Move-in ready and ideally situated near local amenities this 3-bedroom, 1-bath home located in the heart of downtown Georgetown, just minutes from Georgetown College and within walking distance to Main Street shopping, dining, and entertainment. This recently updated home features laminate and carpet flooring throughout, a spacious living area, and a functional kitchen with appliances included. The low-maintenance lot offers privacy fencing, creating a secluded outdoor space perfect for relaxing or entertaining. This property also presents an excellent opportunity for investors seeking a potential cash-flow-positive rental with its prime downtown location.
For sale
Price cut: $5K (6/30)
$189,900
306 N Water St, Georgetown, KY 40324
3beds
936sqft
Single Family Residence
Built in 1995
3,484 Square Feet Lot
$187,600 Zestimate®
$203/sqft
$-- HOA
What's special
Privacy fencingRecently updated homeLow-maintenance lot
- 44 days |
- 930 |
- 73 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Anthony Christian 859-625-8533,
Keller Williams Legacy Group
Source: Imagine MLS,MLS#: 26011331
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
Bedroom 1
- Level: First
Bedroom 2
- Level: First
Bathroom 1
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Utility room
- Description: Closet in Kitchen
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Refrigerator, Range
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Eat-in Kitchen
- Flooring: Carpet, Laminate
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 936
- Total interior livable area: 936 sqft
- Finished area above ground: 936
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Fencing: Privacy
Lot
- Size: 3,484 Square Feet
Details
- Parcel number: 16630144000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Water Connected
Community & HOA
Community
- Subdivision: Downtown
HOA
- Has HOA: No
Location
- Region: Georgetown
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $117,800
- Annual tax amount: $1,059
- Date on market: 5/19/2026
Estimated market value
$187,600
$178,000 - $197,000
$1,400/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Price change | $189,900-2.6%$203/sqft |
Source:  Imagine MLS #26011331 Report a problem | ||
| 6/8/2026 | Price change | $194,900-2.5%$208/sqft |
Source: Imagine MLS #26011331 Report a problem | ||
| 5/19/2026 | Listed for sale | $199,900$214/sqft |
Source: Imagine MLS #26011331 Report a problem | ||
| 3/27/2026 | Listing removed | $199,900$214/sqft |
Source: Imagine MLS #25506564 Report a problem | ||
| 11/20/2025 | Listed for sale | $199,900+6.9%$214/sqft |
Source: Imagine MLS #25506564 Report a problem | ||
| 3/19/2024 | Sold | $187,000$200/sqft |
Source: Imagine MLS #24003364 Report a problem | ||
| 2/26/2024 | Pending sale | $187,000$200/sqft |
Source: Imagine MLS #24003364 Report a problem | ||
| 2/24/2024 | Listed for sale | $187,000$200/sqft |
Source: Imagine MLS #24003364 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,059 +60.1% | $117,800 +61.4% |
| 2023 | $662 +9.8% | $73,000 +5% |
| 2022 | $603 +6% | $69,500 +7.2% |
| 2021 | $569 +797.8% | $64,852 +2.4% |
| 2017 | $63 +53.8% | $63,352 |
| 2016 | $41 | $63,352 |
| 2015 | $41 -92.2% | $63,352 |
| 2014 | $525 +1237.2% | $63,352 |
| 2011 | $39 | $63,352 |
| 2010 | -- | $63,352 |
| 2009 | -- | $63,352 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 40324
Nearby schools
GreatSchools rating
- 7/10Garth Elementary SchoolGrades: K-5Distance: 0.5 mi
- 6/10Georgetown Middle SchoolGrades: 6-8Distance: 0.9 mi
- 6/10Great Crossing High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Garth
- Middle: Georgetown
- High: Great Crossing
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Scott County
- Georgetown
- 40324
- 306 N Water St
Nearby cities
Nearby zip codes
Other Georgetown Topics
