Contingent

Price cut: $5K (5/4)

$309,900

3182 Cottage Grove Cir NW, Cleveland, TN 37312

3beds

1,350sqft

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Single Family Residence

Built in 2015

4,791 Square Feet Lot

$-- Zestimate^®

$230/sqft

$25/mo HOA

What's special

Gas fireplaceWalk-in closetLuxurious bathSunny gourmet kitchenJack-and-jill bathGranite countertops

Welcome to your dream retreat in a coveted gated community. Tucked inside a private, gated community with its own park. This charming Craftsman cottage blends elegance & comfort. The sunny gourmet kitchen features granite countertops, hardwood & tile floors flow throughout. The owner's suite is conveniently on the main level, boasting a luxurious bath & walk-in closet. Upstairs; two spacious bedrooms share a jack-and-Jill bath. The open floor plan centers around a great room with a gas fireplace and a screened porch overlooks a private, level yard. Bonus; extra storage space included! Don't miss this rare gem......schedule your private tour today and feel right at home!

172 days

180

4

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Primary bathroom

Level: First

Bathroom

Level: First

Other

Level: First

Dining room

Level: First

Great room

Level: First

Kitchen

Level: First

Utility room

Level: First

Heating

Central, Natural Gas

Cooling

Central Air

Appliances

Included: Dryer, Disposal, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
Laundry: Laundry Closet

Features

Breakfast Bar, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Speed Internet, Kitchen Island, Open Floorplan, Primary Downstairs, See Remarks, Storage, Walk-In Closet(s), Split Bedrooms
Flooring: Carpet, Hardwood, Tile
Windows: Blinds, Double Pane Windows, Insulated Windows, Screens, Vinyl Frames
Has basement: No
Number of fireplaces: 1
Fireplace features: Gas Log

Interior area

Total structure area: 1,350
Total interior livable area: 1,350 sqft
Finished area above ground: 1,350

Property

Parking

Total spaces: 1
Parking features: Concrete, Garage, Garage Door Opener
Attached garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Covered, Front Porch, Porch, Screened, See Remarks
Exterior features: Rain Gutters
Pool features: None
Fencing: None
Has view: Yes
View description: Neighborhood

Lot

Size: 4,791 Square Feet
Dimensions: 45 x 102 x 45 x 102
Features: Level

Details

Additional structures: None
Parcel number: 042i H 015.00
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick Veneer, HardiPlank Type
Foundation: Block, Permanent
Roof: Shingle

Condition

New construction: No
Year built: 2015

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community & HOA

Community

Features: Street Lights
Security: Smoke Detector(s)
Subdivision: Berywood Cottages

HOA

Has HOA: Yes
Amenities included: Gated, Park
HOA fee: $300 annually

Location

Region: Cleveland

Financial & listing details

Price per square foot: $230/sqft
Tax assessed value: $297,000
Annual tax amount: $1,674
Date on market: 1/26/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Asphalt

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/29/2026	Contingent	$309,900$230/sqft
Source: Greater Chattanooga Realtors #1527348 Report a problem
5/4/2026	Price change	$309,900-1.6%$230/sqft
Source: Greater Chattanooga Realtors #1527348 Report a problem
3/24/2026	Price change	$314,900-4.3%$233/sqft
Source: RCAR #20260427 Report a problem
1/26/2026	Listed for sale	$328,900+103.9%$244/sqft
Source: RCAR #20260427 Report a problem
11/12/2015	Sold	$161,300$119/sqft
Source: RealTracs MLS as distributed by MLS GRID #3195105 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$74,250 +56.5%
2024	$683	$47,450
2023	$683	$47,450
2022	$683 -54.3%	$47,450
2021	$1,496 -6.1%	$47,450 +14.4%
2019	$1,594 +2%	$41,475
2018	$1,563 0%	--
2017	$1,563 +15.2%	--
2016	$1,357	--
2015	$1,357 +565.2%	--
2014	$204	--
2013	--	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 37312

Getting around

50 / 100

Car-Dependent

31 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Donald P Yates Primary School
Grades: PK-2Distance: 1.4 mi
4/10
Cleveland Middle School
Grades: 6-8Distance: 1.9 mi
7/10
Cleveland High School
Grades: 9-12Distance: 0.6 mi

Schools provided by the listing agent

Elementary: Ross-Yates Elementary
Middle: Cleveland Middle
High: Cleveland High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.