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For sale
  • Price cut: $151K (7/9)
    $1,549,000

    308 Gharkey St, Santa Cruz, CA 95060

    2beds
    786sqft
    : 
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    Single Family Residence, Residential
    Built in 1900
    3,746 Square Feet Lot
    $-- Zestimate®
    $1,971/sqft
    $-- HOA

    What's special

    Price Reduction of $151,000! Welcome to a charming coastal retreat in the heart of Santa Cruz. This classic cottage captures the essence of the Santa Cruz lifestyle - simple, bright, and designed for easy living. .This inviting single-family home features 2 bedrooms and 1 bath, offering a warm and functional layout ideal for everyday comfort and weekend escapes. A full basement below adds valuable storage. The property also includes a detached 2-car garage, presenting exciting possibilities for expansion, an ADU, or creative workspace enhancing versatility and long-term value. Situated in a truly exceptional location, you're just 2 blocks from the iconic West Cliff Dr, where breathtaking ocean views and coastal paths await. Enjoy a short stroll to the vibrant Santa Cruz Wharf, along with nearby restaurants, coffee houses, and local amenities defining the SC lifestyle. The sunny yard provides the perfect setting for outdoor living, gardening, or relaxing in the coastal breeze. Offered at $1,699,999, this property is an exceptional opportunity whether you're seeking a full-time residence, a weekend getaway, or a smart investment. With its prime location, charm, and future potential, this home offers incredible flexibility and lasting appeal.
    16 days
    |
    1,607
    |
    52
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bill Kavanaugh 01908510 831-420-2610,

    Coldwell Banker Realty 831-469-8000

    Source: MLSListings Inc,MLS#: ML82051946MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Basement
      Dining room
      • Features: DiningArea
      Family room
      • Features: NoFamilyRoom
      Kitchen
      • Features: Countertop_Granite
      Heating
      • Floor Furnace
      Cooling
      • None
      Appliances
      • Included: Microwave, Other, Electric Oven/Range, Refrigerator, Washer
      • Laundry: Other
      Features
      • High Ceilings
      • Flooring: Carpet, Tile, Vinyl Linoleum
      • Basement: Unfinished
      Interior area
      • Total structure area: 786
      • Total interior livable area: 786 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached, Off Street, On Street
      • Garage spaces: 2
      Features
      • Stories: 1
      • Pool features: None
      • Fencing: Back Yard,Partial
      Lot
      • Size: 3,746 Square Feet
      • Features: Level
      Details
      • Additional structures: Garage
      • Parcel number: 00423107000
      • Zoning: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence, Residential
      Materials
      • Foundation: Concrete Perimeter
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1900

      Utilities & green energy

      • Gas: PublicUtilities
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public Utilities, Water Public

      Community & HOA

      Location
      • Region: Santa Cruz

      Financial & listing details

      • Price per square foot: $1,971/sqft
      • Tax assessed value: $41,194
      • Annual tax amount: $992
      • Date on market: 6/23/2026
      • Listing agreement: ExclusiveRightToSell

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/9/2026Price change$1,549,000-8.9%$1,971/sqft
        Source: MLSListings Inc #ML82051946 Report a problem
        6/23/2026Listed for sale$1,699,999$2,163/sqft
        Source: MLSListings Inc #ML82051946 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$992 +13.4%$41,194 +2%
        2024$875 +0.7%$40,386 +2%
        2023$869 +0.6%$39,594 +2%
        2022$863 +1.1%$38,818 +2%
        2021$853 +0.4%$38,056 +1%
        2020$850 +3.3%$37,666 +2%
        2019$823 +0.6%$36,928 +2%
        2018$817 +0.7%$36,204 +2%
        2017$811 +3%$35,496 +2%
        2016$788 +18.9%$34,800 +1.5%
        2015$663 +1%$34,276 +2%
        2014$656 $33,604 +2.5%
        2012-- $32,795 +2%
        2011-- $32,152 +0.8%
        2010-- $31,911 -0.2%
        2009-- $31,987 +2%
        2008-- $31,360 +2%
        2007-- $30,745 +2%
        2006-- $30,142 +2%
        2005-- $29,551 +2%
        2004-- $28,972 +1.9%
        2003-- $28,441 +2%
        2002-- $27,884 +2%
        2001-- $27,337 +2%
        2000-- $26,801

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95060

        Getting around

        68 / 100
        Somewhat Walkable
        38 / 100
        Some Transit
        96 / 100
        Biker's Paradise

        Nearby schools

        GreatSchools rating

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