Nestled in the prestigious Central Parke Colonial Charles community, this exquisite residence is designed for those seeking a refined lifestyle in a vibrant senior community, with an age requirement of 55 and above. This charming Colonial-style home, built in 2008, boasts 2,534 square feet of luxurious living space, offering an ideal blend of comfort and elegance. Step inside to discover a thoughtfully designed open floor plan that invites warmth and connection. The gourmet kitchen is a culinary enthusiast's dream, featuring stainless steel appliances, a spacious island, and an eat-in area perfect for casual dining. The adjoining family room, complete with a cozy gas fireplace adorned with glass doors and a classic mantel, creates an inviting atmosphere for gatherings and relaxation. The home offers three generously sized bedrooms, including a primary suite that serves as a private retreat, complete with a lavish en-suite bathroom. Enjoy the convenience of an entry-level bedroom, ideal for guests or as a personal study. Recessed lighting and ceiling fans throughout enhance the ambiance, while plush carpeting adds a touch of softness underfoot. Outside, the property is situated on a desirable corner lot, providing ample outdoor space for gardening or leisurely strolls. The attached two-car garage and asphalt driveway ensure easy access and parking for you and your guests. The community amenities are truly exceptional, featuring both indoor and outdoor pools, a well-equipped exercise room, and a welcoming community center that fosters social connections. Residents can indulge in a variety of activities, from game nights in the party room to leisurely afternoons by the pool. The association fee includes lawn maintenance, snow removal, and trash services, allowing you to enjoy a low-maintenance lifestyle. This home is not just a residence; it's a gateway to an exclusive lifestyle filled with comfort, community, and convenience. Experience the perfect blend of luxury and leisure in this remarkable senior community, where every day feels like a retreat.
Coming soon 10/30
$550,000
3109 Lady Banks Ln, Waldorf, MD 20603
3beds
2,534sqft
Single Family Residence
Built in 2008
7,141 Square Feet Lot
$482,700 Zestimate®
$217/sqft
$265/mo HOA
What's special
- 1 day
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Zillow last checked:
Listing updated:
Listed by:
Jim Loving 301-848-3020,
Long & Foster Real Estate, Inc. 301-843-3600
Source: Bright MLS,MLS#: MDCH2060586
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 0
Heating
- Central, Forced Air, Heat Pump, Electric, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Self Cleaning Oven, Range Hood, Refrigerator, Washer, Water Heater, Ice Maker, Oven, Stainless Steel Appliance(s)
- Laundry: Main Level
Features
- Kitchen - Gourmet, Dining Area, Breakfast Area, Eat-in Kitchen, Primary Bath(s), Entry Level Bedroom, Recessed Lighting, Open Floorplan, Ceiling Fan(s), Family Room Off Kitchen, Kitchen Island, Walk-In Closet(s), 9'+ Ceilings, Cathedral Ceiling(s), Dry Wall, High Ceilings
- Flooring: Carpet
- Doors: Six Panel, Sliding Glass, Storm Door(s)
- Windows: Double Pane Windows, Screens
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Glass Doors, Mantel(s)
Interior area
- Total structure area: 2,534
- Total interior livable area: 2,534 sqft
- Finished area above ground: 2,534
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Front, Garage Door Opener, Asphalt, Driveway, Attached
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Satellite Dish
- Pool features: Community
Lot
- Size: 7,141 Square Feet
- Features: Corner Lot
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0906328113
- Zoning: PRD
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
- Roof: Asphalt,Composition
Condition
- Excellent
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Satellite Internet Service
Community & HOA
Community
- Features: Pool
- Security: Electric Alarm, Smoke Detector(s), Security System, Fire Sprinkler System
- Senior community: Yes
- Subdivision: Central Parke Colonial Charles
HOA
- Has HOA: Yes
- Amenities included: Community Center, Fitness Center, Indoor Pool, Pool, Retirement Community, Game Room, Party Room
- Services included: Maintenance Grounds, Snow Removal, Pool(s), Trash
- HOA fee: $265 monthly
- HOA name: COLONIAL CHARLES COMMUNITY ASSOCIATION
Location
- Region: Waldorf
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $429,700
- Annual tax amount: $5,718
- Date on market: 10/30/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Solar Panel System
- Exclusions: Refrigerator In The Garage And Shelving As Well.
- Ownership: Fee Simple
Estimated market value
$482,700
$459,000 - $507,000
$3,266/mo
Price history
| Date | Event | Price |
|---|---|---|
| 11/1/2017 | Sold | $360,000+2.9%$142/sqft |
Source: Public Record Report a problem | ||
| 9/6/2016 | Listing removed | $350,000$138/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 8/30/2016 | Price change | $350,000+2%$138/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 5/17/2016 | Listed for sale | $342,999-4.5%$135/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 10/1/2015 | Price change | $359,000-0.6%$142/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 8/21/2015 | Price change | $360,999-7.4%$142/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 7/29/2015 | Listed for sale | $390,000+16.8%$154/sqft |
Source: Exit Landmark Realty #CH8706590 Report a problem | ||
| 12/31/2008 | Sold | $333,900$132/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $206 +6.7% | $429,700 +2.5% |
| 2025 | $193 +16.3% | $419,200 +2.6% |
| 2024 | $166 -96.6% | $408,700 +6.2% |
| 2023 | $4,820 +20.2% | $384,700 -5.9% |
| 2022 | $4,011 -4.9% | $408,700 +21.4% |
| 2021 | $4,219 | $336,700 |
| 2020 | $4,219 -4.9% | $336,700 |
| 2019 | $4,434 -2.6% | $336,700 -2.6% |
| 2018 | $4,554 +11.9% | $345,800 +11.9% |
| 2017 | $4,069 +18.3% | $308,967 +13.5% |
| 2016 | $3,441 | $272,133 +15.7% |
| 2015 | $3,441 | $235,300 |
| 2014 | $3,441 | $235,300 |
| 2013 | -- | $235,300 -10.7% |
| 2012 | -- | $263,500 -7.8% |
| 2011 | -- | $285,700 |
| 2010 | -- | $285,700 -26.6% |
| 2009 | -- | $389,490 +2582.4% |
| 2008 | -- | $14,520 +31.8% |
| 2007 | -- | $11,020 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 20603
Nearby schools
Schools provided by the listing agent
- Elementary: Berry
- Middle: Mattawoman
- High: Westlake
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




