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  • $875,000

    3114 PHINNEY Cove, Middleburg, FL 32068

    4beds
    4,238sqft
    Single Family Residence
    Built in 2004
    1.69 Acres Lot
    $868,500 Zestimate®
    $206/sqft
    $3,499 Estimated rent

    Home value

    $868,500

    $799,000 - $938,000

    $3,499/mo

    Zestimate® history
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    What's special

    Striking stone gas fireplaceGas stoveQuartz countertopsElegant lightingTwo pantriesJacuzzi tubInviting open foyer
    Truly One-of-a-Kind Property Featuring a Main House and Private Guest House/ADU. This 1.69 Acres property showcases a beautifully maintained 3-bdr, 2.5-bath main residence spanning 2,538sqft complete with a dedicated office/library and flexible bonus space ideal for work, hobbies, or additional living. IN ADDITION, the property includes an expansive 1-bedroom & 1.5 Bathroom 1,700sqft accessory dwelling unit (ADU) carefully configured into two distinct living areas offering exceptional flexibility for multi-generational living, guests, income potential, or private work and entertainment space. The MAIN HOME welcomes you with an inviting open foyer, living room, and formal dining room, rich hardwood flooring flows throughout, with the exception of the front living room, which features designer-selected carpeting. Plantation shutters throughout including the garage along with crown molding in select areas and rooms, The 3 way split floorplan provides privacy and separation of space. At the heart of the home, the family room serves as a comfortable gathering space, highlighted by a striking stone gas fireplace and custom built-ins that add both distinctive charm and everyday functionality. The kitchen is well-appointed with granite countertops, stainless steel appliances, a gas stove, two pantries, and a light-filled dinette area overlooking the backyard. Just off the kitchen, the spacious primary suite offers a private retreat with dual custom closets and a beautifully designed bathroom featuring separate high vanities positioned across from one another, a walk-in seamless glass-enclosed shower, a Jacuzzi tub, quartz countertops, and elegant lighting. The large laundry room includes a washer and dryer, and the two-car garage features a finished floor shark coating, and Phantom electric screen. The closets throughout the home have been professionally customized by Closet By Design, providing exceptional organization and storage. The sunroom offers 480 sqft of stone tile flooring, a mini-split system, and walls of windows that provide year-round enjoyment and peaceful backyard views. Just beyond, the space opens to a charming pergola retreat perfect for morning coffee, relaxing in the red hammock, or unwinding to the sounds of nature. The outside furniture under the Pergola will be staying. The ADU/Guest House further enhances the property's versatility. One side offers a private one-bedroom guest house complete with a living room, kitchen, full bathroom, laundry room with stackable washer & dryer, and its own entrance. The other side bonus room is ideal for a media room, game room, home gym, office, or additional flex space, and also offers its own entrance, along with a convenient half bath and walk-in closet. The outdoor setting is equally impressive, featuring a fully fenced yard with a combination of black chain link, vinyl, and split rail fencing. A whole-house generator services the main residence, while a portable generator supports the guest house and bonus room for added peace of mind. A sprinkler system maintains the grounds, and all lawn equipment is included, including a riding John Deere mower with trailer, push mower, weed eater, and Craftsman edger. Additional exterior features include a Workshop/Storage building, trailer carport near the work shed, and an enclosed, insulated carport providing versatile covered space. The owners have taken exceptional care of this home, evident in its condition, thoughtful upgrades, and overall attention to detail. Buyers must present a Pre-Approval letter or Proof of Funds prior to making a showing appointment. See the document section for the complete feature list of the home.

