Life feels different when the beach is your backyard. Called "the Happy House" by the current owners, this rare North Whidbey waterfront home offers approximately 265 feet of shoreline plus another long stretch of practically private beach beyond. Located outside designated jet noise zones, this serene property has incredible views stretching across Skagit Bay to Mt. Baker including bald eagles overhead to seals and occasional orcas in the water. Launch your kayak or paddle board from just outside your home. Large windows bring the outdoors in, filling the home with light and showcasing the view throughout the main living spaces. The vaulted ceilings, exposed beams, and massive brick fireplace give the living room warmth and character to feel at home year-round. The primary suite is conveniently located on the main level with private deck access and a beautifully updated bath. Downstairs adds flexible living space with a second living area, kitchenette, two bedrooms, and full bath—perfect for guests or multi-generational living. Whether you're hosting friends on the wraparound deck or enjoying a quiet evening by the water, this is the kind of Whidbey property that will make you never want to leave.
Active
Listed by: COMPASS
$1,795,000
3090 Borgman Road, Oak Harbor, WA 98277
3beds
3,241sqft
Single Family Residence
Built in 1979
0.83 Acres Lot
$1,722,700 Zestimate®
$554/sqft
$138/mo HOA
What's special
Massive brick fireplacePractically private beachExposed beamsWraparound deckVaulted ceilingsBeautifully updated bath
- 5 days |
- 630 |
- 38 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Donald Jaques,
COMPASS,
Anita Johnston,
COMPASS
Source: NWMLS as distributed by MLS GRID,MLS#: 2533059
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bathroom full
- Level: Lower
Bathroom full
- Level: Main
Bathroom three quarter
- Level: Main
Den office
- Level: Main
Dining room
- Level: Main
Entry hall
- Level: Main
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Rec room
- Level: Lower
Utility room
- Level: Lower
Heating
- Fireplace, Fireplace Insert, Forced Air, Heat Pump, Electric, Wood
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Washer(s), Water Heater: Electric tanks (2), Water Heater Location: Basement closets
Features
- Bath Off Primary, Central Vacuum, Ceiling Fan(s), Dining Room
- Flooring: Vinyl Plank
- Doors: French Doors
- Windows: Dbl Pane/Storm Window, Skylight(s)
- Basement: Daylight,Finished
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Lower Level: 1, Main Level: 1, Fireplace
Interior area
- Total structure area: 3,241
- Total interior livable area: 3,241 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage, RV Parking
- Has attached garage: Yes
- Covered spaces: 2
- Uncovered spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Bath Off Primary, Built-In Vacuum, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, French Doors, Skylight(s), Vaulted Ceiling(s), Water Heater
- Has view: Yes
- View description: Bay, Mountain(s), Sound
- Has water view: Yes
- Water view: Bay,Sound
- Waterfront features: Low Bank, Bayfront, Bulkhead, Saltwater, Sound
- Frontage length: Waterfront Ft: 265
Lot
- Size: 0.83 Acres
- Dimensions: 100 x 265
- Features: Dead End Street, Paved, Cable TV, Deck, Patio, RV Parking
- Topography: Level,Partial Slope
Details
- Parcel number: S64500000A040
- Zoning description: Jurisdiction: County
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 1 Story w/Bsmnt.
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Poured Concrete
- Roof: Metal,Tile
Condition
- Good
- Year built: 1979
Utilities & green energy
- Electric: Company: Puget Sound Energy
- Sewer: Septic Tank, Company: Septic
- Water: Community, Company: Davis Landing Water Association
- Utilities for property: Xfinity
Community & HOA
Community
- Features: CCRs
- Subdivision: Davis Landing
HOA
- Services included: Common Area Maintenance, Water
- HOA fee: $1,650 annually
- HOA phone: 425-577-0661
Location
- Region: Oak Harbor
Financial & listing details
- Price per square foot: $554/sqft
- Tax assessed value: $1,171,388
- Annual tax amount: $8,995
- Date on market: 6/15/2026
- Cumulative days on market: 7 days
- Listing terms: Conventional,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$1,722,700
$1.64M - $1.81M
$3,917/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Listed for sale | $1,795,000+164%$554/sqft |
Source:  NWMLS as distributed by MLS GRID #2533059 Report a problem | ||
| 9/14/2015 | Sold | $680,000$210/sqft |
Source: NWMLS as distributed by MLS GRID #645151 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,228 +2.1% | $1,171,388 +1.5% |
| 2023 | $8,056 +7.8% | $1,153,555 +13.8% |
| 2022 | $7,470 -15.2% | $1,013,426 +18% |
| 2021 | $8,811 +7.1% | $858,483 +7.4% |
| 2020 | $8,226 +23.1% | $799,259 +4% |
| 2019 | $6,685 -14.9% | $768,871 +6.8% |
| 2018 | $7,851 +2.8% | $719,916 -0.3% |
| 2017 | $7,634 -2% | $722,008 -8.4% |
| 2016 | $7,787 -28.7% | $788,551 -26.2% |
| 2015 | $10,920 | $1,068,390 -6.4% |
| 2013 | -- | $1,140,907 |
| 2012 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $1,361,312 +0.1% |
| 2008 | -- | $1,359,783 0% |
| 2007 | -- | $1,359,797 +7.6% |
| 2006 | -- | $1,263,512 +75.9% |
| 2005 | -- | $718,331 +5.1% |
| 2002 | -- | $683,566 +3.7% |
| 2000 | $5,874 | $658,980 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 98277
Nearby schools
GreatSchools rating
- 8/10Crescent Harbor Elementary SchoolGrades: K-4Distance: 3.6 mi
- 7/10North Whidbey Middle SchoolGrades: 7-8Distance: 6 mi
- 6/10Oak Harbor High SchoolGrades: 9-12Distance: 6.9 mi
Schools provided by the listing agent
- Middle: North Whidbey Mid
- High: Oak Harbor High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Washington
- Island County
- Oak Harbor
- 98277
- 3090 Borgman Road
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