3109 Lady Banks Lane is a home that speaks for itself. It is set on the corner of Shadow Park Court and Lady Banks Lane on .16 acre of land. Fron the very point of entry stepping into the foyer is inviting. Instantly one is immediately drawn to the beautiful cathedral ceiling with slightly curved stairs meeting you at the entryway. This home is filled with radiant light from the 22 windows on the first floor including bathroom and garage that fills the premise with sunshine and warmth. Leaving the entryway, you are invited into a lovely dining room with a beautiful bay window and 5-light-windows and a 9-foot ceiling. Adjacent to the dining room is a moderately sized family room with a cut out that views into the dining room with 4 windows that radiate light into the kitchen area with a 15-foot ceiling and recessed lighting. The morning room or eating area makes a lovely setting for any meal and is warm and inviting with 3 moderately sized windows and a glass sliding door that makes it a cozy station. On the main floor there are 2 graciously sized bedrooms that comfortably accommodates king-size beds. The guest room is lighted by 2 main windows and a Clerestory window with an adjoining full bathroom for private use and guest. The master suite is nestled at the rear of the home with 5 sun lite windows with a 15-foot ceiling and with a fan to provide extra comfort while sleeping and a lovely ensuite with a private area. Exiting the master suite and 2 walk-in closets to the right is a spacious laundry room with a washer and dryer and shelving for storage and the utility room. Off the laundry room is an entry door leading to a very generous 2 car garage. Upstairs you are greeted by a very generous closet for shoe lovers or sheets and linens. There is a spacious loft for entertainment, office space, exercise room or whatever is your choosing with a cut out that looks down over the family room, and the kitchen area. The 3rd bedroom is very spacious and comfortably hugs a king-sized bed without apology with 2 windows that overlook the community and an ample sized walk-in closet with an adjoining full bath. Stepping out of the 3rd bedroom to the right is the utility closet with an expansively L shaped walk-in closet with considerable shelving above and beneath the racks. This 3 bedroom and 3 bath home is a wonderful place for seniors to reside, to make new friends, join in with the community activities and other seniors that have similar dreams and aspirations. This home will not disappoint. We are waiting for you. Outside, the property is situated on a desirable corner lot, providing ample outdoor space for gardening or leisurely strolls. The attached two-car garage and asphalt driveway ensure easy access and parking for you and your guests. The community amenities are truly exceptional, featuring both indoor and outdoor pools, a well-equipped exercise room, and a welcoming community center that fosters social connections. Residents can indulge in a variety of activities, from game nights in the party room to leisurely afternoons by the pool. The association fee includes lawn maintenance, snow removal, and trash services, allowing you to enjoy a low-maintenance lifestyle. This home is not just a residence; it's a gateway to an exclusive lifestyle filled with comfort, community, and convenience. Experience the perfect blend of luxury and leisure in this remarkable senior community, where every day feels like a retreat.
Coming soon 10/30
$550,000
3109 Lady Banks Ln, Waldorf, MD 20603
3beds
2,534sqft
Single Family Residence
Built in 2008
7,141 Square Feet Lot
$482,700 Zestimate®
$217/sqft
$265/mo HOA
What's special
- 3 days
- 17
- 0
Zillow last checked:
Listing updated:
Listed by:
Jim Loving 301-848-3020,
Long & Foster Real Estate, Inc. 301-843-3600
Source: Bright MLS,MLS#: MDCH2060586
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 0
Heating
- Central, Forced Air, Heat Pump, Electric, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Self Cleaning Oven, Range Hood, Refrigerator, Washer, Water Heater, Ice Maker, Oven
- Laundry: Main Level
Features
- Kitchen - Gourmet, Dining Area, Breakfast Area, Eat-in Kitchen, Primary Bath(s), Entry Level Bedroom, Recessed Lighting, Open Floorplan, Ceiling Fan(s), Family Room Off Kitchen, Kitchen Island, Walk-In Closet(s), 9'+ Ceilings, Cathedral Ceiling(s), Dry Wall, High Ceilings
- Flooring: Carpet
- Doors: Six Panel, Sliding Glass, Storm Door(s)
- Windows: Double Pane Windows, Screens
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Glass Doors, Mantel(s)
Interior area
- Total structure area: 2,534
- Total interior livable area: 2,534 sqft
- Finished area above ground: 2,534
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Front, Garage Door Opener, Asphalt, Driveway, Attached
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Satellite Dish
- Pool features: Community
Lot
- Size: 7,141 Square Feet
- Features: Corner Lot
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0906328113
- Zoning: PRD
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
- Roof: Asphalt,Composition
Condition
- Excellent
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Satellite Internet Service
Community & HOA
Community
- Features: Pool
- Security: Electric Alarm, Smoke Detector(s), Security System, Fire Sprinkler System
- Senior community: Yes
- Subdivision: Central Parke Colonial Charles
HOA
- Has HOA: Yes
- Amenities included: Community Center, Fitness Center, Indoor Pool, Pool, Retirement Community, Game Room, Party Room
- Services included: Maintenance Grounds, Snow Removal, Pool(s), Trash
- HOA fee: $265 monthly
- HOA name: COLONIAL CHARLES COMMUNITY ASSOCIATION
Location
- Region: Waldorf
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $429,700
- Annual tax amount: $5,718
- Date on market: 10/30/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Solar Panel System
- Exclusions: Refrigerator In The Garage And Shelving As Well.
- Ownership: Fee Simple
Estimated market value
$482,700
$459,000 - $507,000
$3,266/mo
Price history
| Date | Event | Price |
|---|---|---|
| 11/1/2017 | Sold | $360,000+2.9%$142/sqft |
Source: Public Record Report a problem | ||
| 9/6/2016 | Listing removed | $350,000$138/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 8/30/2016 | Price change | $350,000+2%$138/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 5/17/2016 | Listed for sale | $342,999-4.5%$135/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 10/1/2015 | Price change | $359,000-0.6%$142/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 8/21/2015 | Price change | $360,999-7.4%$142/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 7/29/2015 | Listed for sale | $390,000+16.8%$154/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 12/31/2008 | Sold | $333,900$132/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $206 +6.7% | $429,700 +2.5% |
| 2025 | $193 +16.3% | $419,200 +2.6% |
| 2024 | $166 -96.6% | $408,700 +6.2% |
| 2023 | $4,820 +20.2% | $384,700 -5.9% |
| 2022 | $4,011 -4.9% | $408,700 +21.4% |
| 2021 | $4,219 | $336,700 |
| 2020 | $4,219 -4.9% | $336,700 |
| 2019 | $4,434 -2.6% | $336,700 -2.6% |
| 2018 | $4,554 +11.9% | $345,800 +11.9% |
| 2017 | $4,069 +18.3% | $308,967 +13.5% |
| 2016 | $3,441 | $272,133 +15.7% |
| 2015 | $3,441 | $235,300 |
| 2014 | $3,441 | $235,300 |
| 2013 | -- | $235,300 -10.7% |
| 2012 | -- | $263,500 -7.8% |
| 2011 | -- | $285,700 |
| 2010 | -- | $285,700 -26.6% |
| 2009 | -- | $389,490 +2582.4% |
| 2008 | -- | $14,520 +31.8% |
| 2007 | -- | $11,020 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20603
Nearby schools
Schools provided by the listing agent
- Elementary: Berry
- Middle: Mattawoman
- High: Westlake
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




