Price Reduction of $151,000! Welcome to a charming coastal retreat in the heart of Santa Cruz. This classic cottage captures the essence of the Santa Cruz lifestyle - simple, bright, and designed for easy living.
.This inviting single-family home features 2 bedrooms and 1 bath, offering a warm and functional layout ideal for everyday comfort and weekend escapes. A full basement below adds valuable storage.
The property also includes a detached 2-car garage, presenting exciting possibilities for expansion, an ADU, or creative workspace enhancing versatility and long-term value.
Situated in a truly exceptional location, you're just 2 blocks from the iconic West Cliff Dr, where breathtaking ocean views and coastal paths await. Enjoy a short stroll to the vibrant Santa Cruz Wharf, along with nearby restaurants, coffee houses, and local amenities defining the SC lifestyle.
The sunny yard provides the perfect setting for outdoor living, gardening, or relaxing in the coastal breeze.
Offered at $1,699,999, this property is an exceptional opportunity whether you're seeking a full-time residence, a weekend getaway, or a smart investment. With its prime location, charm, and future potential, this home offers incredible flexibility and lasting appeal.
For sale
Price cut: $151K (7/9)
$1,549,000
308 Gharkey St, Santa Cruz, CA 95060
2beds
786sqft
Single Family Residence, Residential
Built in 1900
3,746 Square Feet Lot
$-- Zestimate®
$1,971/sqft
$-- HOA
What's special
- 16 days |
- 1,607 |
- 52 |
Zillow last checked:
Listing updated:
Listed by:
Bill Kavanaugh 01908510 831-420-2610,
Coldwell Banker Realty 831-469-8000
Source: MLSListings Inc,MLS#: ML82051946
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Basement
Dining room
- Features: DiningArea
Family room
- Features: NoFamilyRoom
Kitchen
- Features: Countertop_Granite
Heating
- Floor Furnace
Cooling
- None
Appliances
- Included: Microwave, Other, Electric Oven/Range, Refrigerator, Washer
- Laundry: Other
Features
- High Ceilings
- Flooring: Carpet, Tile, Vinyl Linoleum
- Basement: Unfinished
Interior area
- Total structure area: 786
- Total interior livable area: 786 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Detached, Off Street, On Street
- Garage spaces: 2
Features
- Stories: 1
- Pool features: None
- Fencing: Back Yard,Partial
Lot
- Size: 3,746 Square Feet
- Features: Level
Details
- Additional structures: Garage
- Parcel number: 00423107000
- Zoning: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $1,971/sqft
- Tax assessed value: $41,194
- Annual tax amount: $992
- Date on market: 6/23/2026
- Listing agreement: ExclusiveRightToSell
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/9/2026 | Price change | $1,549,000-8.9%$1,971/sqft |
Source: | ||
| 6/23/2026 | Listed for sale | $1,699,999$2,163/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $992 +13.4% | $41,194 +2% |
| 2024 | $875 +0.7% | $40,386 +2% |
| 2023 | $869 +0.6% | $39,594 +2% |
| 2022 | $863 +1.1% | $38,818 +2% |
| 2021 | $853 +0.4% | $38,056 +1% |
| 2020 | $850 +3.3% | $37,666 +2% |
| 2019 | $823 +0.6% | $36,928 +2% |
| 2018 | $817 +0.7% | $36,204 +2% |
| 2017 | $811 +3% | $35,496 +2% |
| 2016 | $788 +18.9% | $34,800 +1.5% |
| 2015 | $663 +1% | $34,276 +2% |
| 2014 | $656 | $33,604 +2.5% |
| 2012 | -- | $32,795 +2% |
| 2011 | -- | $32,152 +0.8% |
| 2010 | -- | $31,911 -0.2% |
| 2009 | -- | $31,987 +2% |
| 2008 | -- | $31,360 +2% |
| 2007 | -- | $30,745 +2% |
| 2006 | -- | $30,142 +2% |
| 2005 | -- | $29,551 +2% |
| 2004 | -- | $28,972 +1.9% |
| 2003 | -- | $28,441 +2% |
| 2002 | -- | $27,884 +2% |
| 2001 | -- | $27,337 +2% |
| 2000 | -- | $26,801 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 8/10Bay View Elementary SchoolGrades: K-5Distance: 0.7 mi
- 9/10Mission Hill Middle SchoolGrades: 6-8Distance: 1 mi
- 10/10Santa Cruz High SchoolGrades: 9-12Distance: 0.8 mi
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Local buyer's agents are ready to help
- California
- Santa Cruz County
- Santa Cruz
- 95060
- 308 Gharkey St






