Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard. Affordable living with room to grow! Make your MOVE today!
For sale
$90,000
309 E 1st St, Spencer, IA 51301
2beds
879sqft
Single Family Residence
Built in 1947
4,791 Square Feet Lot
$-- Zestimate®
$102/sqft
$-- HOA
What's special
- 286 days |
- 239 |
- 6 |
Zillow last checked:
Listing updated:
Listed by:
Lori Black PRIM:712-260-1372,
EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR,MLS#: 251279
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bathroom 1
- Description: Full/Shower
- Level: Main
Family room
- Level: Basement
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hkups
Features
- Eat-in Kitchen, Main Floor Bedrooms
- Windows: Window Coverings
- Basement: Finished-Partial,Block,Full
Interior area
- Total structure area: 1,071
- Total interior livable area: 879 sqft
- Finished area above ground: 879
- Finished area below ground: 192
Property
Parking
- Total spaces: 1
- Parking features: Asphalt, Shared Driveway, Detached
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
Lot
- Size: 4,791 Square Feet
- Dimensions: 44 x 110
Details
- Parcel number: 963618205014
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Stick Built
- Roof: Asphalt
Condition
- Year built: 1947
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & HOA
Community
- Subdivision: IA
Location
- Region: Spencer
Financial & listing details
- Price per square foot: $102/sqft
- Tax assessed value: $93,030
- Annual tax amount: $1,106
- Date on market: 10/1/2025
- Listing terms: Cash,Conventional,DVA,FHA,Rural Development
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Price change | $90,000-8.2%$102/sqft |
Source:  Iowa Great Lakes BOR #251279 Report a problem | ||
| 12/3/2025 | Price change | $98,000-4.9%$111/sqft |
Source: Iowa Great Lakes BOR #251279 Report a problem | ||
| 10/23/2025 | Price change | $103,000-3.7%$117/sqft |
Source: Iowa Great Lakes BOR #251279 Report a problem | ||
| 10/1/2025 | Listed for sale | $107,000+8.6%$122/sqft |
Source: Iowa Great Lakes BOR #251279 Report a problem | ||
| 9/30/2022 | Sold | $98,500-0.5%$112/sqft |
Source: EXIT Realty solds #-6518448607966861940 Report a problem | ||
| 8/1/2022 | Price change | $99,000-5.7%$113/sqft |
Source: Iowa Great Lakes BOR #220571 Report a problem | ||
| 6/22/2022 | Price change | $105,000-4.5%$119/sqft |
Source: Iowa Great Lakes BOR #220571 Report a problem | ||
| 6/3/2022 | Listed for sale | $110,000+93%$125/sqft |
Source: Iowa Great Lakes BOR #220571 Report a problem | ||
| 6/27/2014 | Sold | $57,000-13%$65/sqft |
Source: Public Record Report a problem | ||
| 5/2/2014 | Price change | $65,500-0.6%$75/sqft |
Source: Century 21 Jacobsen Real Estate #12225 Report a problem | ||
| 4/10/2014 | Listed for sale | $65,900$75/sqft |
Source: Spencer Realty #11780 Report a problem | ||
| 1/29/2014 | Listing removed | $65,900$75/sqft |
Source: Spencer Realty Inc. #11780 Report a problem | ||
| 9/17/2013 | Price change | $65,900-5.2%$75/sqft |
Source: Spencer Realty, Inc. #11780 Report a problem | ||
| 7/24/2013 | Price change | $69,500-3.5%$79/sqft |
Source: Spencer Realty, Inc. #11780 Report a problem | ||
| 4/19/2013 | Listed for sale | $72,000$82/sqft |
Source: Spencer Realty, Inc. #11780 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,276 -7.5% | $93,030 |
| 2023 | $1,380 +5.7% | $93,030 +18.8% |
| 2022 | $1,306 -1.2% | $78,310 +7.1% |
| 2021 | $1,322 | $73,120 +4.1% |
| 2020 | $1,322 +10.2% | $70,220 |
| 2019 | $1,200 +1.5% | $70,220 +7.4% |
| 2018 | $1,182 | $65,390 +4.3% |
| 2017 | $1,182 +0.5% | $62,670 |
| 2016 | $1,176 -4.1% | $62,670 -4.1% |
| 2015 | $1,226 | $65,350 +3.1% |
| 2014 | $1,226 +67% | $63,410 |
| 2013 | $734 +1.1% | -- |
| 2012 | $726 -7.2% | -- |
| 2011 | $782 +4.8% | -- |
| 2010 | $746 +17.7% | -- |
