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Contingent
    • Price cut: $5K (6/30)
    $189,900

    306 N Water St, Georgetown, KY 40324

    3beds
    936sqft
    : 
    $1,191/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    3,484 Square Feet Lot
    $187,400 Zestimate®
    $203/sqft
    $-- HOA

    What's special

    Privacy fencingRecently updated homeLow-maintenance lot
    Move-in ready and ideally situated near local amenities this 3-bedroom, 1-bath home located in the heart of downtown Georgetown, just minutes from Georgetown College and within walking distance to Main Street shopping, dining, and entertainment. This recently updated home features laminate and carpet flooring throughout, a spacious living area, and a functional kitchen with appliances included. The low-maintenance lot offers privacy fencing, creating a secluded outdoor space perfect for relaxing or entertaining. This property also presents an excellent opportunity for investors seeking a potential cash-flow-positive rental with its prime downtown location.
    92 days
    |
    764
    |
    37
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Anthony Christian 859-625-8533,

    Keller Williams Legacy Group

    Source: Imagine MLS,MLS#: 26011331MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: First
      Bathroom 1
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Utility room
      • Description: Closet in Kitchen
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Refrigerator, Range
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Eat-in Kitchen
      • Flooring: Carpet, Laminate
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 936
      • Total interior livable area: 936 sqft
      • Finished area above ground: 936
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Fencing: Privacy
      Lot
      • Size: 3,484 Square Feet
      Details
      • Parcel number: 16630144000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Year built: 1995

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Georgetown

      Financial & listing details

      • Price per square foot: $203/sqft
      • Tax assessed value: $117,800
      • Annual tax amount: $1,059
      • Date on market: 5/19/2026

        Estimated market value

        $187,400

        $178,000 - $197,000

        $1,340/mo

        Price history

        DateEventPrice
        8/14/2026Contingent$189,900$203/sqft
        Source: Imagine MLS #26011331 Report a problem
        6/30/2026Price change$189,900-2.6%$203/sqft
        Source: Imagine MLS #26011331 Report a problem
        6/8/2026Price change$194,900-2.5%$208/sqft
        Source: Imagine MLS #26011331 Report a problem
        5/19/2026Listed for sale$199,900$214/sqft
        Source: Imagine MLS #26011331 Report a problem
        3/27/2026Listing removed$199,900$214/sqft
        Source: Imagine MLS #25506564 Report a problem
        11/20/2025Listed for sale$199,900+6.9%$214/sqft
        Source: Imagine MLS #25506564 Report a problem
        3/19/2024Sold$187,000$200/sqft
        Source: Imagine MLS #24003364 Report a problem
        2/26/2024Pending sale$187,000$200/sqft
        Source: Imagine MLS #24003364 Report a problem
        2/24/2024Listed for sale$187,000$200/sqft
        Source: Imagine MLS #24003364 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,059 +60.1%$117,800 +61.4%
        2023$662 +9.8%$73,000 +5%
        2022$603 +6%$69,500 +7.2%
        2021$569 +797.8%$64,852 +2.4%
        2017$63 +53.8%$63,352
        2016$41 $63,352
        2015$41 -92.2%$63,352
        2014$525 +1237.2%$63,352
        2011$39 $63,352
        2010-- $63,352
        2009-- $63,352
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 40324

        Getting around

        79 / 100
        Very Walkable
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Garth
        • Middle: Georgetown
        • High: Great Crossing

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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