Affordable All-Brick Home with Updates, Garage, Basement, and Room to Grow in Cowan, Tennessee
If you are searching for an affordable home in Southern Middle Tennessee with space, updates, storage, and long-term upside, this cottage-style all-brick home in the heart of Cowan is an excellent opportunity.
Offering nearly 1,700 square feet of living space on a generous 0.35-acre lot, this home is well-suited for first-time buyers, downsizers, investors, or anyone looking for value in Franklin County. The main level features two bedrooms, a comfortable living area, and a functional layout with warm cottage character. The finished basement adds valuable flexible space, ideal for a media room, hobby area, home office, guest space, or additional living area.
Major updates help add peace of mind, including updated windows, HVAC, water heater, appliances installed in 2018, and a durable metal roof installed in 2022. Outside, the large yard offers room to enjoy, garden, play, or entertain, while the 21x26 detached garage provides excellent storage, workshop space, or hobby use—an uncommon feature at this price point.
Located in Cowan, Tennessee, this property offers small-town charm with access to Winchester, Sewanee, Tims Ford Lake, The University of the South, and outdoor recreation across the Cumberland Plateau. With its all-brick exterior, finished basement, updated major systems, detached garage, and affordable price point, this home offers a compelling combination of comfort, function, and future potential.
Closed
Zestimate®
$192,000
305 Franklin St, Cowan, TN 37318
2beds
1,695sqft
Single Family Residence, Residential
Built in 1953
0.35 Acres Lot
$192,000 Zestimate®
$113/sqft
$1,242 Estimated rent
Home value
$192,000
$182,000 - $202,000
$1,242/mo
Zestimate® history
Owner options
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$1,242/mo
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$1,242/mo
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$1,202/mo
Est. payment
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$1,202/mo
Est. payment
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Zillow last checked:
Listing updated:
Listing Provided by:
Joe Hafner 615-585-5550,
Hafner Real Estate,
Dionne Shaffer 615-624-2042,
Hafner Real Estate
Bought with:
April Smith Couch, 367924
John Smith Jr Realty and Auction LLC
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3191267
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Area: 150 Square Feet
- Dimensions: 15x10
Bedroom 2
- Area: 132 Square Feet
- Dimensions: 12x11
Dining room
- Area: 120 Square Feet
- Dimensions: 10x12
Kitchen
- Area: 180 Square Feet
- Dimensions: 15x12
Living room
- Area: 204 Square Feet
- Dimensions: 17x12
Other
- Features: Utility Room
- Level: Utility Room
- Area: 100 Square Feet
- Dimensions: 10x10
Recreation room
- Features: Basement Level
- Level: Basement Level
- Area: 560 Square Feet
- Dimensions: 28x20
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Range, Dishwasher, Dryer, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Air Filter, Ceiling Fan(s), High Speed Internet
- Flooring: Wood, Vinyl
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Recreation Room
Interior area
- Total structure area: 1,695
- Total interior livable area: 1,695 sqft
- Finished area above ground: 1,135
- Finished area below ground: 560
Property
Parking
- Total spaces: 4
- Parking features: Detached, Concrete, Driveway
- Garage spaces: 1
- Uncovered spaces: 3
Features
- Levels: Two
- Stories: 1
- Patio & porch: Porch, Covered
Lot
- Size: 0.35 Acres
- Dimensions: 85 x 187
- Features: Cleared, Level
- Topography: Cleared,Level
Details
- Parcel number: 077K B 00400 000
- Special conditions: Standard
- Other equipment: Air Purifier
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Brick
- Roof: Metal
Condition
