MOVE IN READY ZERO ENTRY RANCH WATER FRONT ON CARTER LAKE! Plenty of room to add your own private dock. Large fenced in back yard to build your own oasis to fish and enjoy the lake ! Zero entry ranch with 4 bedrooms with a large walk in closet in master bedroom. Kitchen updates in 2025 are SS refrigerator and dishwasher, flooring, plumbing, disposal, sink, faucet and counter tops. SS stove new in 2022. Laundry/bath includes new vanity/sink, toilet and tub. Washer and dryer new in 2022. Other updates are 6 new windows, new interior doors, new carpet and baseboards through out, fresh interior paint, new ceiling fans and lighting. Furnace and AC were new in 2022. If you are wanting one level living and water front don't miss ths one!
Sold for $222,500
$222,500
3109 Surfwood Dr, Carter Lake, IA 51510
4beds
1,305sqft
Single Family Residence
Built in 1959
0.3 Acres Lot
$225,500 Zestimate®
$170/sqft
$2,157 Estimated rent
Home value
$225,500
$192,000 - $266,000
$2,157/mo
Zestimate® history
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$1,561/mo
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List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Shelly Jager 402-659-7909,
Better Homes and Gardens R.E.
Bought with:
Kara Riso Anderson, 20040354
NP Dodge RE Sales Inc Co Bluff
Source: GPRMLS,MLS#: 22602818
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Features: Wall/Wall Carpeting, Ceiling Fan(s), Walk-In Closet(s)
- Level: Main
Bedroom 2
- Features: Wall/Wall Carpeting, Window Covering, Ceiling Fan(s)
- Level: Main
Bedroom 3
- Features: Wall/Wall Carpeting, Window Covering, Ceiling Fan(s)
- Level: Main
Bedroom 4
- Features: Wall/Wall Carpeting, Window Covering, Ceiling Fan(s)
- Level: Main
Primary bathroom
- Features: Full, Shower
Kitchen
- Features: Laminate Flooring
Living room
- Features: Wall/Wall Carpeting, Ceiling Fan(s)
Basement
- Area: 1305
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Refrigerator, Freezer, Washer, Dishwasher, Dryer, Disposal, Microwave
- Laundry: Porcelain Tile
Features
- Zero Step Entry
- Flooring: Carpet, Vinyl
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,305
- Total interior livable area: 1,305 sqft
- Finished area above ground: 1,305
- Finished area below ground: 0
Property
Features
- Patio & porch: Patio
- Exterior features: Lake Use, Zero Step Entry
- Fencing: Chain Link
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 0.3 Acres
- Dimensions: 20 116 165 165
- Features: Over 1/4 up to 1/2 Acre, City Lot, Public Sidewalk, Curb and Gutter, Level
Details
- Additional structures: Shed(s)
- Parcel number: 7544 21 132 039
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Composition
Condition
- Not New and NOT a Model
- New construction: No
- Year built: 1959
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Natural Gas Available, Water Available, Sewer Available
Community & HOA
Community
- Subdivision: Fairwood
HOA
- Has HOA: No
Location
- Region: Carter Lake
Financial & listing details
- Price per square foot: $170/sqft
- Tax assessed value: $181,800
- Annual tax amount: $2,690
- Date on market: 1/29/2026
- Listing terms: VA Loan,FHA,Conventional,Cash
- Ownership: Fee Simple
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Listing removed | $2,345$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/27/2026 | Price change | $2,345-2.3%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/5/2026 | Price change | $2,399-7.3%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/1/2026 | Price change | $2,588-5.4%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/27/2026 | Price change | $2,735-4%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/18/2026 | Price change | $2,850-5%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/19/2026 | Sold | $222,500-7.3%$170/sqft |
Source:  GPRMLS #22602818 Report a problem | ||
| 3/12/2026 | Listed for rent | $3,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/9/2026 | Pending sale | $240,000$184/sqft |
Source: GPRMLS #22602818 Report a problem | ||
| 1/26/2026 | Listed for sale | $240,000$184/sqft |
Source: SWIAR #26-144 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,524 +1.4% | $181,800 +10.4% |
| 2024 | $2,490 -1.2% | $164,600 |
| 2023 | $2,520 +1% | $164,600 +18.2% |
| 2022 | $2,494 +46.4% | $139,300 |
| 2021 | $1,704 | $139,300 +55.6% |
| 2020 | -- | $89,513 +0.9% |
| 2019 | $1,778 -0.2% | $88,700 |
| 2018 | $1,782 -2.9% | $88,700 |
| 2017 | $1,836 +1.2% | $88,700 |
| 2015 | $1,814 +3% | $88,700 +2.6% |
| 2014 | $1,762 | $86,428 |
| 2013 | -- | $86,428 |
| 2012 | -- | $86,428 |
| 2011 | -- | $86,428 -5% |
| 2010 | -- | $90,977 |
| 2009 | -- | $90,977 |
| 2007 | $1,334 -2.2% | $90,977 +8% |
| 2006 | $1,364 +7.1% | $84,238 |
| 2005 | $1,274 | -- |
| 2002 | -- | $75,213 |
| 2001 | -- | -- |
| 2000 | $1,138 | $36,510 |
Find assessor info on the county website
Neighborhood: 51510
Nearby homes
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Nearby schools
GreatSchools rating
- 4/10Carter Lake Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 2/10Woodrow Wilson Middle SchoolGrades: 6-8Distance: 2.3 mi
- 1/10Thomas Jefferson High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Carter Lake
- Middle: Woodrow Wilson
- High: Thomas Jefferson
- District: Council Bluffs
Source: GPRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Iowa
- Pottawattamie County
- Carter Lake
- 51510
- 3109 Surfwood Dr