,000 +6150%
        2020$20 $1,200
        2019$20 $1,200 -7.7%
        2018$20 $1,300
        2017$20 $1,300 -94.8%
        2016$20 +11.1%$24,800 +264.7%
        2015$18 -82.4%$6,800
        2014$102 +0.2%$6,800
        2013$102 +1.7%$6,800 -4.2%
        2012$100 +14.9%$7,100
        2011$87 +5.7%$7,100 +1.4%
        2010$82 $7,000
        2009$82 -4.1%$7,000 -2.8%
        2008$86 +9.2%$7,200 +2.9%
        2007$79 +0.6%$7,000
        2006$78 -3.5%$7,000 +12.9%
        2004$81 +11.2%$6,200 +12.7%
        2003$73 +4.4%$5,500 +10%
        2002$70 +28.5%$5,000 +8.7%
        2001$54 +9.4%$4,600 +9.5%
        2000$50 $4,200

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: Duluth Heights

          Getting around

          17 / 100
          Car-Dependent
          27 / 100
          Some Transit
          19 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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