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For saleErrorPrice cut: $5K (7/11)
$524,000
2beds
867sqft

3045 Island Drive, North Topsail Beach, NC 28460

2beds
867sqft
Single family residence
Built in 1982
4,792 sqft
Concrete, on site
$604 price/sqft

What's special

Sound and ocean viewsEasy beach accessWrap-around deckPet-friendly outdoor spaceFenced backyardScreened-in patioCharcoal grilling station

Discover this cozy 2-bedroom, 1-bath beach cottage in North Topsail Beach, NC, perfectly located second row to the ocean with easy beach access. Enjoy serene sound views from the wrap-around deck, a perfect setting for morning coffee, evening sunsets, or entertaining friends and family. This fully furnished, turn-key vacation home offers all the comforts for a coastal retreat, family beach getaway, or investment property. After a day on the sand, rinse off in the hot-and-cold enclosed outdoor shower, fire up the charcoal grilling station for a summer barbecue, or relax on the screened-in patio while watching a summertime thunderstorm roll through. The fenced backyard provides a safe space for children or pets, and the home is just 2 miles from local shopping, restaurants, and town amenities. Investors will love the proven rental income of approximately $51K per year, making this a profitable vacation rental or second-home opportunity. Experience the timeless charm of a classic North Topsail Beach cottage, combining coastal living, sound and ocean views, beach access, pet-friendly outdoor space, and turnkey convenience--an ideal choice for beach lovers, vacationers, and rental investors alike.

261 days
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882
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46
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Source: Hive MLS,MLS#: 100543608MLS LogoOriginating MLS: Carteret County Association of Realtors
Travel times

Living Room

Kitchen

Primary Bedroom

Bedroom

Dining Room

Bathroom

Recreational Area

Zillow last checked:

Listing updated:

Listed by:

Heidi Barlow 910-477-2812,

Emerald Isle Realty

Source: Hive MLS,MLS#: 100543608MLS LogoOriginating MLS: Carteret County Association of Realtors

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
Rooms
  • Room types: Living Room, Dining Room, Bedroom 1, Bedroom 2
Heating
  • Electric, Heat Pump
Cooling
  • Central Air
Appliances
  • Included: Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
  • Laundry: Laundry Room
Features
  • Ceiling Fan(s), Furnished, Blinds/Shades
  • Flooring: LVT/LVP
  • Has fireplace: No
  • Furnished: Yes
Interior area
  • Total structure area: 867
  • Total interior livable area: 867 sqft

Property

Parking
  • Parking features: Concrete, On Site
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Deck, Porch, Screened, Wrap Around
  • Exterior features: Shutters - Board/Hurricane, Outdoor Shower
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound
  • Waterfront features: Second Row
  • Frontage type: See Remarks
Lot
  • Size: 4,792 Square Feet
  • Features: Second Row
Details
  • Parcel number: 80952
  • Zoning: R
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Wood Siding, Wood Frame
  • Foundation: Other, Pilings
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 1982

Utilities & green energy

  • Water: Public
  • Utilities for property: Water Available

Community & HOA

Community
  • Subdivision: Old Settlers Beach
HOA
  • Has HOA: No
Location
  • Region: North Topsail Beach

Financial & listing details

  • Price per square foot: $604/sqft
  • Tax assessed value: $305,071
  • Annual tax amount: $3,310
  • Date on market: 5/5/2026
  • Cumulative days on market: 317 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional,FHA,VA Loan

