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  • Price cut: $53.5K (6/3)
    $895,000

    3107 Waterfront Cir, Anderson, IN 46012

    3beds
    6,826sqft
    : 
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    Residential, Single Family Residence
    Built in 1994
    0.96 Acres Lot
    $-- Zestimate®
    $131/sqft
    $50/mo HOA

    What's special

    Full wood deckFormal diningAdditional bedroomsPrivate hot tubExercise roomSteam showerDesirable cul-de-sac location
    Enjoy Lakefront Living at this Private 80 Acre Recreational Lake. Custom Built Home has been extremely well maintained by the Original Owners. Desirable Cul-De-Sac Location with oversize lot measuring almost 1 Acre. Commanding views of the Lake with 288 feet of Sea Wall Frontage. All Brick Home with 3,413 Square Feet on Main Level plus additional 3,413 Sq Ft on the Walk-Out Level. Open Floor Plan with 10', 12' and 17' Ceilings. Great Room is 24x29 w/17' Ceiling and opens to Kitchen. Madison County Cabinetry, Dual Sub Zero Refrigerator/Freezer, Kitchen Aid and Jenn-Air Appliances highlight the Chef's Kitchen. Everyday Dining Area plus Formal Dining and Butler's Pantry. Den/Office with Built-Ins and Glass Doors. 3-Season Sun Room could easily be modified for year round use. Main Level Primary Bedroom Features Fireplace, Access to Deck, Spacious Luxury Bath, Huge Walk-In Closet with Stairway down to Exercise Room, Direct Access to Laundry, plus Flex Room for 2nd Office or Retreat Area. Walk-Out Level Features Family/Rec Room w/3rd Fireplace, Full 2nd Kitchen, Additional Bedrooms, Exercise Room, Sauna, Steam Shower, Private Hot Tub and Plenty of Storage. In-Law Quarters possible at this level. Newer HVAC Systems and 2 Tankless Water Heaters. 3+ Car Side Load Garage has storage. Wonderful Yard with extensive grassy areas for outdoor activities. Full Wood Deck and Covered Patio to relax while enjoying the views.
    118 days
    |
    1,172
    |
    53
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Joel Woelfle 317-590-8200,

    Berkshire Hathaway Home,

    Dick Richwine

    Source: MIBOR as distributed by MLS GRID,MLS#: 22086581MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      • Area: 306 Square Feet
      • Dimensions: 18x17
      Bedroom 2
      • Level: Basement
      • Area: 224 Square Feet
      • Dimensions: 16x14
      Bedroom 3
      • Level: Basement
      • Area: 238 Square Feet
      • Dimensions: 17x14
      Bonus room
      • Features: Other
      • Level: Basement
      • Area: 204 Square Feet
      • Dimensions: 17x12
      Breakfast room
      • Level: Main
      • Area: 280 Square Feet
      • Dimensions: 20x14
      Dining room
      • Level: Main
      • Area: 204 Square Feet
      • Dimensions: 17x12
      Exercise room
      • Level: Basement
      • Area: 378 Square Feet
      • Dimensions: 21x18
      Family room
      • Level: Basement
      • Area: 832 Square Feet
      • Dimensions: 32x26
      Foyer
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 20x9
      Great room
      • Level: Main
      • Area: 696 Square Feet
      • Dimensions: 29x24
      Kitchen
      • Level: Main
      • Area: 280 Square Feet
      • Dimensions: 20x14
      Kitchen
      • Level: Basement
      • Area: 187 Square Feet
      • Dimensions: 17x11
      Laundry
      • Features: Tile-Ceramic
      • Level: Main
      • Area: 66 Square Feet
      • Dimensions: 11x6
      Library
      • Level: Main
      • Area: 192 Square Feet
      • Dimensions: 16x12
      Play room
      • Features: Tile-Ceramic
      • Level: Basement
      • Area: 255 Square Feet
      • Dimensions: 17x15
      Sitting room
      • Level: Main
      • Area: 204 Square Feet
      • Dimensions: 17x12
      Sun room
      • Level: Main
      • Area: 280 Square Feet
      • Dimensions: 20x14
      Utility room
      • Features: Other
      • Level: Basement
      • Area: 392 Square Feet
      • Dimensions: 28x14
      Heating
      • Zoned, Forced Air, Natural Gas, High Efficiency (90%+ AFUE )
      Cooling
      • Central Air, Dual
      Appliances
      • Included: Electric Cooktop, Dishwasher, Down Draft, Dryer, Disposal, Gas Water Heater, Microwave, Oven, Convection Oven, Refrigerator, Bar Fridge, Free-Standing Freezer, Tankless Water Heater, Warming Drawer, Washer, Water Purifier, Water Softener Owned
      • Laundry: Main Level
      Features
      • Attic Access, Attic Pull Down Stairs, Double Vanity, Breakfast Bar, Built-in Features, High Ceilings, Tray Ceiling(s), Kitchen Island, Entrance Foyer, Ceiling Fan(s), Hardwood Floors, High Speed Internet, In-Law Floorplan, Eat-in Kitchen, Pantry, Sauna, Walk-In Closet(s)
      • Flooring: Hardwood
      • Basement: Ceiling - 9+ feet,Exterior Entry,Finished,Full,Storage Space,Walk-Out Access
      • Attic: Access Only,Pull Down Stairs
      • Number of fireplaces: 3
      • Fireplace features: Double Sided, Basement, Gas Log, Great Room, Primary Bedroom, Recreation Room
      Interior area
      • Total structure area: 6,826
      • Total interior livable area: 6,826 sqft
      • Finished area below ground: 3,413

