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Coming soon 10/30
  • $550,000

    3109 Lady Banks Ln, Waldorf, MD 20603

    3beds
    2,534sqft
    : 
    $4,066/mo
    Get pre-qualified
    Single Family Residence
    Built in 2008
    7,141 Square Feet Lot
    $482,700 Zestimate®
    $217/sqft
    $265/mo HOA

    What's special

    Nestled in the prestigious Central Parke Colonial Charles community, this exquisite residence is designed for those seeking a refined lifestyle in a vibrant senior community, with an age requirement of 55 and above. This charming Colonial-style home, built in 2008, boasts 2,534 square feet of luxurious living space, offering an ideal blend of comfort and elegance. Step inside to discover a thoughtfully designed open floor plan that invites warmth and connection. The gourmet kitchen is a culinary enthusiast's dream, featuring stainless steel appliances, a spacious island, and an eat-in area perfect for casual dining. The adjoining family room, complete with a cozy gas fireplace adorned with glass doors and a classic mantel, creates an inviting atmosphere for gatherings and relaxation. The home offers three generously sized bedrooms, including a primary suite that serves as a private retreat, complete with a lavish en-suite bathroom. Enjoy the convenience of an entry-level bedroom, ideal for guests or as a personal study. Recessed lighting and ceiling fans throughout enhance the ambiance, while plush carpeting adds a touch of softness underfoot. Outside, the property is situated on a desirable corner lot, providing ample outdoor space for gardening or leisurely strolls. The attached two-car garage and asphalt driveway ensure easy access and parking for you and your guests. The community amenities are truly exceptional, featuring both indoor and outdoor pools, a well-equipped exercise room, and a welcoming community center that fosters social connections. Residents can indulge in a variety of activities, from game nights in the party room to leisurely afternoons by the pool. The association fee includes lawn maintenance, snow removal, and trash services, allowing you to enjoy a low-maintenance lifestyle. This home is not just a residence; it's a gateway to an exclusive lifestyle filled with comfort, community, and convenience. Experience the perfect blend of luxury and leisure in this remarkable senior community, where every day feels like a retreat.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jim Loving 301-848-3020,

    Long & Foster Real Estate, Inc. 301-843-3600

    Source: Bright MLS,MLS#: MDCH2060586MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Basement
      • Area: 0
      Heating
      • Central, Forced Air, Heat Pump, Electric, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Self Cleaning Oven, Range Hood, Refrigerator, Washer, Water Heater, Ice Maker, Oven, Stainless Steel Appliance(s)
      • Laundry: Main Level
      Features
      • Kitchen - Gourmet, Dining Area, Breakfast Area, Eat-in Kitchen, Primary Bath(s), Entry Level Bedroom, Recessed Lighting, Open Floorplan, Ceiling Fan(s), Family Room Off Kitchen, Kitchen Island, Walk-In Closet(s), 9'+ Ceilings, Cathedral Ceiling(s), Dry Wall, High Ceilings
      • Flooring: Carpet
      • Doors: Six Panel, Sliding Glass, Storm Door(s)
      • Windows: Double Pane Windows, Screens
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane, Glass Doors, Mantel(s)
      Interior area
      • Total structure area: 2,534
      • Total interior livable area: 2,534 sqft
      • Finished area above ground: 2,534
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage Faces Front, Garage Door Opener, Asphalt, Driveway, Attached
      • Attached garage spaces: 2
      • Uncovered spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Satellite Dish
      • Pool features: Community
      Lot
      • Size: 7,141 Square Feet
      • Features: Corner Lot
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0906328113
      • Zoning: PRD
      • Special conditions: Standard
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Slab
      • Roof: Asphalt,Composition
      Condition
      • Excellent
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Satellite Internet Service

      Community & HOA

      Community
      • Features: Pool
      • Security: Electric Alarm, Smoke Detector(s), Security System, Fire Sprinkler System
      • Senior community: Yes
      • Subdivision: Central Parke Colonial Charles
      HOA
      • Has HOA: Yes
      • Amenities included: Community Center, Fitness Center, Indoor Pool, Pool, Retirement Community, Game Room, Party Room
      • Services included: Maintenance Grounds, Snow Removal, Pool(s), Trash
      • HOA fee: $265 monthly
      • HOA name: COLONIAL CHARLES COMMUNITY ASSOCIATION
      Location
      • Region: Waldorf

      Financial & listing details

      • Price per square foot: $217/sqft
      • Tax assessed value: $429,700
      • Annual tax amount: $5,718
      • Date on market: 10/30/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Solar Panel System
      • Exclusions: Refrigerator In The Garage And Shelving As Well.
      • Ownership: Fee Simple

        Estimated market value

        $482,700

        $459,000 - $507,000

        $3,266/mo

        Price history

        DateEventPrice
        11/1/2017Sold$360,000+2.9%$142/sqft
        Source: Public Record Report a problem
        9/6/2016Listing removed$350,000$138/sqft
        Source: Exit Landmark Realty #CH8706590 Report a problem
        8/30/2016Price change$350,000+2%$138/sqft
        Source: Exit Landmark Realty #CH8706590 Report a problem
        5/17/2016Listed for sale$342,999-4.5%$135/sqft
        Source: Exit Landmark Realty #CH8706590 Report a problem
        10/1/2015Price change$359,000-0.6%$142/sqft
        Source: Exit Landmark Realty #CH8706590 Report a problem
        8/21/2015Price change$360,999-7.4%$142/sqft
        Source: Exit Landmark Realty #CH8706590 Report a problem
        7/29/2015Listed for sale$390,000+16.8%$154/sqft
        Source: Exit Landmark Realty #CH8706590 Report a problem
        12/31/2008Sold$333,900$132/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$206 +6.7%$429,700 +2.5%
        2025$193 +16.3%$419,200 +2.6%
        2024$166 -96.6%$408,700 +6.2%
        2023$4,820 +20.2%$384,700 -5.9%
        2022$4,011 -4.9%$408,700 +21.4%
        2021$4,219 $336,700
        2020$4,219 -4.9%$336,700
        2019$4,434 -2.6%$336,700 -2.6%
        2018$4,554 +11.9%$345,800 +11.9%
        2017$4,069 +18.3%$308,967 +13.5%
        2016$3,441 $272,133 +15.7%
        2015$3,441 $235,300
        2014$3,441 $235,300
        2013-- $235,300 -10.7%
        2012-- $263,500 -7.8%
        2011-- $285,700
        2010-- $285,700 -26.6%
        2009-- $389,490 +2582.4%
        2008-- $14,520 +31.8%
        2007-- $11,020
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 20603

        Getting around

        20 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Berry
        • Middle: Mattawoman
        • High: Westlake
        • District: Charles County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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