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For sale
  • Price cut: $40.9K (4/24)
    $799,000

    312 Ryan Ave, Key Largo, FL 33037

    3beds
    1,346sqft
    : 
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    Single Family Residence
    Built in 2008
    6,000 Square Feet Lot
    $772,200 Zestimate®
    $594/sqft
    $15/mo HOA

    What's special

    Exterior storage shedComfortable interior layoutExceptional outdoor entertaining spaceSpacious tiki hut
    Welcome to 312 Ryan Avenue, a meticulously maintained 3-bedroom, 2-bathroom CBS home offering privacy, functionality, and the relaxed coastal lifestyle the Florida Keys are known for. Situated on a 6,000 sq. ft. fully fenced lot, this property is offered furnished and turn-key, making it ideal as a full-time residence, seasonal getaway, or investment property.This home features a comfortable interior layout and an exceptional outdoor entertaining space. A spacious tiki hut creates the perfect setting for gatherings, outdoor dining, or simply enjoying the island breeze, while the exterior storage shed provides convenient space for tools, gear, or recreational equipment. With no neighbors directly behind the property, the backyard offers a sense of privacy.Enjoy access to the neighborhood's homeowners park offering a boat ramp, and easy access to the ocean!This beautiful home also demonstrates strong rental potential, previously generating between $4,500 and $5,000 per month, making it an appealing opportunity for buyers seeking both lifestyle and income.
    108 days
    |
    235
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelsey Caputo - Frins 305-363-9998,

    Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

    Source: FLKMLS,MLS#: 618993MLS LogoOriginating MLS: Florida Keys

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Refrigerator, Dishwasher, Dryer
      Features
      • Granite Counters
      • Flooring: Tile
      • Windows: Window Treatments, Other Windows/Doors, Bahama
      Interior area
      • Total interior livable area: 1,346 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Open, Off Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Yes
      Features
      • Fencing: Fenced
      • Water view: None
      • Waterfront features: None, Dockage: Boat Ramp
      Lot
      • Size: 6,000 Square Feet
      • Dimensions: 75 x 80
      • Features: Less Than 1/4 Acre
      Details
      • Additional structures: Chickee Hut, Shed(s)
      • Parcel number: 00564143000200
      • Zoning: SF
      • Zoning description: Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Metal
      Condition
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: FKAA, Buyer to Verify, Cable Connected

      Community & HOA

      Community
      • Features: Community Dockage
      • Security: Smoke Detector(s), No Security
      • Subdivision: Key Largo Mob Homesites (104.5)
      HOA
      • Has HOA: Yes
      • Services included: None
      • HOA fee: $175 yearly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $594/sqft
      • Tax assessed value: $579,897
      • Annual tax amount: $3,442
      • Date on market: 3/10/2026
      • Listing terms: Cash,FHA,Conventional

        Estimated market value

        $772,200

        $734,000 - $811,000

        $3,720/mo

        Price history

        DateEventPrice
        4/24/2026Price change$799,000-4.9%$594/sqft
        Source: FLKMLS #618993 Report a problem
        3/30/2026Price change$839,900-5.5%$624/sqft
        Source: FLKMLS #618993 Report a problem
        3/10/2026Listed for sale$889,000+360.6%$660/sqft
        Source: Key West AOR #618993 Report a problem
        1/14/2011Sold$193,000-18.9%$143/sqft
        Source: FLKMLS #553644 Report a problem
        1/4/2011Pending sale$238,000$177/sqft
        Source: Prudential Real Estate #553644 Report a problem
        12/4/2010Listed for sale$238,000+40%$177/sqft
        Source: Prudential Keyside Properties #553644 Report a problem
        1/28/2010Sold$170,000+246.9%$126/sqft
        Source: FLKMLS #549981 Report a problem
        4/10/1996Sold$49,000+22.5%$36/sqft
        Source: Public Record Report a problem
        11/16/1993Sold$40,000$30/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,926 +8.1%$463,455 +10%
        2024$4,556 +8.8%$421,323 +10%
        2023$4,186 +13.1%$383,021 +10%
        2022$3,703 +12.6%$348,201 +10%
        2021$3,288 -1.2%$316,546 -0.8%
        2020$3,328 $319,011 -2.6%
        2019$3,328 -2.2%$327,476 -0.7%
        2018$3,405 $329,942 +7.4%
        2017-- $307,332 +7.5%
        2016-- $285,901 +12.2%
        2015-- $254,767

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 33037

          Getting around

          18 / 100
          Car-Dependent
          50 / 100
          Bikeable

          Nearby schools

          GreatSchools rating

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