    Zillow last checked:

    Listing updated:

    Listed by:

    KIM KING 904-318-1241,

    COLDWELL BANKER VANGUARD REALTY 904-269-7117,

    CELESTE SIEBKE 904-716-6208

    Bought with:

    SUSAN KRAWCZYK, SL704566

    IRON VALLEY REAL ESTATE NORTH FLORIDA

    Source: realMLS,MLS#: 2131136MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 5
    • Full bathrooms: 3
    • 1/2 bathrooms: 2
    Heating
    • Central
    Cooling
    • Central Air, Split System
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
    • Laundry: Electric Dryer Hookup, Washer Hookup
    Features
    • Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
    • Flooring: Carpet, Vinyl, Wood
    • Number of fireplaces: 2
    • Fireplace features: Free Standing, Gas
    Interior area
    • Total interior livable area: 4,238 sqft

    Property

    Parking
    • Total spaces: 5
    • Parking features: Additional Parking, Attached, Carport, Covered, Detached Carport, Garage, Garage Door Opener
    • Attached garage spaces: 2
    • Carport spaces: 3
    • Covered spaces: 5
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Front Porch, Glass Enclosed, Porch
    • Exterior features: Fire Pit
    • Fencing: Fenced,Chain Link,Full,Vinyl,Wood
    Lot
    • Size: 1.69 Acres
    Details
    • Additional structures: Guest House, Shed(s), Workshop
    • Parcel number: 34042500817600300

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Craftsman,Multi Generational,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2004

    Utilities & green energy

    • Sewer: Public Sewer, Septic Tank
    • Water: Public, Well
    • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Water Available, Water Connected

    Community & HOA

    Community
    • Security: Security System Owned, Smoke Detector(s)
    • Subdivision: Hutchinson
    HOA
    • Has HOA: No
    Location
    • Region: Middleburg

    Financial & listing details

    • Price per square foot: $206/sqft
    • Tax assessed value: $731,915
    • Annual tax amount: $4,013
    • Date on market: 2/24/2026
    • Listing terms: Cash,Conventional,FHA,VA Loan

    Price history

    DateEventPrice
    3/19/2026Sold$875,000$206/sqft
    Source: realMLS #2131136 Report a problem
    3/5/2026Pending sale$875,000$206/sqft
    Source: realMLS #2131136 Report a problem
    2/24/2026Listed for sale$875,000+302.3%$206/sqft
    Source: realMLS #2131136 Report a problem
    7/9/2017Listing removed$217,500$51/sqft
    Source: Coldwell Banker Vanguard Realty, Inc. #874083 Report a problem
    7/3/2017Pending sale$217,500$51/sqft
    Source: Coldwell Banker Vanguard Realty, Inc. #874083 Report a problem
    3/30/2017Price change$217,500-4.4%$51/sqft
    Source: Coldwell Banker Vanguard Realty, Inc. #860015 Report a problem
    12/26/2016Listed for sale$227,500$54/sqft
    Source: COLDWELL BANKER VANGUARD REALTY #860015 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025-- $317,843 +2.9%
    2024$3,835 +4.5%$308,886 +3%
    2023$3,668 +10.7%$299,890 +3%
    2022$3,314 +0.9%$291,156 +3%
    2021$3,285 -18.5%$282,676 +1.4%
    2020$4,031 $278,774 +2.3%
    2019$4,031 +1.4%$272,507 +1.9%
    2018$3,976 +8.5%$267,426 +2.1%
    2017$3,665 +0.5%$261,926 +51.3%
    2016$3,648 +68.1%$173,112 -13.2%
    2015$2,170 -24.8%$199,550 -19%
    2014$2,886 $246,399 +3.6%
    2013-- $237,887 -0.8%
    2012-- $239,871 -6.6%
    2011-- $256,888 -6.2%
    2010-- $273,907 -7.9%
    2009-- $297,364 -3.7%
    2008-- $308,926 +13.7%
    2006-- $271,620 +28.2%
    2005-- $211,940 +276.8%
    2003-- $56,249 +15.2%
    2001-- $48,824 +21.7%
    2000-- $40,105
    Find assessor info on the county website

    Neighborhood: 32068

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $868,500
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $868,500