MAJOR UPDATES JUST COMPLETED + SIGNIFICANT PRICE IMPROVEMENT! This waterfront home has been freshly painted throughout and features a brand-new roof, offering peace of mind and a fresh, move-in-ready feel. Now priced at $849,900 (previously $899,000), this is a rare opportunity to secure waterfront living in Kitty Creek at a compelling new value. Located just a short drive from Quiet Waters Park, Downtown Annapolis, and everything the area has to offer, this home is nestled in the desirable Kitty Creek community. With approximately 80 feet of waterfront, the 2-bedroom, 2.5-bath, with a loft that can be easily converted to a third bedroom, features a bright and open main level with vaulted ceilings connecting the living room, dining area, kitchen, and a spacious sunroom overlooking the water. The primary suite is conveniently located on the main level, complete with a private bath and in-closet laundry, along with a half bath for guests. The upper level offers two additional bedrooms and a full bath, while the unfinished basement provides endless potential for additional living space, storage, or a large recreation area. The basement also includes a second washer and dryer and walkout access to the backyard. Outdoor highlights include a large back deck, expansive yard with water views, a two-car concrete driveway, and a welcoming front porch—perfect for enjoying peaceful waterfront surroundings. This home combines serene waterfront living with unbeatable convenience—just minutes from parks, shops, and restaurants, and within easy reach of Baltimore, Washington D.C., Fort Meade, and Andrews Air Force Base. Whether you’re seeking a move-in-ready home with light updates or an opportunity to customize further, this is an exceptional chance to enjoy waterfront living in Kitty Creek at a newly adjusted price
Sold for $785,000
$785,000
3109 Ervin Ct, Annapolis, MD 21403
2beds
1,801sqft
Single Family Residence
Built in 1986
0.46 Acres Lot
$791,100 Zestimate®
$436/sqft
$4,013 Estimated rent
Home value
$791,100
$744,000 - $846,000
$4,013/mo
Zestimate® history
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List your homeWhat's special
Waterfront homeFreshly painted throughoutVaulted ceilingsLarge back deckHalf bath for guestsBrand-new roofWelcoming front porch
Zillow last checked:
Listing updated:
Listed by:
Brian Furr 410-952-7218,
EXP Realty, LLC
Bought with:
John Howell, 579472
Long & Foster Real Estate, Inc.
Source: Bright MLS,MLS#: MDAA2129974
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Sun/Florida Room, Loft, Bathroom 2, Primary Bathroom, Half Bath
Primary bedroom
- Level: Main
Bedroom 2
- Level: Upper
Primary bathroom
- Level: Main
Bathroom 2
- Level: Upper
Half bath
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Loft
- Level: Upper
Other
- Level: Main
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
- Laundry: Main Level, Lower Level
Features
- Basement: Exterior Entry,Interior Entry,Unfinished,Sump Pump
- Number of fireplaces: 1
Interior area
- Total structure area: 2,841
- Total interior livable area: 1,801 sqft
- Finished area above ground: 1,801
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, On Street
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Pool features: None
- Has view: Yes
- View description: Water, Trees/Woods
- Has water view: Yes
- Water view: Water
- Body of water: Smiths Creek
- Frontage length: Water Frontage Ft: 80
Lot
- Size: 0.46 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020245090027518
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Asphalt
Condition
- Good
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Kitty Creek
HOA
- Has HOA: Yes
- HOA fee: $250 annually
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $436/sqft
- Tax assessed value: $655,567
- Annual tax amount: $7,565
- Date on market: 11/6/2025
- Listing agreement: Exclusive Right To Sell
- Inclusions: See Disclosures
- Exclusions: See Disclosures
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 2/21/2026 | Sold | $785,000-7.6%$436/sqft |
Source:  Bright MLS #MDAA2129974 Report a problem | ||
| 2/2/2026 | Contingent | $849,900$472/sqft |
Source: eXp Realty #MDAA2129974 Report a problem | ||
| 12/18/2025 | Listed for sale | $849,900-5.6%$472/sqft |
Source: Bright MLS #MDAA2129974 Report a problem | ||
| 11/23/2025 | Listing removed | $899,999$500/sqft |
Source: Bright MLS #MDAA2129974 Report a problem | ||
| 11/6/2025 | Listed for sale | $899,999$500/sqft |
Source: Bright MLS #MDAA2129974 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,664 +14.5% | $655,567 +7.3% |
| 2024 | $6,691 +8.2% | $611,033 +7.9% |
| 2023 | $6,186 +4.5% | $566,500 |
| 2022 | $5,920 | $566,500 |
| 2021 | $5,920 -1.5% | $566,500 -1.4% |
| 2020 | $6,010 +4.2% | $574,600 |
| 2019 | $5,767 +7.9% | $574,600 +9% |
| 2018 | $5,344 +4.2% | $527,067 +4.7% |
| 2017 | $5,130 | $503,300 +0.6% |
| 2016 | -- | $500,400 +0.6% |
| 2015 | -- | $497,500 +0.6% |
| 2014 | -- | $494,600 |
| 2013 | -- | $494,600 |
| 2012 | -- | $494,600 -17% |
| 2011 | -- | $596,190 +1.9% |
| 2010 | -- | $584,962 +2% |
| 2009 | -- | $573,736 +2% |
| 2008 | -- | $562,510 +21.8% |
| 2007 | -- | $461,932 +27.8% |
| 2006 | -- | $361,356 +38.6% |
| 2005 | -- | $260,780 +6% |
| 2004 | -- | $246,060 +6.4% |
| 2003 | -- | $231,340 +6.8% |
| 2002 | -- | $216,620 +6.4% |
| 2001 | -- | $203,590 |
Find assessor info on the county website
Neighborhood: 21403
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Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 2 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 5 mi
Schools provided by the listing agent
- Elementary: Hillsmere
- Middle: Annapolis
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$791,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$791,100
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 3109 Ervin Ct
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