Are you looking for a brick two-story home in Albemarle with tons of charm and character? Look no further, ALL UNDER $300,000.00. NO subdivision, NO HOA, and it is located on a half-acre!! 3 bedrooms, 1.5 bath, and home office included. Come take a look. Conveniently located, brick colonial style home. Hardwood floors and French doors. Extra-large primary upstairs with tons of potential. Lots of updates, large kitchen, mudroom/home office and lots of room to grow.
Active
$287,000
313 Mountain Creek Rd, Albemarle, NC 28001
3beds
1,867sqft
Single Family Residence
Built in 1920
0.5 Acres Lot
$280,000 Zestimate®
$154/sqft
$-- HOA
What's special
Brick colonial style homeBrick two-story homeHardwood floorsHome office includedLarge kitchenExtra-large primary upstairsFrench doors
- 173 days |
- 191 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Suzanne Whealan swhealan@yahoo.com,
Four Seasons Realty Albemarle
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4328915
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom half
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Other
- Level: Main
Heating
- Central
Cooling
- Ceiling Fan(s)
Appliances
- Included: Dishwasher, Electric Oven
- Laundry: Main Level
Features
- Flooring: Tile, Wood
- Basement: Exterior Entry
- Fireplace features: Other - See Remarks
Interior area
- Total structure area: 1,867
- Total interior livable area: 1,867 sqft
- Finished area above ground: 1,867
- Finished area below ground: 0
Property
Parking
- Parking features: Detached Carport, Driveway
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Side Porch
- Waterfront features: None
Lot
- Size: 0.5 Acres
- Features: Sloped
Details
- Parcel number: 654904523530
- Zoning: R-10
- Special conditions: Undisclosed,None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: None
- Subdivision: None
Location
- Region: Albemarle
Financial & listing details
- Price per square foot: $154/sqft
- Tax assessed value: $216,489
- Annual tax amount: $2,425
- Date on market: 1/7/2026
- Cumulative days on market: 173 days
- Listing terms: Conventional,FHA,USDA Loan,VA Loan
- Exclusions: None
- Electric utility on property: Yes
- Road surface type: Gravel, Paved
Estimated market value
$280,000
$266,000 - $294,000
$1,747/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/27/2026 | Price change | $287,000-2.7%$154/sqft |
Source: | ||
| 1/8/2026 | Listed for sale | $295,000+40.5%$158/sqft |
Source: | ||
| 10/15/2021 | Sold | $210,000+600%$112/sqft |
Source: | ||
| 8/23/2005 | Sold | $30,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,425 +53.8% | $216,489 +67.6% |
| 2024 | $1,576 | $129,199 |
| 2023 | $1,576 | $129,199 |
| 2022 | $1,576 | $129,199 |
| 2021 | $1,576 +9% | $129,199 +17% |
| 2020 | $1,446 +32.6% | $110,388 |
| 2019 | $1,090 | $110,388 |
| 2018 | $1,090 -1% | $110,388 |
| 2017 | $1,101 -15% | $110,388 +8.4% |
| 2016 | $1,296 | $101,808 |
| 2015 | $1,296 | $101,808 |
| 2014 | $1,296 | $101,808 |
| 2013 | -- | $101,808 +6% |
| 2012 | -- | $96,081 |
| 2011 | -- | $96,081 |
| 2010 | -- | $96,081 |
| 2009 | -- | $96,081 |
| 2008 | -- | $96,081 |
| 2007 | -- | $96,081 +438% |
| 2006 | -- | $17,860 |
| 2005 | -- | $17,860 |
| 2004 | -- | $17,860 -54% |
| 2003 | -- | $38,794 |
| 2002 | -- | $38,794 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28001
Nearby schools
GreatSchools rating
- 6/10Central Elementary SchoolGrades: K-5Distance: 1.4 mi
- 3/10Albemarle Middle SchoolGrades: 6-8Distance: 1.8 mi
- 3/10Albemarle High SchoolGrades: 9-12Distance: 0.2 mi
Schools provided by the listing agent
- Middle: Albemarle
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Stanly County
- Albemarle
- 28001
- 313 Mountain Creek Rd





