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Pending
  • Price cut: $15K (6/16)
    $145,000

    3128 Main St, Cottondale, FL 32431

    3beds
    1,726sqft
    : 
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    Single Family Residence
    Built in 1927
    0.73 Acres Lot
    $143,500 Zestimate®
    $84/sqft
    $-- HOA

    What's special

    Updated windowsNewly added privacy fenceNewer water heaterUpdated butcher block countertopsAccess from three roads
    Prime Hwy 231 Location - Zoned Commercial with Mixed-Use Potential! Endless opportunity awaits with this 3 bedroom, 1 bathroom brick home situated directly on high-traffic Hwy 231 in Cottondale, FL. Positioned on almost an acre corner lot with access from three roads, this property offers outstanding visibility, accessibility, and flexibility for a variety of residential or commercial uses. Recently enhanced with a newly added privacy fence, the property now offers additional seclusion, security, and functionality--perfect for creating a private backyard retreat, separating business and residential space, or securing pets and outdoor storage. The beautiful oak trees in the back yard offering shade on these Florida summer days Currently zoned Commercial, this property opens the door to numerous business ventures, and according to the City of Cottondale, the zoning may potentially be changed to Mixed Use. Whether you envision a live/work setup, rental investment, office space, boutique business, or future development opportunity, this property is ready to fit your vision. Inside, the home features a flexible bonus room ideal for an office or additional living space. The kitchen has updated butcher block countertops, a 2019 roof, 2023 HVAC system, newer water heater and updated windows. Public water and sewer are connected, and there may be additional septic systems remaining on site from former homesites--adding even more development potential pee previous owners. SELLERS ARE MOTIVATED!! Property is being sold AS IS. Don't miss your chance to own a versatile property in a growing commercial corridor with added privacy and endless potential!
    39 days
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    732
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    42
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kimberly Edwards 850-557-4652,

    Indian Springs Real Estate,

    Julie H Broxton 850-693-3435,

    Indian Springs Real Estate

    Source: CPAR,MLS#: 790104MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Full Bath, Kitchen, Living Room, Office
      Bedroom
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 12.16 x 11.65
      Bedroom
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 11.15 x 11.67
      Bedroom
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 24.34 x 8.43
      Dining room
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 11.63 x 11.92
      Other
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 9.23 x 7.21
      Kitchen
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 19.28 x 10.96
      Living room
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 18.35 x 15.57
      Office
      • Description: Approximate Measurements
      • Level: First
      • Dimensions: 8.51 x 10.52
      Heating
      • Electric
      Appliances
      • Included: Electric Range
      Features
      • Tub Shower
      Interior area
      • Total structure area: 1,726
      • Total interior livable area: 1,726 sqft

      Property

      Features
      • Fencing: Full,Fenced,Privacy
      Lot
      • Size: 0.73 Acres
      • Dimensions: 152 x 228 Appro x
      • Features: Paved
      Details
      • Parcel number: 315N1100920OG00015
      • Zoning description: City
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Pillar/Post/Pier
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1927

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: [No Recorded Subdiv]
      HOA
      • Has HOA: No
      Location
      • Region: Cottondale

      Financial & listing details

      • Price per square foot: $84/sqft
      • Tax assessed value: $104,293
      • Annual tax amount: $1,694
      • Date on market: 5/20/2026
      • Cumulative days on market: 38 days
      • Electric utility on property: Yes

        Estimated market value

        $143,500

        $136,000 - $151,000

        $1,382/mo

        Price history

        DateEventPrice
        6/18/2026Pending sale$145,000$84/sqft
        Source: CPAR #790104 Report a problem
        6/16/2026Price change$145,000-9.4%$84/sqft
        Source: CPAR #790104 Report a problem
        6/1/2026Price change$160,000-3%$93/sqft
        Source: CPAR #790104 Report a problem
        5/20/2026Listed for sale$165,000+46%$96/sqft
        Source: CPAR #790104 Report a problem
        10/10/2025Sold$113,000-18.7%$65/sqft
        Source: CPAR #775457 Report a problem
        9/30/2025Pending sale$139,000$81/sqft
        Source: CPAR #775457 Report a problem
        8/1/2025Price change$139,000-7.3%$81/sqft
        Source: CPAR #775457 Report a problem
        6/25/2025Listed for sale$150,000$87/sqft
        Source: CPAR #775457 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$362 +8.5%$50,236 +2.7%
        2023$334 -24.9%$48,925 -6.2%
        2022$445 +130%$52,137 +41.6%
        2021$193 +3.4%$36,816 +1.4%
        2020$187 +71.3%$36,308 +15%
        2019$109 -36.2%$31,567 -12%
        2018$171 $35,888 +2.1%
        2017$171 $35,150 +2.1%
        2016$171 +9.7%$34,427 -0.7%
        2015$156 -7.7%$34,687 +0.8%
        2014$169 $34,412 +1.5%
        2013-- $33,903 +1.7%
        2012-- $33,336 +3%
        2011-- $32,365 +1.5%
        2010-- $31,887 +2.7%
        2009-- $31,049 -2.8%
        2008-- $31,949 +6.1%
        2007-- $30,115 +2.5%
        2006-- $29,380 +3%
        2005-- $28,524 +3%
        2004-- $27,693 +1.9%
        2003-- $27,177 -0.6%
        2002-- $27,336 +4.6%
        2001-- $26,122 +3%
        2000-- $25,361

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 32431

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Cottondale
          • Middle: Cottondale
          • High: Cottondale

          Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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