SECLUDED SANCTUARY. This 3-bedroom, 2-bath home provides rare-to-find tranquility in a pristine natural setting. The two-story cottage embodies Old Florida-style with lovingly maintained stone accents and an expansive covered porch overlooking open water. The covered private deck extends your space to relax out to the water's edge. Inside, modern amenities enhance the home's charm and function. The upgraded kitchen opens to the living room, with both rooms featuring a wall of windows to take in the views. Two bedrooms and one bath complete the downstairs space. Retreat upstairs to find a completely remodeled, spacious primary suite overlooking the Gulf. A large second building provides storage and opportunity for expansion. Situated on 1.2 acres with only a single adjacent neighbor, this home offers a private sanctuary tucked away from the world.
Sold for $1,100,000
$1,100,000
3167 Stewart Rd, Middle Torch Key, FL 33042
3beds
1,222sqft
Single Family Residence
Built in 1971
1.2 Acres Lot
$1,100,300 Zestimate®
$900/sqft
$5,317 Estimated rent
Home value
$1,100,300
$990,000 - $1.22M
$5,317/mo
Zestimate® history
Owner options
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$5,317/mo
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$5,402/mo
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List your homeWhat's special
Pristine natural settingLovingly maintained stone accentsTwo-story cottageUpgraded kitchen
Zillow last checked:
Listing updated:
Listed by:
Sarah Eckert 772-501-6576,
Coldwell Banker Schmitt Real Estate Co. (KW),
Vic Musmanno 305-304-2623,
Coldwell Banker Schmitt Real Estate Co. (KW)
Bought with:
outside of mls
Outside Of MLS
Source: FLKMLS,MLS#: 619183
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Wall/Window Unit(s), Ceiling Fans(s)
Appliances
- Included: Washer, Dryer, Refrigerator, Range, Oven, Microwave
Features
- Built-in Features, Walk-in Closet(s)
- Flooring: Tile, Laminate
- Furnished: Yes
Interior area
- Total structure area: 1,222
- Total interior livable area: 1,222 sqft
Property
Parking
- Parking features: Open, Storage
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Grip-Accessible Features, Accessible Approach with Ramp
Features
- Levels: Ground Level
- Patio & porch: Open Porch/Balcony, Deck
- Exterior features: Storage
- On waterfront: Yes
Lot
- Size: 1.2 Acres
Details
- Additional structures: Gazebo
- Additional parcels included: 00224880-000000
- Parcel number: 00224890000000
- Zoning: IS - Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1971
Utilities & green energy
- Water: Cistern
Community & HOA
Community
- Subdivision: Middle Torch Key Est (28.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Middle Torch Key
Financial & listing details
- Price per square foot: $900/sqft
- Tax assessed value: $655,632
- Annual tax amount: $6,580
- Date on market: 3/24/2026
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Sold | $1,100,000-30.6%$900/sqft |
Source:  FLKMLS #619183 Report a problem | ||
| 5/30/2026 | Contingent | $1,585,000$1,297/sqft |
Source:  Key West AOR #619183 Report a problem | ||
| 3/24/2026 | Listed for sale | $1,585,000-3.9%$1,297/sqft |
Source: FLKMLS #619183 Report a problem | ||
| 1/28/2026 | Listing removed | $1,650,000$1,350/sqft |
Source: FLKMLS #617572 Report a problem | ||
| 12/4/2025 | Listed for sale | $1,650,000+666.4%$1,350/sqft |
Source: Key West AOR #617572 Report a problem | ||
| 12/18/2020 | Sold | $215,300-62.8%$176/sqft |
Source: Public Record Report a problem | ||
| 1/19/2017 | Sold | $579,000-3.3%$474/sqft |
Source: Public Record Report a problem | ||
| 11/22/2016 | Listed for sale | $599,000-13.8%$490/sqft |
Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #572876 Report a problem | ||
| 3/26/2015 | Listing removed | $695,000$569/sqft |
Source: Owner Report a problem | ||
| 11/29/2014 | Listed for sale | $695,000+120.6%$569/sqft |
Source: Owner Report a problem | ||
| 3/5/2012 | Sold | $315,000$258/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,580 +3.3% | $655,632 +0.7% |
| 2024 | $6,371 +2.3% | $650,850 +1.3% |
| 2023 | $6,230 +5% | $642,410 +9.2% |
| 2022 | $5,936 +5.5% | $588,324 +10% |
| 2021 | $5,628 +3% | $534,840 +4.4% |
| 2020 | $5,465 | $512,160 +8.5% |
| 2019 | $5,465 +6.9% | $471,996 -7.2% |
| 2018 | $5,110 -8.4% | $508,370 +3.5% |
| 2017 | $5,581 +13.9% | $490,975 +30.3% |
| 2016 | $4,901 +11.5% | $376,666 +6.4% |
| 2015 | $4,397 | $353,967 |
Find assessor info on the county website
Neighborhood: 33042
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Nearby schools
GreatSchools rating
- 6/10Sugarloaf SchoolGrades: PK-8Distance: 7.8 mi
- 4/10Key West High SchoolGrades: 9-12Distance: 24.9 mi
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Estimated market value
$1,100,300
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Estimated market value
$1,100,300
- Florida
- Monroe County
- Summerland Key
- 33042
- 3167 Stewart Rd
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