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For sale
  • Price cut: $400 (6/18)
    $434,500

    31448 Penny Surf Loop, Wesley Chapel, FL 33545

    4beds
    2,260sqft
    : 
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    Stock Cooperative, Single Family Residence
    Built in 2021
    -- sqft lot
    $427,200 Zestimate®
    $192/sqft
    $173/mo HOA

    What's special

    Covered lanaiStylish contemporary finishes throughoutSleek cabinetryGourmet kitchenSpa-inspired bathroomSoaring ceilingsStainless steel appliances
    Welcome to this beautifully designed home located in the highly sought-after Epperson community — one of Wesley Chapel’s premier master-planned neighborhoods known for its resort-style living and unmatched amenities. Combining modern elegance, comfort, and convenience, this exceptional property offers the ultimate Florida lifestyle buyers are looking for. Step inside to discover a bright open-concept floor plan filled with natural light, soaring ceilings, and stylish contemporary finishes throughout. The gourmet kitchen serves as the heart of the home, featuring sleek cabinetry, quartz/granite countertops, stainless steel appliances, and a spacious island perfect for entertaining family and friends. The luxurious primary suite provides a peaceful private retreat complete with a spa-inspired bathroom and oversized walk-in closet. Additional bedrooms give flexibility for family, guests, or a home office setup. Enjoy outdoor living year-round from the covered lanai and spacious backyard — ideal for relaxing evenings, weekend BBQs, or creating your own private oasis. Living in Epperson means enjoying access to world-class community amenities, including: The famous crystal-clear lagoon Sandy beaches & resort-style experiences Kayaking, paddleboarding & outdoor activities Walking trails, parks & golf cart-friendly streets Community events and family-friendly lifestyle Ideally located just minutes from: • Top-rated schools • Shopping & dining • Tampa Premium Outlets & The Shops at Wiregrass • Major highways including I-75 & SR-54 • Hospitals, entertainment, and everyday conveniences This move-in ready home offers incredible value in one of Tampa Bay’s fastest-growing and most desirable communities. Whether you’re searching for your dream home, vacation-style living, or a strong investment opportunity, this property truly checks every box.
    37 days
    |
    157
    |
    14
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jaime Barrios 813-895-7670,

    LPT REALTY, LLC 877-366-2213,

    Martha Lopez Alvarez 813-902-2864,

    LPT REALTY, LLC

    Source: Stellar MLS,MLS#: TB8513397MLS LogoOriginating MLS: Orlando Regional

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      Kitchen
      • Features: Storage Closet
      • Level: First
      Living room
      • Features: Coat Closet
      • Level: First
      Heating
      • Central, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
      • Laundry: Laundry Room
      Features
      • Built-in Features, High Ceilings, Living Room/Dining Room Combo
      • Flooring: Carpet, Ceramic Tile
      • Doors: French Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 2,721
      • Total interior livable area: 2,260 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Gray Water System
      Lot
      • Size: 5,037 Square Feet
      Details
      • Parcel number: 202527010.0000.00004.0
      • Zoning: MPUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: Cooperative
      • Property subtype: Stock Cooperative, Single Family Residence
      Materials
      • Block, Concrete
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: EPPERSON RANCH NORTH POD F
      HOA
      • Has HOA: Yes
      • HOA fee: $173 monthly
      • HOA name: KAi
      • Second HOA name: epperson North
      Location
      • Region: Wesley Chapel

      Financial & listing details

      • Price per square foot: $192/sqft
      • Tax assessed value: $361,692
      • Annual tax amount: $8,442
      • Date on market: 5/29/2026
      • Cumulative days on market: 37 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Co-op
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $427,200

        $406,000 - $449,000

        $2,529/mo

        Price history

        DateEventPrice
        6/18/2026Price change$434,500-0.1%$192/sqft
        Source: Stellar MLS #TB8513397 Report a problem
        5/29/2026Listed for sale$434,900+25.3%$192/sqft
        Source: Stellar MLS #TB8513397 Report a problem
        10/20/2021Sold$346,990$154/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,222 +3.8%$361,692 +1.1%
        2023$7,922 +16.5%$357,794 +15.6%
        2022$6,798 +194.4%$309,474 +664.2%
        2021$2,309 $40,497

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33545

        Getting around

        5 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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