305 S Bluff St, Monticello, IN 47960
What's special
Step into the beauty and character of this stunning Victorian lakefront home, offering over 3,200 square feet of living space and an incredible 100 feet of water frontage. This 5-bedroom, 3.5-bath home perfectly blends historic charm with the relaxed lifestyle of lakeside living. Inside, you’ll find beautiful original woodwork, hardwood floors, and classic architectural details that showcase the craftsmanship of a bygone era. Spacious living areas provide plenty of room for entertaining, while five bedrooms offer flexibility for family and guests. Outside, the lake takes center stage with an impressive 100 feet of shoreline, providing endless opportunities for boating, fishing, swimming, and enjoying breathtaking views. A covered boat lift makes getting out on the water easy and convenient, while the detached 2-car garage offers excellent storage for vehicles, lake toys, and equipment. Whether you're looking for a year-round residence, a weekend getaway, or a one-of-a-kind lake retreat, this remarkable Victorian home offers a rare combination of historic character, generous space, and exceptional waterfront living.
- 8 days
- 1,274
- 73
Likely to sell faster than
Travel times
Living Room
Kitchen
Dining Room
Zillow last checked:
Listing updated:
James C Tonnsen Agt:864-449-4309,
Trueblood Real Estate
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Upper
Dining room
- Level: Main
- Area: 252
- Dimensions: 18 x 14
Family room
- Level: Main
- Area: 196
- Dimensions: 14 x 14
Kitchen
- Level: Main
- Area: 196
- Dimensions: 14 x 14
Living room
- Level: Main
- Area: 352
- Dimensions: 16 x 22
Office
- Level: Main
- Area: 90
- Dimensions: 9 x 10
Heating
- Electric, Natural Gas, Baseboard, Forced Air, Hot Water
Cooling
- Window Unit(s)
Appliances
- Included: Disposal, Dishwasher, Microwave, Refrigerator, Gas Oven
- Laundry: Electric Dryer Hookup
Features
- Ceiling-9+, Cathedral Ceiling(s), Walk-In Closet(s), Crown Molding, Kitchen Island, Natural Woodwork, Formal Dining Room, Great Room
- Flooring: Hardwood, Carpet
- Basement: Partial,Unfinished,Block
- Attic: Storage,Walk-up
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 4,548
- Total interior livable area: 3,288 sqft
- Finished area above ground: 3,288
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Multi-Story (3+)
- Patio & porch: Deck Covered
- Exterior features: Boat Lift-Covered
- Fencing: Chain Link
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, Lake, Waterfront-Medium Bank, Pier/Dock, Lake Front, Ski Lake
- Body of water: Tippecanoe River
- Frontage length: Channel/Canal Frontage(125),Water Frontage(125)
Lot
- Size: 0.7 Acres
- Dimensions: 87x313
- Features: Few Trees, 0-2.9999, City/Town/Suburb, Lake
Details
- Parcel number: 917333000138.900021
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 1897
Utilities & green energy
- Sewer: City
- Water: City
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: None
Location
- Region: Monticello
Financial & listing details
- Tax assessed value: $373,300
- Annual tax amount: $3,392
- Date on market: 10/13/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 10/13/2026 | Listed for sale | $500,000-9.1% |
Source:  IRMLS #202642383 Report a problem | ||
| 9/3/2026 | Listing removed | $550,000 |
Source: IRMLS #202612108 Report a problem | ||
| 4/13/2026 | Price change | $550,000-8.3% |
Source: IRMLS #202612108 Report a problem | ||
| 4/9/2026 | Listed for sale | $600,000+33.4% |
Source: IRMLS #202612108 Report a problem | ||
| 10/6/2023 | Sold | $449,800 |
Source: IRMLS #202319627 Report a problem | ||
| 9/26/2023 | Pending sale | $449,800 |
Source: IRMLS #202319627 Report a problem | ||
| 8/31/2023 | Price change | $449,8000% |
Source: IRMLS #202319627 Report a problem | ||
| 8/16/2023 | Price change | $449,900-4.3% |
Source: IRMLS #202319627 Report a problem | ||
| 8/9/2023 | Price change | $469,900-6% |
Source: IRMLS #202319627 Report a problem | ||
| 7/26/2023 | Price change | $499,900-3.8% |
Source: IRMLS #202319627 Report a problem | ||
| 7/7/2023 | Price change | $519,900-1.9% |
Source: IRMLS #202319627 Report a problem | ||
| 6/9/2023 | Listed for sale | $529,900+104.6% |
Source: IRMLS #202319627 Report a problem | ||
| 1/5/2017 | Listing removed | $259,000$79/sqft |
Source: Koppelmann Real Estate #201627009 Report a problem | ||
| 10/12/2016 | Price change | $259,000-3.7%$79/sqft |
Source: Koppelmann Real Estate #201627009 Report a problem | ||
| 6/13/2016 | Listed for sale | $269,000$82/sqft |
Source: Koppelmann Real Estate #201627009 Report a problem | ||
| 1/18/2016 | Listing removed | $269,000$82/sqft |
Source: Koppelmann Real Estate #201545657 Report a problem | ||
| 9/25/2015 | Listed for sale | $269,000$82/sqft |
Source: Koppelmann Real Estate #201545657 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,392 -22.9% | $373,300 +10.1% |
| 2024 | $4,399 +13% | $339,200 -22.9% |
| 2023 | $3,893 +23.7% | $439,900 +13% |
| 2022 | $3,147 +15.7% | $389,300 +23.7% |
| 2021 | $2,721 +4.5% | $314,700 +15.7% |
| 2020 | $2,604 | $272,100 +4.5% |
| 2019 | $2,604 -68.6% | $260,400 |
| 2018 | $8,292 +220.2% | $260,400 +0.5% |
| 2017 | $2,590 +2.8% | $259,000 -0.1% |
| 2016 | $2,519 | $259,200 -0.5% |
| 2014 | $2,519 -3.3% | $260,500 +0.9% |
| 2013 | $2,605 +2% | $258,100 +1.1% |
| 2012 | $2,554 -14.1% | $255,400 -14.1% |
| 2011 | $2,972 -9.4% | $297,200 -9.4% |
| 2010 | $3,280 | $328,000 |
| 2009 | $3,280 | $328,000 |
Monthly payment
Estimated market value
$497,000
$472,000 - $522,000
$2,268/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.