Welcome to this beautifully designed home located in the highly sought-after Epperson community — one of Wesley Chapel’s premier master-planned neighborhoods known for its resort-style living and unmatched amenities. Combining modern elegance, comfort, and convenience, this exceptional property offers the ultimate Florida lifestyle buyers are looking for. Step inside to discover a bright open-concept floor plan filled with natural light, soaring ceilings, and stylish contemporary finishes throughout. The gourmet kitchen serves as the heart of the home, featuring sleek cabinetry, quartz/granite countertops, stainless steel appliances, and a spacious island perfect for entertaining family and friends. The luxurious primary suite provides a peaceful private retreat complete with a spa-inspired bathroom and oversized walk-in closet. Additional bedrooms give flexibility for family, guests, or a home office setup. Enjoy outdoor living year-round from the covered lanai and spacious backyard — ideal for relaxing evenings, weekend BBQs, or creating your own private oasis. Living in Epperson means enjoying access to world-class community amenities, including: The famous crystal-clear lagoon Sandy beaches & resort-style experiences Kayaking, paddleboarding & outdoor activities Walking trails, parks & golf cart-friendly streets Community events and family-friendly lifestyle Ideally located just minutes from: • Top-rated schools • Shopping & dining • Tampa Premium Outlets & The Shops at Wiregrass • Major highways including I-75 & SR-54 • Hospitals, entertainment, and everyday conveniences This move-in ready home offers incredible value in one of Tampa Bay’s fastest-growing and most desirable communities. Whether you’re searching for your dream home, vacation-style living, or a strong investment opportunity, this property truly checks every box.
For sale
Price cut: $400 (6/18)
$434,500
31448 Penny Surf Loop, Wesley Chapel, FL 33545
4beds
2,260sqft
Stock Cooperative, Single Family Residence
Built in 2021
-- sqft lot
$427,200 Zestimate®
$192/sqft
$173/mo HOA
What's special
Covered lanaiStylish contemporary finishes throughoutSleek cabinetryGourmet kitchenSpa-inspired bathroomSoaring ceilingsStainless steel appliances
- 37 days |
- 157 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
Jaime Barrios 813-895-7670,
LPT REALTY, LLC 877-366-2213,
Martha Lopez Alvarez 813-902-2864,
LPT REALTY, LLC
Source: Stellar MLS,MLS#: TB8513397
Originating MLS: Orlando Regional

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Kitchen
- Features: Storage Closet
- Level: First
Living room
- Features: Coat Closet
- Level: First
Heating
- Central, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
- Laundry: Laundry Room
Features
- Built-in Features, High Ceilings, Living Room/Dining Room Combo
- Flooring: Carpet, Ceramic Tile
- Doors: French Doors
- Has fireplace: No
Interior area
- Total structure area: 2,721
- Total interior livable area: 2,260 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Gray Water System
Lot
- Size: 5,037 Square Feet
Details
- Parcel number: 202527010.0000.00004.0
- Zoning: MPUD
- Special conditions: None
Construction
Type & style
- Home type: Cooperative
- Property subtype: Stock Cooperative, Single Family Residence
Materials
- Block, Concrete
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: EPPERSON RANCH NORTH POD F
HOA
- Has HOA: Yes
- HOA fee: $173 monthly
- HOA name: KAi
- Second HOA name: epperson North
Location
- Region: Wesley Chapel
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $361,692
- Annual tax amount: $8,442
- Date on market: 5/29/2026
- Cumulative days on market: 37 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Co-op
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$427,200
$406,000 - $449,000
$2,529/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Price change | $434,500-0.1%$192/sqft |
Source: | ||
| 5/29/2026 | Listed for sale | $434,900+25.3%$192/sqft |
Source: | ||
| 10/20/2021 | Sold | $346,990$154/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,222 +3.8% | $361,692 +1.1% |
| 2023 | $7,922 +16.5% | $357,794 +15.6% |
| 2022 | $6,798 +194.4% | $309,474 +664.2% |
| 2021 | $2,309 | $40,497 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33545
Nearby schools
GreatSchools rating
- 3/10Watergrass Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 6/10Thomas E. Weightman Middle SchoolGrades: 6-8Distance: 1.5 mi
- 5/10Wesley Chapel High SchoolGrades: 9-12Distance: 1.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Pasco County
- Wesley Chapel
- 33545
- 31448 Penny Surf Loop






