Located on sought-after Northshore Road of Lake Whatcom, this waterfront home offers comfortable lake living in the most peaceful setting. An area known for some of the best sun exposure on the lake, with incredible sunsets and evening sun that lasts late into the day. From the gated entry to the ultra deep lot and circular driveway, this is a true lakeside escape. The large windows and glass doors take full advantage of the lake views and bring in abundant natural light, while the spacious decks create easy indoor-outdoor living. The remodeled interior features clean, modern updates with a comfortable Lakehouse style. This property features a rare white sand beach, newer dock with boat lift, beautifully landscaped grounds, and exceptional privacy, plus a detached guest cottage with approximately 240 square feet of additional living space offers flexibility for guests, office space, or additional living area. Situated in a protected cove across from Lake Whatcom Park and close to the Hertz and Chanterelle trail systems, this is a rare opportunity to own waterfront property in one of Lake Whatcom’s most desirable locations.
Active
Listed by: Windermere RE Whatcom, Inc.
$1,970,000
3187 Northshore Road, Bellingham, WA 98226
3beds
1,298sqft
Single Family Residence
Built in 1978
0.5 Acres Lot
$1,874,900 Zestimate®
$1,518/sqft
$-- HOA
What's special
Comfortable lakehouse styleCircular drivewayWaterfront homeAbundant natural lightRare white sand beachBeautifully landscaped groundsExceptional privacy
- 18 days |
- 1,400 |
- 55 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Chet E. Kenoyer,
Windermere RE Whatcom, Inc.,
Gina L. Harris,
Windermere RE Whatcom, Inc.
Source: NWMLS as distributed by MLS GRID,MLS#: 2533856
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bathroom full
- Level: Main
Bathroom three quarter
- Level: Main
Dining room
- Level: Main
Entry hall
- Level: Main
Great room
- Level: Main
Kitchen with eating space
- Level: Main
Utility room
- Level: Main
Heating
- Fireplace, Ductless, Forced Air, Heat Pump, Electric
Cooling
- Ductless, Forced Air, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Washer(s), Water Heater: Electric, Water Heater Location: Laundry
Features
- Ceiling Fan(s), Dining Room
- Flooring: Ceramic Tile, Hardwood, Vinyl, Carpet
- Windows: Skylight(s)
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Main Level: 1, Fireplace
Interior area
- Total structure area: 1,298
- Total interior livable area: 1,298 sqft
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Covered spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Ceiling Fan(s), Dining Room, Fireplace, Skylight(s), Vaulted Ceiling(s), Water Heater
- Has view: Yes
- View description: Lake, Mountain(s), Territorial
- Has water view: Yes
- Water view: Lake
- Waterfront features: Bulkhead, Lake, No Bank
- Frontage length: Waterfront Ft: 55
Lot
- Size: 0.5 Acres
- Features: Dead End Street, Paved, Deck, Dock, Fenced-Fully, Gated Entry, High Speed Internet, Moorage, Outbuildings, Shop, Sprinkler System
- Topography: Level
- Residential vegetation: Fruit Trees
Details
- Parcel number: 3804324060980000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 1 Story
- Property subtype: Single Family Residence
Materials
- Brick, Wood Siding
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Good
- Year built: 1978
Utilities & green energy
- Electric: Company: PSE
- Sewer: Septic Tank, Company: Septic
- Water: Lake, Company: Drawn from lake
- Utilities for property: Xfinity, Xfinity
Community & HOA
Community
- Subdivision: Agate Bay
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $1,518/sqft
- Tax assessed value: $1,422,809
- Annual tax amount: $13,804
- Date on market: 5/14/2026
- Cumulative days on market: 39 days
- Listing terms: Conventional
- Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$1,874,900
$1.78M - $1.97M
$2,804/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Listed for sale | $1,970,000+17.6%$1,518/sqft |
Source:  NWMLS as distributed by MLS GRID #2533856 Report a problem | ||
| 12/17/2025 | Sold | $1,675,000$1,290/sqft |
Source: NWMLS as distributed by MLS GRID #2454787 Report a problem | ||
| 11/15/2025 | Pending sale | $1,675,000$1,290/sqft |
Source: NWMLS as distributed by MLS GRID #2454787 Report a problem | ||
| 11/13/2025 | Listed for sale | $1,675,000+105.9%$1,290/sqft |
Source: NWMLS as distributed by MLS GRID #2454787 Report a problem | ||
| 9/9/2009 | Sold | $813,467$627/sqft |
Source: NWMLS as distributed by MLS GRID #29052794 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $12,950 +2.2% | $1,422,809 -4.2% |
| 2023 | $12,668 +15.3% | $1,485,387 +23% |
| 2022 | $10,985 +9% | $1,207,631 +21% |
| 2021 | $10,082 +9.1% | $998,042 +16.2% |
| 2020 | $9,243 | $859,064 +7% |
| 2019 | $9,243 +3.2% | $803,236 +11.4% |
| 2018 | $8,955 +13.1% | $721,360 +13% |
| 2017 | $7,918 -3.6% | $638,426 +10.2% |
| 2016 | $8,211 +25.8% | $579,098 +6.1% |
| 2015 | $6,525 | $545,842 +0.1% |
| 2014 | $6,525 -2.7% | $545,417 +5.5% |
| 2013 | $6,704 | $517,103 |
| 2012 | -- | $517,103 |
| 2011 | -- | $517,103 |
| 2010 | -- | $517,103 -0.2% |
| 2009 | $4,910 -6.2% | $518,030 +1.8% |
| 2008 | $5,233 | $508,650 |
| 2007 | $5,233 +45.5% | $508,650 +1.2% |
| 2005 | $3,598 | $502,650 +82.8% |
| 2004 | $3,598 -3.5% | $274,910 |
| 2003 | $3,729 +1.9% | $274,910 |
| 2002 | $3,659 +0.1% | $274,910 |
| 2001 | $3,654 | $274,910 +4.8% |
| 2000 | -- | $262,340 |
| 1999 | -- | $262,340 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 98226
Nearby schools
GreatSchools rating
- 7/10Silver Beach Elementary SchoolGrades: PK-5Distance: 5.1 mi
- 8/10Whatcom Middle SchoolGrades: 6-8Distance: 7.7 mi
- 8/10Squalicum High SchoolGrades: 9-12Distance: 6 mi
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- Washington
- Whatcom County
- Bellingham
- 98226
- 3187 Northshore Road
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