Active
$550,000
5beds
3,288sqft
305 S Bluff St, Monticello, IN 47960
5beds
3,288sqft
Single family residence
Built in 1897
0.70 Acres
2 Garage spaces
What's special
Detached two-car garageOriginal woodworkHardwood flooring
Blending timeless character with thoughtful updates, this 5-bedroom, 3.5-bath Victorian offers over 3,200 square feet of refined living space. Original woodwork and hardwood flooring showcase classic craftsmanship, while select upgrades provide modern comfort. Spacious living and dining areas create a natural flow for everyday living and gatherings. Step outside to a wraparound porch overlooking the grounds and more than 100 feet of water frontage, complete with a covered boat lift for easy access to the water. A detached two-car garage adds convenience and storage. This distinctive property delivers architectural charm, generous space, and a true waterfront setting.
- 136 days |
- 1,120 |
- 62 |
Source: IRMLS,MLS#: 202612108
Travel times
Living Room
Kitchen
Dining Room
Zillow last checked:
Listing updated:
Listed by:
James C Tonnsen Agt:864-449-4309,
Trueblood Real Estate
Source: IRMLS,MLS#: 202612108
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 252
- Dimensions: 18 x 14
Family room
- Level: Main
- Area: 196
- Dimensions: 14 x 14
Kitchen
- Level: Main
- Area: 196
- Dimensions: 14 x 14
Living room
- Level: Main
- Area: 352
- Dimensions: 16 x 22
Office
- Level: Main
- Area: 90
- Dimensions: 9 x 10
Heating
- Electric, Natural Gas, Baseboard, Forced Air, Hot Water
Cooling
- Window Unit(s)
Appliances
- Included: Disposal, Dishwasher, Microwave, Refrigerator, Gas Oven
- Laundry: Electric Dryer Hookup
Features
- Ceiling-9+, Cathedral Ceiling(s), Walk-In Closet(s), Crown Molding, Kitchen Island, Natural Woodwork, Formal Dining Room, Great Room
- Flooring: Hardwood, Carpet
- Basement: Partial,Unfinished,Block
- Attic: Storage,Walk-up
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 4,548
- Total interior livable area: 3,288 sqft
- Finished area above ground: 3,288
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Multi-Story (3+)
- Patio & porch: Deck Covered
- Exterior features: Boat Lift-Covered
- Fencing: Chain Link
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, Lake, Waterfront-Medium Bank, Pier/Dock, Lake Front, Ski Lake
- Body of water: Tippecanoe River
- Frontage length: Channel/Canal Frontage(125),Water Frontage(125)
Lot
- Size: 0.7 Acres
- Dimensions: 87x313
- Features: Few Trees, 0-2.9999, City/Town/Suburb, Lake
Details
- Parcel number: 917333000138.900021
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 1897
Utilities & green energy
- Sewer: City
- Water: City
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: None
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $373,300
- Annual tax amount: $3,392
- Date on market: 4/9/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 4/13/2026 | Price change | $550,000-8.3% |
Source:  IRMLS #202612108 Report a problem | ||
| 4/9/2026 | Listed for sale | $600,000+33.4% |
Source: IRMLS #202612108 Report a problem | ||
| 10/6/2023 | Sold | $449,800 |
Source: IRMLS #202319627 Report a problem | ||
| 9/26/2023 | Pending sale | $449,800 |
Source: IRMLS #202319627 Report a problem | ||
| 8/31/2023 | Price change | $449,8000% |
Source: IRMLS #202319627 Report a problem | ||
| 8/16/2023 | Price change | $449,900-4.3% |
Source: IRMLS #202319627 Report a problem | ||
| 8/9/2023 | Price change | $469,900-6% |
Source: IRMLS #202319627 Report a problem | ||
| 7/26/2023 | Price change | $499,900-3.8% |
Source: IRMLS #202319627 Report a problem | ||
| 7/7/2023 | Price change | $519,900-1.9% |
Source: IRMLS #202319627 Report a problem | ||
| 6/9/2023 | Listed for sale | $529,900+104.6% |
Source: IRMLS #202319627 Report a problem | ||
| 1/5/2017 | Listing removed | $259,000$79/sqft |
Source: Koppelmann Real Estate #201627009 Report a problem | ||
| 10/12/2016 | Price change | $259,000-3.7%$79/sqft |
Source: Koppelmann Real Estate #201627009 Report a problem | ||
| 6/13/2016 | Listed for sale | $269,000$82/sqft |
Source: Koppelmann Real Estate #201627009 Report a problem | ||
| 1/18/2016 | Listing removed | $269,000$82/sqft |
Source: Koppelmann Real Estate #201545657 Report a problem | ||
| 9/25/2015 | Listed for sale | $269,000$82/sqft |
Source: Koppelmann Real Estate #201545657 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,392 -22.9% | $373,300 +10.1% |
| 2024 | $4,399 +13% | $339,200 -22.9% |
| 2023 | $3,893 +23.7% | $439,900 +13% |
| 2022 | $3,147 +15.7% | $389,300 +23.7% |
| 2021 | $2,721 +4.5% | $314,700 +15.7% |
| 2020 | $2,604 | $272,100 +4.5% |
| 2019 | $2,604 -68.6% | $260,400 |
| 2018 | $8,292 +220.2% | $260,400 +0.5% |
| 2017 | $2,590 +2.8% | $259,000 -0.1% |
| 2016 | $2,519 | $259,200 -0.5% |
| 2014 | $2,519 -3.3% | $260,500 +0.9% |
| 2013 | $2,605 +2% | $258,100 +1.1% |
| 2012 | $2,554 -14.1% | $255,400 -14.1% |
| 2011 | $2,972 -9.4% | $297,200 -9.4% |
| 2010 | $3,280 | $328,000 |
| 2009 | $3,280 | $328,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,069/mo
Principal & interest
$2826
Property taxes
$243
Estimated market value
$523,800
$498,000 - $550,000
$2,318/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 47960
Nearby schools
Oaklawn Elementary School
Grades K-4 • 0.3 miles7/10
GreatSchools® Rating
Test Score Rating
5/10Academic Progress Rating
9/10Roosevelt Middle School
Grades 6-8 • 0.7 miles5/10
GreatSchools® Rating
Test Score Rating
6/10Academic Progress Rating
4/10Twin Lakes Senior High School
Grades 9-12 • 0.6 miles7/10
GreatSchools® Rating
College Readiness Rating
7/10