| 2009 | $634 +8.9% | -- |
| 2007 | $582 +6.6% | -- |
| 2005 | $546 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 51301
Nearby schools
GreatSchools rating
- 5/10Lincoln Elementary SchoolGrades: 3-5Distance: 0.5 mi
- 9/10Spencer Middle SchoolGrades: 6-8Distance: 1.4 mi
- 7/10Spencer High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $127,9002 bd2 ba1.6k sqft309 W 1st St, Spencer, IA 51301Off Market
- $123,7002 bd1 ba1.1k sqft313 W 1st St, Spencer, IA 51301Off Market
- $154,7003 bd1 ba1.3k sqft301 W 1st St, Spencer, IA 51301Off Market
- $139,0007 bd3 ba2.6k sqft317 W 1st St, Spencer, IA 51301Sold
- $73,0001 bd1 ba660 sqft319 W 1st St, Spencer, IA 51301Off Market
- $66,5007 bd6 ba-- sqft312 W 2nd St, Spencer, IA 51301Sold
- $189,1004 bd2 ba1.9k sqft300 W 2nd St, Spencer, IA 51301Off Market
- $179,5004 bd2 ba2.6k sqft325 W 1st St, Spencer, IA 51301Off Market
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $95,0002 bd1 ba864 sqft618 W 7th St, Spencer, IA 51301For Sale
MLS ID #260785, Meghan Sloma, Stauss Realty. Iowa Great Lakes BOR - $125,0002 bd1 ba1k sqft601 E Milw St, Spencer, IA 51301For Sale
MLS ID #260751, Shelly Lohman, EXIT Realty Midwest- Spencer/Emmetsburg. Iowa Great Lakes BOR - $129,0002 bd2 ba1.1k sqft540 7th Ave W, Spencer, IA 51301For Sale
MLS ID #260648, Doug Small, Hinn Real Estate. Iowa Great Lakes BOR - $95,0002 bd2 ba1k sqft2106 1st Ave E #30, Spencer, IA 51301For Sale
MLS ID #260385, Nicole Nimke, EXIT Realty Midwest- Spencer/Emmetsburg. Iowa Great Lakes BOR - $110,0001 bd1 ba783 sqft1900 4th Ave SW APT 218, Spencer, IA 51301For SaleMLS ID #260220, Susanne Hallett, Realty Professionals. Iowa Great Lakes BOR
- $90,0002 bd1 ba1.1k sqft201 S Rumsey St, Everly, IA 51338For SaleMLS ID #260616, Kelly Bierl, Hometown Realty. Iowa Great Lakes BOR
- $89,9001 bd1 ba820 sqft820 1st St NE APT 109, Hartley, IA 51346For SaleMLS ID #260268, Megan Gable, Northwest Realty. Iowa Great Lakes BOR
- $78,0002 bd1 ba864 sqft412 2nd St, Sioux Rapids, IA 50585For SaleMLS ID #260477, Tanner Perrigo, EXIT Realty Midwest. Iowa Great Lakes BOR
- $89,9002 bd1 ba1.1k sqft1207 Bruce St, Ruthven, IA 51358For SaleMLS ID #251390, Jayden Johnson, Johnson Realty. Iowa Great Lakes BOR
- $105,0003 bd1 ba1.1k sqft501 1st St SE, Hartley, IA 51346For SaleMLS ID #260188, Megan Gable, Northwest Realty. Iowa Great Lakes BOR
- $108,0002 bd1 ba1k sqft330 1st St SE, Hartley, IA 51346For SaleMLS ID #260446, Megan Gable, Northwest Realty. Iowa Great Lakes BOR
- $68,0004 bd1 ba1.2k sqft1603 Gowrie St, Ruthven, IA 51358For SaleMLS ID #260554, Shelly Lohman, EXIT Realty Midwest- Spencer/Emmetsburg. Iowa Great Lakes BOR
- $109,0002 bd1 ba648 sqft1208 8th St, Milford, IA 51351For SaleMLS ID #251071, Richard Ortman, United Country Iowa Lakes Realty. Iowa Great Lakes BOR
- $49,9003 bd1 ba1.2k sqft203 W High St, Linn Grove, IA 51033For SaleMLS ID #260662, Patricia Mortenson, EXIT Realty Midwest- Spencer/Emmetsburg. Iowa Great Lakes BOR
- $135,0005 bd1 ba987 sqft2959 400th Ave, Graettinger, IA 51342For SaleMLS ID #260672, Madi Mousel, RE/MAX Lakes Realty. Iowa Great Lakes BOR
- $94,0003 bd2 ba1.2k sqft806 28th St #4, Milford, IA 51351For SaleMLS ID #260657, Cynthia Besaw, RE/MAX Lakes Realty. Iowa Great Lakes BOR
- $64,9003 bd1 ba1.2k sqft112 Pine St, Peterson, IA 51047For SaleMLS ID #251361, Nick Steffes, Integrity Real Estate. Iowa Great Lakes BOR
- $79,5002 bd2 ba810 sqft22 W Maple Dr, Hartley, IA 51346For SaleMLS ID #251672, Megan Gable, Northwest Realty. Iowa Great Lakes BOR
- $75,0002 bd1 ba1k sqft92 Rohr St #28, Arnolds Park, IA 51331For SaleMLS ID #260583, Alix Miller, EXIT Realty Midwest. Iowa Great Lakes BOR
- $129,0003 bd1 ba884 sqft111 N Central Ave, Hartley, IA 51346For SaleMLS ID #11736995, Marjean Westerman, Treimer Realty. My State MLS