Price history

DateEventPrice
7/11/2026Price change$524,000-0.9%$604/sqft
Source: Hive MLS #100543608 Report a problem
5/5/2026Listed for sale$529,000$610/sqft
Source: Hive MLS #100543608 Report a problem
5/1/2026Contingent$529,000$610/sqft
Source: Hive MLS #100543608 Report a problem
2/24/2026Price change$529,000-1.1%$610/sqft
Source: Hive MLS #100543608 Report a problem
1/25/2026Price change$534,900-0.9%$617/sqft
Source: Hive MLS #100543608 Report a problem
12/2/2025Listed for sale$539,900$623/sqft
Source: Hive MLS #100543608 Report a problem
11/26/2025Listing removed$539,900$623/sqft
Source: Hive MLS #100533818 Report a problem
9/3/2025Price change$539,900-1.7%$623/sqft
Source: Hive MLS #100519918 Report a problem
7/23/2025Price change$549,000-0.9%$633/sqft
Source: Hive MLS #100519918 Report a problem
7/18/2025Listed for sale$554,000$639/sqft
Source: Hive MLS #100519918 Report a problem
7/18/2025Listing removed$554,000$639/sqft
Source: Hive MLS #100510221 Report a problem
7/3/2025Price change$554,000-1.8%$639/sqft
Source: Hive MLS #100510221 Report a problem
6/22/2025Price change$564,000-0.9%$651/sqft
Source: Hive MLS #100510221 Report a problem
6/10/2025Price change$569,000-1%$656/sqft
Source: Hive MLS #100510221 Report a problem
4/14/2025Price change$575,000-2.5%$663/sqft
Source: Hive MLS #100498743 Report a problem
4/3/2025Listed for sale$589,900+19.2%$680/sqft
Source: Hive MLS #100498743 Report a problem
5/9/2023Sold$495,000+2.1%$571/sqft
Source: Hive MLS #100376649 Report a problem
4/3/2023Pending sale$485,000$559/sqft
Source: Hive MLS #100376649 Report a problem
3/30/2023Listed for sale$485,000+61.7%$559/sqft
Source: Hive MLS #100376649 Report a problem
1/20/2021Sold$300,000-1.6%$346/sqft
Source: Hive MLS #100246388 Report a problem
12/10/2020Pending sale$304,900$352/sqft
Source: Starfish Rentals & Realty #100246388 Report a problem
12/7/2020Price change$304,900-3.2%$352/sqft
Source: Starfish Rentals & Realty #100246388 Report a problem
11/20/2020Listed for sale$314,900+28.5%$363/sqft
Source: Starfish Rentals & Realty #100246388 Report a problem
1/24/2019Sold$245,000-5.8%$283/sqft
Source: Public Record Report a problem
1/3/2019Pending sale$259,999$300/sqft
Source: Ward Realty Corp #100132555 Report a problem
11/30/2018Listed for sale$259,999+36.8%$300/sqft
Source: Ward Realty Corp #100132555 Report a problem
6/3/2016Sold$190,000$219/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,310 $305,071
2024$3,310 +0%$305,071
2023$3,309 0%$305,071
2022$3,310 +35.4%$305,071 +45.4%
2021$2,445 +6.5%$209,840 +1.9%
2020$2,295 $205,870
2019$2,295 +6.3%$205,870
2018$2,159 +26.9%$205,870 +29.3%
2017$1,701 $159,270
2016$1,701 $159,270
2015$1,701 $159,270
2014$1,701 +15.8%$159,270 +4.1%
2013$1,469 +17.1%$152,970
2012$1,255 $152,970
2011$1,255 -10%$152,970
2010$1,394 -48.9%$152,970 -57%
2009$2,730 +15.4%$355,429
2008$2,365 -4.3%$355,429
2007$2,472 +4.5%$355,429
2006$2,365 +146.5%$355,429 +371.5%
2005$959 $75,390

Find assessor info on the county website

Monthly payment

Est. payment
$2,978/mo
Principal & interest
$2690
Property taxes
$288
More affordability toolsChevron Right

Estimated market value

$516,100

$490,000 - $542,000

$2,058/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28460

Nearby schools

Coastal Elementary
Grades K-5 • 3.7 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
Dixon Middle
Grades 6-8 • 6.2 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
7/10
Dixon High
Grades 9-12 • 8.3 miles
5/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
4/10
Student Progress Rating
3/10

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