- New construction: No
- Year built: 1953
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Water Available
Community & neighborhood
Location
- Region: Cowan
- Subdivision: Hills Add
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Sold | $192,000-4%$113/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3191267 Report a problem | ||
| 5/14/2026 | Pending sale | $199,999$118/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3191267 Report a problem | ||
| 5/8/2026 | Listed for sale | $199,999+14.3%$118/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3191267 Report a problem | ||
| 2/23/2023 | Sold | $175,000-3.8%$103/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2446778 Report a problem | ||
| 2/9/2023 | Contingent | $182,000$107/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2446778 Report a problem | ||
| 12/4/2022 | Price change | $182,000-6.7%$107/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2446778 Report a problem | ||
| 10/6/2022 | Listed for sale | $195,000+333.3%$115/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2446778 Report a problem | ||
| 12/29/2017 | Sold | $45,000$27/sqft |
Source: Public Record Report a problem | ||
| 3/24/2017 | Sold | $45,000-33.8%$27/sqft |
Source: Public Record Report a problem | ||
| 10/12/2015 | Listing removed | $68,000$40/sqft |
Source: RE/MAX Mountain Views Realty #1620039 Report a problem | ||
| 8/15/2015 | Price change | $68,000-1.4%$40/sqft |
Source: RE/MAX Mountain Views Realty #1620039 Report a problem | ||
| 3/31/2015 | Listed for sale | $69,000-1.3%$41/sqft |
Source: RE/MAX Mountain Views Realty #1620039 Report a problem | ||
| 8/12/2010 | Listing removed | $69,900$41/sqft |
Source: John N. Smith, Jr Realty & Auction #1143867 Report a problem | ||
| 1/9/2010 | Price change | $69,900+6.7%$41/sqft |
Source: John N. Smith, Jr Realty & Auction #1143867 Report a problem | ||
| 10/29/2009 | Listed for sale | $65,500$39/sqft |
Source: John N. Smith, Jr Realty & Auction #918003 Report a problem | ||
| 8/24/2009 | Listing removed | $65,500$39/sqft |
Source: John N. Smith, Jr Realty & Auction #918003 Report a problem | ||
| 8/7/2009 | Price change | $65,500-6.3%$39/sqft |
Source: John N. Smith, Jr Realty & Auction #918003 Report a problem | ||
| 8/2/2009 | Listed for sale | $69,900+30.7%$41/sqft |
Source: John N. Smith, Jr Realty & Auction #918003 Report a problem | ||
| 5/30/2007 | Sold | $53,500+23%$32/sqft |
Source: Public Record Report a problem | ||
| 12/6/2006 | Sold | $43,500$26/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $778 +1.3% | $25,775 |
| 2024 | $767 +50.6% | $25,775 |
| 2023 | $510 +8.2% | $25,775 |
| 2022 | $471 +10.3% | $25,775 +69.3% |
| 2021 | $427 | $15,225 |
| 2020 | $427 -35.3% | $15,225 |
| 2019 | $660 +5% | $15,225 |
| 2018 | $629 0% | $15,225 |
| 2017 | $629 +1% | $15,225 +1% |
| 2016 | $623 | $15,075 |
| 2015 | $623 | $15,075 |
| 2014 | $623 | $15,075 |
| 2013 | $623 | $15,075 |
| 2012 | -- | $15,075 |
| 2011 | -- | $15,075 -0.1% |
| 2010 | $582 +3.2% | $15,094 |
| 2009 | $564 | $15,094 |
| 2008 | $564 +2.7% | $15,094 |
| 2007 | $549 -20.5% | $15,094 |
| 2006 | $690 +16.4% | $15,094 +16.4% |
| 2005 | $593 | $12,971 |
| 2004 | $593 +6.3% | $12,971 |
| 2002 | $558 | $12,971 |
| 2001 | -- | $12,971 -61.9% |
| 2000 | -- | $34,007 |
Find assessor info on the county website
Neighborhood: 37318
Nearby schools
GreatSchools rating
- 5/10Cowan Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 3/10South Middle SchoolGrades: 6-8Distance: 1.3 mi
- 4/10Franklin Co High SchoolGrades: 9-12Distance: 4.5 mi
Schools provided by the listing agent
- Elementary: Cowan Elementary
- Middle: South Middle School
- High: Franklin Co High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Tennessee
- Franklin County
- Cowan
- 37318
- 305 Franklin St
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