Skip main navigation
For sale
    • Price cut: $10K (8/3)
    $169,000

    3109 N 20th St, Waco, TX 76708

    3beds
    982sqft
    : 
    $1,239/mo
    Get pre-qualified
    Single Family Residence
    Built in 1930
    7,000 Square Feet Lot
    $167,500 Zestimate®
    $172/sqft
    $-- HOA

    What's special

    Updated hvacLaminate flooringLarge backyardGranite countertopsCustom cabinetrySpacious primary suiteOpen-concept layout
    Beautifully renovated 3-bedroom, 2-bath home offering 982 SF of updated living space. Originally built in 1931, this home underwent a comprehensive remodel in 2022, including major improvements throughout. Features include an open-concept layout, laminate flooring, custom cabinetry, granite countertops, updated HVAC and roof, and a spacious primary suite. Situated on a 0.161-acre lot with a large backyard and concrete driveway. Conveniently located near MCC, shopping, dining, schools, and everyday amenities. Move-in ready and full of value.
    42 days
    |
    293
    |
    44
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Becky Antunes 0507770,

    Bentwood Realty 254-300-4800,

    Cody Powell 722154 254-723-7656,

    Bentwood Realty

    Source: NTREIS,MLS#: 21311689

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom
      • Level: First
      • Dimensions: 0 x 0
      Living room
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave
      Features
      • Granite Counters, Open Floorplan
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total interior livable area: 982 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Concrete
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      Lot
      • Size: 7,000 Square Feet
      Details
      • Parcel number: 191248

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Detached
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1930

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Available, Water Available

      Community & HOA

      Community
      • Subdivision: Stephens J M
      HOA
      • Has HOA: No
      Location
      • Region: Waco

      Financial & listing details

      • Price per square foot: $172/sqft
      • Tax assessed value: $100,570
      • Annual tax amount: $2,261
      • Date on market: 6/25/2026
      • Cumulative days on market: 43 days
      • Listing terms: Cash,Conventional

        Estimated market value

        $167,500

        $159,000 - $176,000

        $1,192/mo

        Price history

        DateEventPrice
        8/3/2026Price change$169,000-5.6%$172/sqft
        Source: NTREIS #21311689 Report a problem
        6/25/2026Listed for sale$179,000-3.2%$182/sqft
        Source: NTREIS #21311689 Report a problem
        12/15/2022Sold--
        Source: NTREIS #211035 Report a problem
        11/15/2022Pending sale$185,000$188/sqft
        Source: WMLS #211035 Report a problem
        11/7/2022Price change$185,000-2.6%$188/sqft
        Source: WMLS #211035 Report a problem
        10/26/2022Price change$189,900-1.4%$193/sqft
        Source: WMLS #211035 Report a problem
        10/21/2022Price change$192,500-1.3%$196/sqft
        Source: WMLS #211035 Report a problem
        10/15/2022Listed for sale$195,000$199/sqft
        Source: WMLS #211035 Report a problem
        10/10/2022Pending sale$195,000$199/sqft
        Source: WMLS #211035 Report a problem
        9/22/2022Listed for sale$195,000$199/sqft
        Source: WMLS #211035 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,261 +5.4%$100,570 +5.7%
        2024$2,145 +7.6%$95,110 +7%
        2023$1,993 -6.3%$88,900 +5.2%
        2022$2,128 +219.7%$84,530 +228.5%
        2021$666 $25,730 -20.4%
        2020-- $32,310 +6.5%
        2019$854 $30,350 -0.1%
        2018$854 +3%$30,370 +4%
        2017$830 -7.2%$29,200 -2.4%
        2016$894 $29,920 -3%
        2015$894 $30,850 -2.9%
        2014$894 $31,760 +421.5%
        2001-- $6,090 0%
        2000-- $6,091
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: North Waco

        Getting around

        67 / 100
        Somewhat Walkable
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cedar Ridge
        • Middle: GW Carver
        • High: Waco
        • District: Waco ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Waco Topics

                Search
                Updates
                Favorites
                Plan
                Inbox