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Concrete, Garage Door Opener, Garage Faces Side, Storage
      • Attached garage spaces: 3
      • Details: Garage Parking Other(Finished Garage, Garage Door Opener, Service Door)
      Accessibility
      • Accessibility features: Hallway - 36 Inch Wide
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck
      • Exterior features: Fire Pit, Sprinkler System
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Privileges, Lake Front, Seawall, Waterfront
      Lot
      • Size: 0.96 Acres
      • Features: Cul-De-Sac, Irregular Lot, Mature Trees
      Details
      • Parcel number: 480730400064000030
      • Special conditions: Sales Disclosure On File,Sales Disclosure Supplements
      • Other equipment: Generator
      • Horse amenities: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Residential, Single Family Residence
      Materials
      • Brick
      • Foundation: Concrete Perimeter, Full
      Condition
      • New construction: No
      • Year built: 1994
      Details
      • Builder name: Mustin

      Utilities & green energy

      • Electric: 200+ Amp Service, Circuit Breakers, Generator, Underground
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Lakes At Killbuck
      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $600 annually
      Location
      • Region: Anderson

      Financial & listing details

      • Price per square foot: $131/sqft
      • Tax assessed value: $724,200
      • Annual tax amount: $7,564
      • Date on market: 3/3/2026
      • Cumulative days on market: 120 days
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/3/2026Price change$895,000-5.6%$131/sqft
        Source: MIBOR as distributed by MLS GRID #22086581 Report a problem
        3/3/2026Listed for sale$948,500-0.2%$139/sqft
        Source: MIBOR as distributed by MLS GRID #22086581 Report a problem
        11/13/2025Listing removed$950,000$139/sqft
        Source: MIBOR as distributed by MLS GRID #22037616 Report a problem
        6/27/2025Price change$950,000-4.5%$139/sqft
        Source: MIBOR as distributed by MLS GRID #22037616 Report a problem
        5/14/2025Listed for sale$995,000$146/sqft
        Source: MIBOR as distributed by MLS GRID #22037616 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,563 +9.5%$724,200 +8.2%
        2024$6,905 -0.6%$669,500 +9.7%
        2023$6,946 +9.2%$610,500 +0.4%
        2022$6,362 +4.5%$607,800 +9.8%
        2021$6,088 -0.8%$553,500 +4.9%
        2020$6,140 -32.6%$527,500 -0.7%
        2019$9,108 +18.4%$531,300 +6.8%
        2018$7,690 +55%$497,700 +0.3%
        2017$4,961 $496,100
        2016$4,961 -1.6%$496,100 -1.6%
        2014$5,040 -1.1%$504,000 -1.1%
        2013$5,094 +2.7%$509,400 +2.7%
        2012$4,962 $496,200 -4.9%
        2011-- $521,900
        2010$5,219 +3.6%$521,900 +5%
        2009$5,036 $497,200 -1%
        2006-- $502,300 +15.5%
        2005-- $434,800

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 46012

        Getting around

        3 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Eastside Elementary School
        • Middle: Highland Middle School
        • High: Anderson High School

        Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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