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  • $274,900

    3124 Banks St, Lincolnton, NC 28092

    3beds
    1,249sqft
    Single Family Residence
    Built in 2003
    0.96 Acres Lot
    $274,800 Zestimate®
    $220/sqft
    $1,572 Estimated rent

    Home value

    $274,800

    $261,000 - $289,000

    $1,572/mo

    Zestimate® history
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    What's special

    Room to create gardensOutdoor space offers flexibilityEstablish recreational areasOpen yet defined layout
    Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless. The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered. Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home’s location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Janet Cox JanetCox@JanetCoxandCompany.com,

    RE/MAX Lifestyle

    Bought with:

    Kelly Calderon

    RE/MAX Lifestyle

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4338307MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 3
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bedroom s
    • Level: Main
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Main
    Dining area
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Living room
    • Level: Main
    Heating
    • Heat Pump
    Cooling
    • Ceiling Fan(s), Heat Pump
    Appliances
    • Included: Dishwasher, Electric Water Heater, Gas Range, Microwave
    • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
    Features
    • Open Floorplan, Pantry, Walk-In Closet(s)
    • Flooring: Carpet, Tile, Wood
    • Has basement: No
    Interior area
    • Total structure area: 1,249
    • Total interior livable area: 1,249 sqft
    • Finished area above ground: 1,249
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached Carport, Driveway
    • Carport spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Deck, Front Porch
    • Waterfront features: None
    Lot
    • Size: 0.96 Acres
    • Dimensions: 139 x 213 x 331 x 198
    • Features: Cleared, Level
    Details
    • Additional structures: Shed(s)
    • Parcel number: 56372
    • Zoning: R-SF
    • Special conditions: Standard
    • Horse amenities: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl
    • Foundation: Crawl Space
    Condition
    • New construction: No
    • Year built: 2003

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: County Water
    • Utilities for property: Electricity Connected, Propane

    Community & neighborhood

    Community
    • Community features: None
    Location
    • Region: Lincolnton
    • Subdivision: None

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,NC Bond,USDA Loan,VA Loan
    • Road surface type: Concrete, Paved

    Price history

    DateEventPrice
    4/20/2026Sold$274,900$220/sqft
    Source: Canopy MLS as distributed by MLS GRID #4338307 Report a problem
    2/16/2026Listed for sale$274,900-1.8%$220/sqft
    Source: Canopy MLS as distributed by MLS GRID #4338307 Report a problem
    1/1/2026Listing removed$279,900$224/sqft
    Source: Canopy MLS as distributed by MLS GRID #4318928 Report a problem
    11/4/2025Listed for sale$279,900$224/sqft
    Source: Canopy MLS as distributed by MLS GRID #4318928 Report a problem
    11/1/2025Listing removed$279,900$224/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249815 Report a problem
    10/20/2025Price change$279,900-1.4%$224/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249815 Report a problem
    9/16/2025Price change$284,000-1.7%$227/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249815 Report a problem
    7/22/2025Price change$289,000-0.2%$231/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249815 Report a problem
    5/21/2025Price change$289,500-3%$232/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249815 Report a problem
    5/1/2025Listed for sale$298,500-0.3%$239/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249815 Report a problem
    3/6/2023Listing removed--
    Source: RE/MAX International Report a problem
    2/17/2023Pending sale$299,500$240/sqft
    Source: RE/MAX International Report a problem
    2/16/2023Listed for sale$299,500+185.2%$240/sqft
    Source: RE/MAX International Report a problem
    8/14/2012Sold$105,000-4.5%$84/sqft
    Source: Canopy MLS as distributed by MLS GRID #2077108 Report a problem
    5/26/2012Price change$110,000-4.3%$88/sqft
    Source: RE/MAX CROSSROADS #2077108 Report a problem
    4/7/2012Listed for sale$115,000+1.9%$92/sqft
    Source: RE/MAX CROSSROADS #2077108 Report a problem
    11/24/2011Listing removed$112,900$90/sqft
    Source: CENTURY 21 Town & Country Realty #2021836 Report a problem
    9/12/2011Price change$112,900-1.7%$90/sqft
    Source: Century 21 Town and Country Realty #2021836 Report a problem
    7/29/2011Price change$114,900-0.9%$92/sqft
    Source: Century 21 Town and Country Realty #2021836 Report a problem
    5/29/2011Listed for sale$115,900$93/sqft
    Source: Century 21 Town and Country Realty #2021836 Report a problem
    12/29/2010Listing removed$115,900$93/sqft
    Source: NCI #817145 Report a problem
    5/30/2010Listed for sale$115,900$93/sqft
    Source: NCI #817145 Report a problem
    1/31/2010Listing removed$115,900$93/sqft
    Source: NCI #817145 Report a problem
    10/8/2009Listed for sale$115,900$93/sqft
    Source: NCI #817145 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$694 +1.5%$206,763
    2024$684 +2.3%$206,763
    2023$669 +25.3%$206,763 +53.9%
    2022$534 +2.6%$134,318
    2021$520 +4.3%$134,318
    2020$499 +1.8%$134,318
    2019$490 +20.1%$134,318 +25%
    2018$408 +4%$107,415
    2017$392 $107,415
    2016$392 +1.7%$107,415
    2015$386 -51.4%--
    2014$794 $112,346
    2013-- --
    2012-- --
    2011-- --
    2010-- --
    2009-- --
    2008-- $110,090 +11.4%
    2007-- $98,851
    2006-- $98,851

    Find assessor info on the county website

    Neighborhood: 28092

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Battleground
    • Middle: Lincolnton
    • High: Lincolnton

    Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $274,800
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $274,800