Tucked away on a deep-water canal, this beautifully built 4-bedroom, 2-bath home offers the perfect blend of coastal charm and everyday comfort. Designed to take full advantage of its stunning waterfront setting, the home features incredible panoramic views that can be enjoyed from living spaces or your own private dock.
Inside, you'll find a thoughtfully designed layout with spacious bedrooms, and an open concept that provides plenty of natural light throughout. The well-constructed home provides a solid, quality feel--ideal as a primary residence, vacation getaway, or investment opportunity.
Step outside and embrace true waterfront living. Whether you're boating, fishing, or simply relaxing by the water, the deep-water canal access makes it easy to enjoy life on the coast.
Don't miss your chance to own this exceptional waterfront property where quality construction meets unbeatable views.
For sale
$1,200,000
3055 3rd Street, Surf City, NC 28445
4beds
1,448sqft
Single Family Residence
Built in 2011
7,405 Square Feet Lot
$1,153,900 Zestimate®
$829/sqft
$-- HOA
What's special
Stunning waterfront settingSolid quality feelDeep-water canalPrivate dockSpacious bedroomsDeep-water canal accessIncredible panoramic views
- 67 days |
- 366 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Michael Fluharty 240-500-4521,
Intracoastal Realty Corporation
Source: Hive MLS,MLS#: 100571163
Originating MLS: Topsail Island Association of Realtors
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Living Room
Heating
- Heat Pump, Electric, Forced Air
Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Appliances
- Included: Dishwasher, Electric Range
- Laundry: Laundry Room
Features
- High Ceilings, Blinds/Shades, Eat-in Kitchen
- Flooring: Wood
- Basement: None
- Attic: Access Only
Interior area
- Total structure area: 1,448
- Total interior livable area: 1,448 sqft
Property
Parking
- Total spaces: 2
- Parking features: Paved, Underhouse
- Attached garage spaces: 2
Features
- Levels: One
- Patio & porch: Covered, Deck, Screened, Rear Porch
- Exterior features: Outdoor Shower
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Canal, ICW
- Has water view: Yes
- Water view: Canal
- Waterfront features: Bulkhead, Canal Front, Deeded Water Access, Waterfront, Water Depth 4+
- Frontage type: Canal Front
Lot
- Size: 7,405 Square Feet
- Dimensions: 55 x 140
- Features: Boat Slip, Boat Dock, Bulkhead, Deeded Water Access, Deeded Waterfront, Navigable Water, Water Depth 4+
Details
- Parcel number: 80018
- Zoning: MHS
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Other, Pilings
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2011
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Old Settlers Beach
HOA
- Has HOA: No
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $829/sqft
- Tax assessed value: $990,043
- Annual tax amount: $7,793
- Date on market: 5/8/2026
- Cumulative days on market: 67 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$1,153,900
$1.10M - $1.21M
$2,174/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/8/2026 | Listed for sale | $1,200,000+1500%$829/sqft |
Source: | ||
| 12/16/1996 | Sold | $75,000$52/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,307 | $657,668 |
| 2024 | $4,307 | $657,668 |
| 2023 | $4,307 0% | $657,668 |
| 2022 | $4,308 +48.3% | $657,668 +59.6% |
| 2021 | $2,905 | $411,990 |
| 2020 | $2,905 | $411,990 |
| 2019 | $2,905 | $411,990 |
| 2018 | $2,905 +18.3% | $411,990 +13.3% |
| 2017 | $2,455 -0.7% | $363,680 -0.7% |
| 2016 | $2,472 -0.4% | $366,225 -0.4% |
| 2015 | $2,483 0% | $367,780 0% |
| 2014 | $2,483 +2.1% | $367,900 -11.5% |
| 2013 | $2,432 -0.1% | $415,660 -0.1% |
| 2012 | $2,435 +46.4% | $416,180 +46.4% |
| 2011 | $1,663 | $284,230 |
| 2010 | $1,663 -46.5% | $284,230 -46% |
| 2009 | $3,108 +17.3% | $526,799 |
| 2008 | $2,650 | $526,799 |
| 2007 | $2,650 | $526,799 |
| 2006 | $2,650 +220% | $526,799 +326.2% |
| 2005 | $828 | $123,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28445
Nearby schools
GreatSchools rating
- 10/10Coastal ElementaryGrades: K-5Distance: 5.1 mi
- 7/10Dixon MiddleGrades: 6-8Distance: 8.3 mi
- 5/10Dixon HighGrades: 9-12Distance: 9.7 mi
Schools provided by the listing agent
- Elementary: Coastal Elementary
- Middle: Dixon
- High: Dixon
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Onslow County
- Surf City
- 28445
- 3055 3rd Street




