This is a 2 bedroom house rent to own. The proposed terms are $700 per month $3,000 down payment with a 5 year option to purchase and the purchase price of $50,000. All terms are negotiable. I will be cleaning the trash out of the house and getting it cleaned in the next couple days as I am just taking over management of the property for my father. I will update pictures as soon as I get it cleaned out. There is a $35 per adult application fee to cover the background check. Tenant Selection Criteria 1. DISCRIMINATION: We do not discriminate on the basis of race, color, national origin, religion, sex, handicap, age, familial status or sexual preference or any other protected class. 2. INCOME: a. The monthly rent cannot exceed 1/3 of the tenant's monthly household total disposable income. b. Applicants must prove income via current pay stubs from a local company or equivalent for 1 continuous year, 6 months at current employer. If applicant suffered a layoff due to the COVID-19 emergency of 2020, this time will not be included in the continuous employment requirement above provided tenant can provide documentation of this fact. c. The income must be verified. d. Unstable and seasonal work will require 2 years of tax returns to document income. e. Government payments require copy of benefits letter or other documentation of receipt of befits. 3. RENTAL HISTORY: a. Minimum 6 months at current residence. b. If less than 12 months at current residence, then a copy of current lease or other documentation of said residency. If currently under an active lease, then a letter from current landlord releasing applicant from lease is required. We do not condone breaking a lease with a previous landlord. c. No evictions in 5 years. d. No non-payment of rent reported. e. No non-payment of utilities reported. f. No skips reported. g. h. No unauthorized pets reported. i. No unauthorized occupants reported. j. No damages to rental reported. k. No notice not given reported. l. No rental referral to collections reported. m. No housing of Section 8 fraud reported. 4. GROUP APPLICANTS: All adults to live in the property must provide an application, pass the background check and be signatories on the lease. Acceptance of groups will be based on the grouped backgrounds, so even if all applicants would not be accepted individually the group may still be accepted. 5. CREDIT HISTORY: a. Medical bills and paid collections will not be counted against applicant. b. Credit over 5 years old will be excluded from consideration. c. No Chapter 7 in past 2 years. d. No Chapter 13 in past 1 year. e. No foreclosures in 2 years. f. No unpaid collections except for medical. g. No judgments in excess of $50.00. h. Applicant must get a score of 80 out of 100 on the NTN score, further information on how this is calculated can be obtained upon request. 6. CRIMINAL HISTORY: The following will be excluded from consideration. a. Convictions involving moral turpitude, lack of integrity or dishonesty. b. Convictions that involve physical violence or endangering the health or safety of another person. c. Convictions involving manufacture or distribution of a controlled substance. d. Convictions of a sexual nature. e. Multiple misdemeanors may be refused. 7. HONESY: Application must be complete and honestly filled out. Any falsification found on the application will cause refusal of applicant. Tenant pays all utilities, Property tax will be included in the rent.
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